Description
What is long term care insurance? Do you think this is a useful tool? Why or why not? Would you purchase it? Why or why not?
400-500 words
2 sources
Explanation & Answer
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Running head: LONG-TERM CARE INSURANCE
Long Term Care Insurance
Institution Affiliation
Date
1
LONG-TERM CARE INSURANCE
2
Long term care insurance is a form of risk management whereby it covers costs
associated with long term care. It covers care services which are generally not covered by health
insurance or Medicare. Individuals who need this kind of insurance are those who cannot
perform two of the six basic activities such as dressing, cooking, bathing, toileting, or even
walking. These individuals must not necessarily be of old age, but more often than not, they have
poor health making it difficult for them to be on their own or to s...
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