Thank you for the opportunity to help you with your question!
I think some of the laws have become overly burdensome to businesses.For example:-
The Truth in Lending Act which states that traders can't bill you more than 50 dollars for unauthorized charges made to that card. This law protects consumers who could have defaulted in payment.
Fair debt collection act which bars debt collectors from using unfair and deceptive practices to collect overdue bills. This law also protects consumers who don't pay their bills at the expense of businesses. Such a law could be detrimental to businesses that sell products to consumers on credit.
The above laws are example of how far laws have gone to protect consumers while businesses suffer on the other hand.
Content will be erased after question is completed.