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A credit card allows you to borrow money from your bank to make your purchases,whether you are buying a burger or a round trip ticket to France.As long as you pay back the money you borrowed within the grace period of 25-30 days you do not have to pay extra.If you do not pay in time, you will have to pay interest-a percentage of the money you owe the bank-on top of what you have borrowed.
A credit card is a payment card issued to the users (card holders) as a method of payment.It allows the card holder to pay for goods and services based on the holders' promise to pay for them.The issuer of the card (usually) the bank creates a revolving account and grants a line of credit to the card holder from which the card holder can borrow money for payments to a merchant or a cash advance.
The credit card has some advantages, we don have to carry large cash with us all the time, it is easy to carry credit card., we can do large purchases, but some disadvanges is also that sometimes we buy extra things also which we do not require.so we should always chech the bank statement carefully whenever we do any purchases, all statement is correct
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