Thank you for the opportunity to help you with your question!
Anyone can need long term care at any time in their life. Automobile
and sporting accidents; disabling events such as strokes, brain tumors,
and spinal cord injuries; and disabling illnesses such as multiple
sclerosis and Parkinson's disease are examples of injuries and ailments
that can happen to anyone at any age.
Nearly 41% of long term care is provided to people under age 65 who
need help taking care of themselves due to diseases, disabling chronic
conditions, injury, developmental disabilities, and severe mental
About 70% of people turning age 65 will need long term care services at some point in their lives.
And, contrary to what many people believe, Medicare and private health
insurance programs do not pay for the majority of long term care
services that most people need Please let me know if you need any clarification. I'm always happy to answer your questions.