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Bznehfn55

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Hi one page summery of each article

This week we have 3 articles, please follow the links to find the articles online:

• The Subprime Mortgage Market (May 2007)

http://www.federalreserve.gov/newsevents/speech/be...

• The Subprime Lending Crisis (Oct. 2007)

https://www.jec.senate.gov/public/_cache/files/148...

• Housing Bubbles and Homeownership Returns (June 2012)

http://www.frbsf.org/publications/economics/letter...

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Surname 1
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The Subprime Mortgage Market
According to this article, there has been an increase in numbers and developments on
Subprime Montage in the market. This means that more people are given loans by banks to help
them in achieving what they have been dreaming to achieve. This article takes into consideration
the federal roles in this sector, developments witnessed so far, and problems that have been seen
to affect this market of Subprime Montage.
The Subprime Montage Market has witnessed several developments in history since the
discovery of technology which has been the driving force of development in this sector. There
has been a development of this market to a secondary type and it has seen many people get funds
to aid in acquiring homes. However, developments have been connected with some problems
such as higher delinquency rates, making it hard for the loans to be acquired. It has also led to
poor underwriting in the market.
Federal governments have a role in this market, it is involved in legislation. Through
legislation, the federal governments help in regulation the kind of environment in which this
Subprime M...


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