Thank you for the opportunity to help you with your question!
Using net present value calculators, the financial planner will suggest a
combination of asset earmarking and regular savings to be invested in a
variety of investments. In order to overcome the rate of inflation, the
investment portfolio has to get a higher rate of return, which
typically will subject the portfolio to a number of risks.
Please let me know if you need any clarification. I'm always happy to answer your questions.