Description
The research topic paper should present a general research topic about ERM, narrow the topic down to a specific topics (subtopics) and then frame/explore an issue related to the specific topic. You should present and develop an argument concerning the issue.
The paper must be original 1100 words minimum of 4 papers with double spaced and Times New Roman 12pt and please provide the references .
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Explanation & Answer
Attached.
Running Head: ENTERPRISE RISK MANAGEMENT
Enterprise Risk Management
Student’s Name
Professor’s Name
Course
Date
1
ENTERPRISE RISK MANAGEMENT
2
Enterprise Risk Management
Introduction
The present unique business scene is packed with a large number of external and
internal risks, making risk moderation a key component in impelling business development.
Businesses need basic and powerful approaches to detect, mitigate and evaluate risks while
ensuring that there are programs for risk management inevitable in the organization. In spite
of a great deal of discussion about ERM over the previous decade or so, perplexity still exists
about what enterprise risk management is all about and how it contrasts from customary risks
management systems that have been there for quite a long time.
Overview of ERM
ERM is a crucial strategic tool in any organization as it helps both the management and
selected board of directors in keeping an eye on the possible risks that might affect the
organization in its long-time strategic progress. There are many resources that are used in
helping these organizations in managing these risks. Therefore, it is important for
management, the board of directors and key government players to understand and embrace
these ERM strategic values in their organizations (Hopkin, 2018).
Role of the Top Management
An organization’s top administration is in charge of planning and executing the ERM
process for the business. They are the ones to figure out what procedure ought to be set up
and how it should be followed, and they are the ones entrusted with keeping the procedure
alive and active. The leading executive body has the duty to give risk oversight by (1)
providing and understanding and the management's ERM procedure and (2) supervising the
dangers distinguished b...
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University of New Haven UDO and CBOD Concentrations in The River Excel Spreadsheet
If your educational background is not in Civil and Environmental Engineering do not respond with bids!In Project Assignmen ...
University of New Haven UDO and CBOD Concentrations in The River Excel Spreadsheet
If your educational background is not in Civil and Environmental Engineering do not respond with bids!In Project Assignment 3, use an analytical model, that is, the modified Streeter-Phelps model, to solve for the DO and CBOD concentrations in the river, at multiple locations.You will be comparing this solution to the numerical solutions based on 10, 20 and 4 elements per reach as part of Project Assignment 5.For this reason, generate the solution at multiple locations for ease when comparing the numerically generated concentration profiles.I would expect at least 40 different locations defining the 100 km stretch of the river. Recommendation: Use Excel to generate this solution. For your convenience, I’ve listed below the details of the river system you are modeling.Submit the Excel spreadsheet containing these calculations.This is an individual assignment.Provided in the link is an example using the Modified Streeter-Phelps model followed by the lecture on the model for your review. Followed by an email correspondence with he professor. https://www.youtube.com/watch?v=9ALM-1oqTSo&feature=emb_titlehttps://www.youtube.com/watch?v=NxvhWiNMHdw&feature=emb_titleIn setting up the solution for the project, I recommend creating a table with all your input values in Excel. It's easier to refer to these constant values rather than typing numerical values directly into an equation. I would then create columns for each of the terms in the Street-Phelps equation. It's easier to do the calculation correctly, when you break it into smaller pieces.Ultimately you should create a table with distance (1 km increments) then each of the terms in the Street-Phelps equation, DO, and CBOD. It might be easier if you try to set up the spreadsheet first, and then if you have questions, we can meet. An example of breaking up your solution into parts is Module 5 Problem 2 solution which is posted.
3 pages
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System Engineering Assignment 2
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DAD 220 Southern New Hampshire University Module 1 SQL Statement Worksheet
Overview
To complete this assignment, you will work in the Codio virtual lab environment to create tables similar to the o ...
DAD 220 Southern New Hampshire University Module 1 SQL Statement Worksheet
Overview
To complete this assignment, you will work in the Codio virtual lab environment to create tables similar to the ones that you saw in the previous activity.
