Description
Suppose you have been tasked with purchasing health insurance for your organization that has fifty full-time employees.Use the Internet to research different types of health insurance.
Write a 2-3 page paper in which you:
- Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for your response.
- Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
- Use at least two (2) quality references. Note: Wikipedia and other Websites do not qualify as academic resources.
Your assignment must follow these formatting requirements: Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA format. Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.
Explanation & Answer
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Running head: HEALTH INSURANCE AND AFFORDABLE CARE ACT
Health Insurance and Affordable Care Act
Name
Tutor
Institution
Date
1
HEALTH INSURANCE AND AFFORDABLE CARE ACT
2
Health Maintenance Organization (HMO)
Introduction
Medical bills tend to be expensive for organizational employees without a comprehensive
health insurance cover (Van Winkle et al., 2018). Therefore, a comprehensive health insurance
policy is important in the sense that is enable an individual be able to deal with part or all
medical expenses. With employee number of fifty people, Health Maintenance Organization
(HMO) is ideal health insurance plan to deal with their medical needs and other requirements
(Van Winkle et al., 2018). The suitable nature of HMO is being able to deliver health services
through a network of healthcare providers and facilities in the country. Adopting Health
Maintenance Organization (HMO) for my organization has the following implications: the
employees will be able to choose from various healthcare providers, use of least amount of
paperwork as compared to other plans and assigning ...