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Citizens bank offers a savings account with an effective interest rate of 9% and quarterly compounding. What is the nominal rate (APR) on the account?

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interest rate per quarter= 9/4= 2.25%
Nominal interest rate
ia=(1+0.0225)^4 -1= 9.31%

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BUS 475 WEEK 9 ASSIGNMENT 2
BUS 475 WEEK 9 ASSIGNMENT 2
Assignment 2: Challenges in the Global Business EnvironmentDue Week 9 and worth 330 pointsAccording to the textbook, ongoing challenges in the global business environment are mostly attributed to unethical business practices, failure to embrace technology advancements, and stiff competition among businesses. Imagine that you have been appointed as Apple’s Chief Compliance Officer and must prepare a video presentation for Apple’s suppliers regarding Apple’s Supplier Code of Conduct to deliver via a web meeting. To prepare for your presentation, review Apple’s Supplier Code of Conduct, located at https://www.apple.com/supplier-responsibility/. Next, use a tablet, smartphone, laptop, desktop, or traditional video recorder to record a maximum of a five to seven (5-7) minute dynamic video on Apple’s Code of Conduct. Alternatively, you may submit a four to six (4-6) page paper instead of the video submission.In addition to the recorded video, you must also create a presentation using PowerPoint (or other equivalent software) summarizing the important changes and explanations regarding the code of conduct that you communicated in your video presentation to email to the suppliers after the meeting for future reference.You must submit both parts of the assignment to receive full credit.Note: If you are using a tablet or smartphone you will need to email the video file to yourself, then save it to a computer in order to upload to Blackboard. You may want to upload your video to a file sharing service, such as Dropbox, if your email will not let you send a large video file. Dropbox is accessible from all smartphones and tablets from the Dropbox app.Once you are ready to upload your video to Blackboard, view the Kaltura video tutorial found in your online course shell (Week 9).Please use the following naming convention in the popup window for your video once it is finished uploading:Title: Your First Name, Your Last Name – Challenges in the Business EnvironmentTags: BUS475, Business EnvironmentDescription: First Name, Last Name – BUS475 Assignment 2 (Date Uploaded ex. 11-14-2014)Part 1: Video Presentation OR PaperPrepare and present a video that is a maximum of five to seven (5-7) minutes OR write a four to six (4-6) page paper in which you:List specific changes that Apple has made to its Code of Conduct in recent years. Provide at least one (1) example of each change.Explain the identified changes to the suppliers in such a way that they will understand the standards that Apple requires in order to maintain their relationship with the company.Part 2: PowerPoint PresentationCreate a six to eight (6-8) slide PowerPoint presentation in which you:Summarize Apple’s Supplier Responsibility information.Discuss Apple’s stance on each of the following areas:Empowering workersLabor and Human RightsHealth and SafetyThe EnvironmentAccountabilityIdentify the key ways that Apple’s Progress Report has changed since last year.Examine the manner in which Apple’s Supplier Code of Conduct helps the organization operate as a socially responsible organization.Provide detailed speaker notes of what you would say if you were delivering the presentation.Submit a reference page with at least two (2) quality references that you have used for this presentation / paper. Note: Wikipedia and other Websites do not qualify as academic resources.Your PowerPoint presentation must follow these formatting requirements:Format the PowerPoint presentation with headings on each slide and three to four (3-4) relevant graphics (photographs, graphs, clip art, etc.), ensuring that the presentation is visually appealing and readable from 18 feet away. Check with your professor for any additional instructions.Include a title slide containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The title and reference slides are not included in the required slide length.If you choose the written paper, your assignment must follow these formatting requirements:Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.The specific course learning outcomes associated with this assignment are:Evaluate the influences of changing economic, political, social, cultural, and technological forces on business and society.Use technology and information resources to research issues in business and society.Write clearly and concisely about business and society using proper writing mechanics.

Touche Ross and the manager dilimma
Touche Ross and the manager dilimma
In 1984, several individuals, including David Greenberg, formed seven limited partnerships to develop and operate a chain of one hundred “Video USA” video rental stores.One hundred and sixteen limited partners, who had invested $13 million in three private placements, sued the accounting firm Touche Ross, among others, for securities fraud. They alleged that Touche Ross had failed to disclose that David Greenberg was a convicted felon; that his twelve-year-old son was the sole officer, director, and shareholder of one of the corporations that served as a general partner; and that the principals used fraudulent invoices and made fraudulent claims against insurance companies.The limited partners further claimed that Touche Ross had prepared the materially misleading financial projections attached as exhibits to the offering memoranda. Touche Ross did not issue an opinion or certification regarding any part of the offering documents.Attached to each of the projections that Touche Ross issued was a letter stating that the projection was based on management’s “knowledge and belief,” cautioning that the projection “does not include an evaluation of the support for the assumptions underlying the projections.”Search the Internet and read the complete case of Shapiro v. Cantor, 123 F.3d 717 (2d Cir. 1997).Is Touche Ross responsible for disclosing the criminal history of one of its principals? If so, how? If no, why? To what extent, if any, must Touche Ross report to the officers, directors, and shareholders of the corporations that served as general partners? Why? Is Touche Ross responsible for reporting a principal who used fraudulent invoices and claims against insurance companies? Why or why not? Is the projection as issued by Touche Ross materially misleading? Why or why not? To what extent, if any, is Touche Ross liable under Section 10(b) to the limited partners?

