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HCS/235 v11
Health Insurance Matrix
As you learn about health care delivery in the United States, it is necessary to understand the various models of health insurance to develop
important foundational knowledge as you progress through the course and for your role as a future health care employee. The following matrix is
designed to help you develop that knowledge and help you understand how health care is financed and how health insurance influences patients
and providers.
Complete the matrix. Each box must contain responses between 50 and 100 words and use complete sentences.
Model
Describe the model.
How is the care paid
or financed when this
model is used?
What is the structure
behind this model? Is
it a gatekeeper,
open-access, or
combination of both?
Health Maintenance
Organization (HMO)
Preferred Provider
Model
Copyright© 2019 by University of Phoenix. All rights reserved.
What are the
benefits for providers
who use this model?
What are the
challenges for
providers who use
this model?
Health Insurance Matrix
HCS/235 v11
Page 2 of 2
Model
Describe the model.
How is the care paid
or financed when this
model is used?
What is the structure
behind this model? Is
it a gatekeeper,
open-access, or
combination of both?
What are the
benefits for providers
who use this model?
What are the
challenges for
providers who use
this model?
Point-of-Service
Model
Provider-Sponsored
Organization
High-Deductible
Health Plans and
Savings Options
Cite your sources below. For additional information on how to properly cite your sources, check out the Reference and Citation Generator
resource in the Center for Writing Excellence.
References
Copyright© 2019 by University of Phoenix. All rights reserved.
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