The Albama procedure for restoring a victim,s good name is available only after the thief is convicted. Since many state law enforcement agencies are already overworked and the nature of the crime makes investigation difficult, it is likely the state law, like the federal statute, will be directly helpful to only a few consumers. Although the Act is another good weapon in the law enforcement arsenal, restoring a victim’s good name, like avoiding victimization, will continue to depend on individual,s action.
The best defense is prevention, and that falls on individuals.
Some steps that he can take:
1. Do not give out identifying numbers or financial information.
2. Shred or tear into small pieces all mail solicitations and mail record etc.
3. Know the due dates for his bill and statements.
4. Opt out of recieving pre-screened credit card offers.
5. Periodically request a copy of his credit card.
6. Store new and cancelled checks in a safe place, report lost checks to bank immediately.
7. Contact the fraud departments for the three major credit bureaus.
Contact the office of the Attorney General or Consumer Affairs Advocate in your state. In Alabama, contact the office of the Albama Attorney General.
i dont recieve any payment in my account...kindly do this.. thanks
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