When posting your discussion response, make sure that you answer the following questions and provide a link of a site that supports what you have provided for your discussion response. If you do not add a link along with your discussion response you will receive half of the credit for the discussion assignment.
How much does Apple receive from credit card companies for its mobile-phone payments service?
Why would "tokenization" contribute to Google earning no fees for its coming mobile-phone payments service?
How much longer do you think Apple will be able to collect a fee from credit card companies for its mobile-phone payments service? Explain.