Thank you for the opportunity to help you with your question!
short term goals are made to build the long term goals in the sense that they are immediate and determine the actions one takes for the long term goals while the long term goals should be prioritized because the give forth the basis of the future one is to face or in different terms lay foundation for the future challenges.
saving money helps in different ways firstly in case of emergency one is not caught off-guard, secondly, secondly saving money enhances one to anticipate for future opportunities in life
the popular investment vehicles are very important as far as investments are concerned whereas they also have disadvantages which are not that much far fetched.
investment fraud is a deception practise in the stock market or comodities market that deduce invesrtors to make purchase or sale decisions on the basis of false information
Please let me know if you need any clarification. I'm always happy to answer your questions.