Week 6 Health Insurance and Health Economics Discussion Response

timer Asked: Feb 7th, 2019
account_balance_wallet $10

Question Description

"Health Insurance" Please respond to the following:

  • Determine two to three (2-3) benefits of having health insurance for a family. Specify two (2) avenues through which families may obtain health insurance.
  • Compare and contrast two (2) differences between health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Classify the plan that you believe would be most beneficial for the majority of insured patients. Provide support for your rationale.
  • "Health Economics" Please respond to the following:
    • As a Human Resources manager for a mid-sized company in your area, you have been tasked with purchasing the best group health insurance for your organization. Analyze at least two (2) lifestyle choices relative to the effect(s) that these choices could have on the organization’s premiums. Support your rationale with two (2) health economic examples.
    • Debate It: Take a position that the full implementation of the Affordable Care Act in 2014 will or will not create a market failure for insurance companies. Provide evidence to support your position.

Tutor Answer

School: New York University

Please find attached. Thank you.





Health insurance
Student’s Name
Institutional Affiliation


Health Insurance

Health insurance is the cover of medical expenses that an individual may accrue thus
helping them shoulder the cost either whole or in part according to the insurance agreement.
Currently, there are policies to ensure every individual has an insurance cover so that healthcare
can be accessible and affordable. The paper, therefore, provides an analysis of the benefits of
insurance to the family and health economics. Though insurance health insurance may be
burdensome due to high premiums, it is the most viable solution to access medical care.
Benefits and Types of Health Insurance
Health insurance has many benefits chief among them the access to free medical care at
the person's convenience. Health insurance primary goal is to make sure the citizens are provi...

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