Prompt
To begin, go to your Codio virtual lab environment and start a new terminal session. Once there, perform the steps below to complete this activity. The commands you see, or are asked to write, must all be entered manually. To validate that the commands you have written work, capture screenshots PDF of the results and place them in a document for submission. Each screenshot should be around one quarter of a page.
Connect to the database you created and named in Module One (for example, Jetson). Type after the prompt mysql>
use (table you named);
Example: mysql> use Jetson;
Create the Employee table using the SQL statement shown here. Press Return after each line.CREATE TABLE Employee (Employee_ID SMALLINT,First_Name VARCHAR(40),Last_Name VARCHAR(60),Department_ID SMALLINT,Classification VARCHAR(10),STATUS VARCHAR(10),Salary DECIMAL(7,2));
Create the Branches table. Fill in the missing characters or punctuation in the incomplete statement shown below to complete this action.
CREATE Branches (Department_ID SMALLINT,Department_Name )
After creating the tables, use the correct commands to describe them. You will only be given commands to describe one of the tables and must complete the same action for the second one on your own. Validate your work with a screenshot.
describe Employee;
Write the correct command to describe the Branches table
Insert the following records into the Employee table. Each line going from left to right is a record. Each line going from top to bottom is a column. Validate your work with a screenshot.
INSERT INTO Employee VALUES (100, 'John', 'Smith', 1, 'Exempt', 'Full-Time', 90000), (101,'Mary','Jones',2,'Non-Exempt','Part-Time',35000), (102,'Mary','Williams',3,'Exempt','Full-Time',80000);
Type the command select* from Employee; and take a screenshot of it to validate this step.
Insert the following records into the Employee table for Gwen Johnson and Michael Jones by writing the correct SQL commands on your own.
Gwen Johnson: Employee ID = 103, DEPARTMENT_ID = 4, Classification = NULL, Status = Full-Time, SALARY = 40000
Michael Jones: Employee ID = 104, DEPARTMENT_ID = 4, Classification = Non-Exempt, Status = Full-Time, SALARY = 90000
Insert your name into the table to verify and prove your work. (Your First and Last Name, or a nickname): Employee ID = 105, DEPARTMENT_ID = 1, Classification = Non-Exempt, Statues = Full-time, SALARY = (Choose a value between 50000 and 99000)
Type the command select* from Employee; and take a screenshot of it to validate this step.
Insert records for a musician, athlete, or other famous character of your choice. Make sure to enter information for all of the fields listed in this table. The Department_ID must be a number between one and four.
Write the correct command to prove that you’ve successfully completed this step, and validate it with a screenshot.
Select the fields of last name, first name, employee id, and department id from the table. Validate your work with a screenshot.
Select First_Name, Last_Name, Employee_ID, Department_ID from Employee;
Florida How Business Processes as Services Can Improve Efficiency Questions
question 1:
how business processes as services can improve efficiency. This discussion is about business process as ...
Florida How Business Processes as Services Can Improve Efficiency Questions
question 1:
how business processes as services can improve efficiency. This discussion is about business process as a service and security.
Use at least three sources. Use the Research Databases available from the Danforth Library not Google. Include at least 3 quotes from your sources enclosed in quotation marks and cited in-line by reference to your reference list. Example: "words you copied" (citation) These quotes should be one full sentence not altered or paraphrased. Cite your sources using APA format. Use the quotes in your paragaphs. Stand alone quotes will not count toward the 3 required quotes
(500-550 words in word document with references 6 years or less old)(Please follow APA format) Please 3 references from journals or books will be appreciated. Write everything in own words.
Question 2:
(1) Define the time value of money. Do you believe that the average person considers the time value of money when they make investment decisions? Please explain.
(2) Distinguish between ordinary annuities and annuities due. Also, distinguish between the future value of an annuity and the present value of an annuity.
(500-550 words in word document with references 6 years or less old)(Please follow APA format) Please 3 references from journals or books will be appreciated. Write everything in own words.
