There were 10.2 million car accidents in 2008, according to the U.S. Census Bureau. If you were involved in one of those accidents, chances are your insurance company covered certain damages. Car insurance provides peace of mind to drivers and passengers alike, because the cost to repair damage to a car can range from a few hundred dollars to a few thousand dollars. Some insurance also covers medical damages. Insurance isn't free, however, and multiple accidents may cause your yearly premium to more than double
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