Time Value of Money - Annuity
Time Value of Money - Annuity
An individual is now
50 years old, that he plans to retire in 10 years, and that he expects to live
for 25 years after he retires, that is, until he is 85. He wants a fixed annual
retirement income of $65,156. His retirement income will begin the day he
retires, 10 years from today, and he will then get 24 additional annual
payments. He currently has $100,000 saved up; and he expects to earn a return
on his savings of 8 percent per year, annual compounding. To the nearest
dollar, how much must he save during each of the next 10 years (with deposits
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“Biggest Challenges Facing Organizations in the Next 20 Years”
“Biggest Challenges Facing Organizations in the Next 20 Years”
In this assignment, you will create a PowerPoint presentation that outlines
what you believe will be the biggest challenges facing organizations in the next
twenty (20) years.
Faculty Note: For students taking this course online, if
there is a hardship for any student in being able to secure a microphone to
complete this assignment, the student is allowed to use the notes section of
PowerPoint to write a narrative of what they would say if actually presenting /
narrating.
Write an eight (8) slide presentation in which you:
Provide a title slide (as indicated in the format requirements below)
followed by a slide with an introduction to your presentation.
Presentation should include your choice of the five (5) challenges you
believe organizations will face in the next twenty (20) years. Only include one
(1) challenge and your explanation for choosing that challenge per slide for a
total of five (5) slides.
Provide one (1) summary slide which addresses key points of your
paper.
Narrate each slide, using a microphone, indicating what you would say if you
were actually presenting in front of an audience.
Your assignment must follow these formatting requirements:
Format the PowerPoint presentation with headings on each slide and three to
four (3-4) relevant graphics (photographs, graphs, clip art, etc.), ensuring
that the presentation is visually appealing and readable from 18 feet away.
Check with your professor for any additional instructions.
Include a title slide containing the title of the assignment, the student’s
name, the professor’s name, the course title, and the date.
The specific course learning outcomes associated with this assignment
are:
Understand human behavior in organizations and the forces shaping that
behavior while analyzing the individual differences within those organizations
and their impact on organizational behavior.
Analyze the facets of organizational culture, including influences and
functions, challenges related to changing the culture, and the impact of culture
on organizational performance.
Use technology to research issues affecting organizational behavior in order
to deliver assignments which are clear, concise and have proper writing
mechanics.
Write clearly and concisely about operations management using proper writing
mechanics.
Click here to view the grading rubric for this assignment.CriteriaUnacceptableBelow 60% FMeets Minimum Expectations60-69% DFair70-79% CProficient80-89% BExemplary90-100% A1. Provide a title slide followed by a slide with an introduction to your presentation. Weight: 5%Did not submit or incompletely provided a title slide followed by a slide with an introduction to your presentation.Insufficiently provided a title slide followed by a slide with an introduction to your presentation.Partially provided a title slide followed by a slide with an introduction to your presentation.Satisfactorily provided a title slide followed by a slide with an introduction to your presentation.Thoroughly provided a title slide followed by a slide with an introduction to your presentation.2. Presentation should include your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Only include one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. Weight: 50% Did not submit or incompletely included your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Did not submit or incompletely included one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. Insufficiently included your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Insufficiently included one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. Partially included your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Partially included one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. Satisfactorily included your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Satisfactorily included one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. Thoroughly included your choice of the five (5) challenges you believe organizations will face in the next twenty (20) years. Satisfactorily included one (1) challenge and your explanation for choosing that challenge per slide for a total of five (5) slides. 3. Provide one (1) summary slide which addresses key points of your paper. Weight: 5% Did not submit or incompletely provided one (1) summary slide which addresses key points of your paper. Insufficiently provided one (1) summary slide which addresses key points of your paper. Partially provided one (1) summary slide which addresses key points of your paper. Satisfactorily provided one (1) summary slide which addresses key points of your paper. Thoroughly provided one (1) summary slide which addresses key points of your paper. 4. Narrate each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience. Weight: 30% Did not submit or incompletely narrated each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience.Insufficiently narrated each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience.Partially narrated each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience.Satisfactorily narrated each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience.Thoroughly narrated each slide, using a microphone, indicating what you would say if you were actually presenting in front of an audience.5. Clarity, writing mechanics, and formatting requirements. Weight: 10% More than 8 errors present 7-8 errors present 5-6 errors present 3-4 errors present 0-2 errors present

discussion help please
discussion help please
In a 250-300 word post, answer the following questions: What is strategic planning? How does it differ from other forms of planning? Why is the strategic planning process important to entrepreneurs in starting a new venture?---------------------------------------------------------------------------------------------------------------------------------------------------------In a 250-300 word post, respond to the following: Provide a definition of entrepreneurial thinking. What role does entrepreneurial thinking play in strategic planning?
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