Question 3:
Chapter 1
13. Financial Managers. Explain the differences between the CFO’s responsibilities and the treasurer’s and controller’s responsibilities. (LO1-4)
14. Goals of the Firm. Give an example of an action that might increase short-run profits but at the same time reduce stock price and the market value of the firm. (LO1-5)
15. Cost of Capital. Why do financial managers refer to the opportunity cost of capital? How would you find the opportunity cost of capital for a safe investment? (LO1-5)
Chapter 2
17. Functions of Financial Markets. What kinds of useful information can a financial manager obtain from financial markets? Give examples. (LO2-3)
18. Functions of Financial Markets. Look back at Section 2.3 and then answer the following questions: (LO2-3) a. The price of Yum! Brands stock has risen to $180. What is the market value of the firm’s equity if the number of outstanding shares does not change? b. The rating agency has revised Catalytic Concepts’ bond rating to A. What interest rate, approximately, would the company now need to pay on its bonds? c. A farmer and a meatpacker use the commodity markets to reduce their risk. One agrees to buy live cattle in the future at a fixed price, and the other agrees to sell. Which one sells?
19. The Financial Crisis. True or false? (LO2-4) a. The financial crisis was largely caused by banks taking large positions in the options and futures markets. b. The prime cause of the financial crisis was an expansion in bank lending for the overheated commercial real estate market.
Chapter 5
1. Compound Interest. Old Time Savings Bank pays 4% interest on its savings accounts. If you deposit $1,000 in the bank and leave it there: (LO5-1) a. How much interest will you earn in the first year? b. How much interest will you earn in the second year? c. How much interest will you earn in the 10th year?
2. Compound Interest. New Savings Bank pays 4% interest on its deposits. If you deposit $1,000 in the bank and leave it there, will it take more or less than 25 years for your money to double? You should be able to answer this without a calculator or interest rate tables. (LO5-1)
3. Compound Interest. Suppose that the value of an investment in the stock market has increased at an average compound rate of about 5% since 1900. It is now 2019. (LO5-1) a. If your great-grandfather invested $1,000 in 1900, how much would that investment be worth today? b. If an investment in 1900 has grown to $1 million, how much was invested in 1900?
5. Future Values. You deposit $1,000 in your bank account. (LO5-1) a. If the bank pays 4% simple interest, how much will you accumulate in your account after 10 years? b. How much will you accumulate if the bank pays compound interest?
9. Future Values. You invest $1,000 today and expect to sell your investment for $2,000 in 10 years. (LO5-1) a. Is this a good deal if the interest rate is 6%? b. What if the interest rate is 10%?
10. Future Values. Your wealthy uncle established a $1,000 bank account for you when you were born. For the first 8 years of your life, the interest rate earned on the account was 6%. Since then, rates have been only 4%. Now you are 21 years old and ready to cash in. How much is in your account? (LO5-1)
11. Present Values. You can buy property today for $3 million and sell it in 5 years for $4 million. (You earn no rental income on the property.) (LO5-2) a. If the interest rate is 8%, what is the present value of the sales price? b. Is the property investment attractive to you? c. Would your answer to part (b) change if you also could earn $200,000 per-year rent on the property? The rent is paid at the end of each year.
CNCC Security Breach and Web 2.0 Discussion
1)According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implement ...
CNCC Security Breach and Web 2.0 Discussion
1)According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implementing proper security controls and technologies. Today, organizations must make not only reasonable efforts to offer protection of privacy of data, but also must go much further as privacy breaches are damaging to its customers, reputation, and potentially could put the company out of business. As we continue learning from our various professional areas of practice, its no doubt that breaches have become an increasing concern to many businesses and their future operations.
For this discussion, find an example of a security breach which compromised data records at a company in the same industry as you will be using in your final paper. Summarize the breach, discuss the data that was lost and identify security controls that you would recommend be in place (be certain to remember to cite sources) that could have prevented this breach from occurring. Remember to critical respond appropriately to two other leaners for full points.
2)Our reading by Arinze and Ezema discusses Web 2.0. In our second discussion forum this week, please discuss how you think Web 2.0 has changed the behavior of Internet users. Do you feel the behavior change is for the good or are there disadvantages? Please discuss your thoughts on Web 2.0 including concepts of privacy and social media in a substantive, well-researched discussion thread.
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University of New Haven UDO and CBOD Concentrations in The River Excel Spreadsheet
If your educational background is not in Civil and Environmental Engineering do not respond with bids!In Project Assignmen ...
University of New Haven UDO and CBOD Concentrations in The River Excel Spreadsheet
If your educational background is not in Civil and Environmental Engineering do not respond with bids!In Project Assignment 3, use an analytical model, that is, the modified Streeter-Phelps model, to solve for the DO and CBOD concentrations in the river, at multiple locations.You will be comparing this solution to the numerical solutions based on 10, 20 and 4 elements per reach as part of Project Assignment 5.For this reason, generate the solution at multiple locations for ease when comparing the numerically generated concentration profiles.I would expect at least 40 different locations defining the 100 km stretch of the river. Recommendation: Use Excel to generate this solution. For your convenience, I’ve listed below the details of the river system you are modeling.Submit the Excel spreadsheet containing these calculations.This is an individual assignment.Provided in the link is an example using the Modified Streeter-Phelps model followed by the lecture on the model for your review. Followed by an email correspondence with he professor. https://www.youtube.com/watch?v=9ALM-1oqTSo&feature=emb_titlehttps://www.youtube.com/watch?v=NxvhWiNMHdw&feature=emb_titleIn setting up the solution for the project, I recommend creating a table with all your input values in Excel. It's easier to refer to these constant values rather than typing numerical values directly into an equation. I would then create columns for each of the terms in the Street-Phelps equation. It's easier to do the calculation correctly, when you break it into smaller pieces.Ultimately you should create a table with distance (1 km increments) then each of the terms in the Street-Phelps equation, DO, and CBOD. It might be easier if you try to set up the spreadsheet first, and then if you have questions, we can meet. An example of breaking up your solution into parts is Module 5 Problem 2 solution which is posted.
3 pages
E 45 Corrosion Lab Report
Explain electrochemical corrosion. How does it occur? What four components are required for it to occur? Be sure to descri ...
E 45 Corrosion Lab Report
Explain electrochemical corrosion. How does it occur? What four components are required for it to occur? Be sure to describe the function of each of ...
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could you help me solve these questionfrom the attach book "SYSTEMS ENGINEERING PRINCIPLES AND PRACTICE". ( please see the ...
System Engineering Assignment 2
could you help me solve these questionfrom the attach book "SYSTEMS ENGINEERING PRINCIPLES AND PRACTICE". ( please see the attach book)Problems 3.5 and 4.9.3.5- Referring to Figure 3.4 , for each of the environments and interfaces illustrated,(1) list the principal interactions between the environment and theaircraft, (2) the nature of each interaction, and (3) describe how each affectsthe system design.4.9- Select one of the household appliances listed below:automatic dishwasherwashing machinetelevision set(a) State the functions that it performs during its operating cycle. Indicatethe primary medium (signals, data, material, or energy) involved in eachstep and the basic function that is performed on this medium.(b) For the selected appliance, describe the physical elements involved inthe implementation of each of the above functions.thanks
DAD 220 Southern New Hampshire University Module 1 SQL Statement Worksheet
Overview
To complete this assignment, you will work in the Codio virtual lab environment to create tables similar to the o ...
DAD 220 Southern New Hampshire University Module 1 SQL Statement Worksheet
Overview
To complete this assignment, you will work in the Codio virtual lab environment to create tables similar to the ones that you saw in the previous activity.
Prompt
To begin, go to your Codio virtual lab environment and start a new terminal session. Once there, perform the steps below to complete this activity. The commands you see, or are asked to write, must all be entered manually. To validate that the commands you have written work, capture screenshots PDF of the results and place them in a document for submission. Each screenshot should be around one quarter of a page.
Connect to the database you created and named in Module One (for example, Jetson). Type after the prompt mysql>
use (table you named);
Example: mysql> use Jetson;
Create the Employee table using the SQL statement shown here. Press Return after each line.CREATE TABLE Employee (Employee_ID SMALLINT,First_Name VARCHAR(40),Last_Name VARCHAR(60),Department_ID SMALLINT,Classification VARCHAR(10),STATUS VARCHAR(10),Salary DECIMAL(7,2));
Create the Branches table. Fill in the missing characters or punctuation in the incomplete statement shown below to complete this action.
CREATE Branches (Department_ID SMALLINT,Department_Name )
After creating the tables, use the correct commands to describe them. You will only be given commands to describe one of the tables and must complete the same action for the second one on your own. Validate your work with a screenshot.
describe Employee;
Write the correct command to describe the Branches table
Insert the following records into the Employee table. Each line going from left to right is a record. Each line going from top to bottom is a column. Validate your work with a screenshot.
INSERT INTO Employee VALUES (100, 'John', 'Smith', 1, 'Exempt', 'Full-Time', 90000), (101,'Mary','Jones',2,'Non-Exempt','Part-Time',35000), (102,'Mary','Williams',3,'Exempt','Full-Time',80000);
Type the command select* from Employee; and take a screenshot of it to validate this step.
Insert the following records into the Employee table for Gwen Johnson and Michael Jones by writing the correct SQL commands on your own.
Gwen Johnson: Employee ID = 103, DEPARTMENT_ID = 4, Classification = NULL, Status = Full-Time, SALARY = 40000
Michael Jones: Employee ID = 104, DEPARTMENT_ID = 4, Classification = Non-Exempt, Status = Full-Time, SALARY = 90000
Insert your name into the table to verify and prove your work. (Your First and Last Name, or a nickname): Employee ID = 105, DEPARTMENT_ID = 1, Classification = Non-Exempt, Statues = Full-time, SALARY = (Choose a value between 50000 and 99000)
Type the command select* from Employee; and take a screenshot of it to validate this step.
Insert records for a musician, athlete, or other famous character of your choice. Make sure to enter information for all of the fields listed in this table. The Department_ID must be a number between one and four.
Write the correct command to prove that you’ve successfully completed this step, and validate it with a screenshot.
Select the fields of last name, first name, employee id, and department id from the table. Validate your work with a screenshot.
Select First_Name, Last_Name, Employee_ID, Department_ID from Employee;
Florida How Business Processes as Services Can Improve Efficiency Questions
question 1:
how business processes as services can improve efficiency. This discussion is about business process as ...
Florida How Business Processes as Services Can Improve Efficiency Questions
question 1:
how business processes as services can improve efficiency. This discussion is about business process as a service and security.
Use at least three sources. Use the Research Databases available from the Danforth Library not Google. Include at least 3 quotes from your sources enclosed in quotation marks and cited in-line by reference to your reference list. Example: "words you copied" (citation) These quotes should be one full sentence not altered or paraphrased. Cite your sources using APA format. Use the quotes in your paragaphs. Stand alone quotes will not count toward the 3 required quotes
(500-550 words in word document with references 6 years or less old)(Please follow APA format) Please 3 references from journals or books will be appreciated. Write everything in own words.
Question 2:
(1) Define the time value of money. Do you believe that the average person considers the time value of money when they make investment decisions? Please explain.
(2) Distinguish between ordinary annuities and annuities due. Also, distinguish between the future value of an annuity and the present value of an annuity.
(500-550 words in word document with references 6 years or less old)(Please follow APA format) Please 3 references from journals or books will be appreciated. Write everything in own words.
Question 3:
Chapter 1
13. Financial Managers. Explain the differences between the CFO’s responsibilities and the treasurer’s and controller’s responsibilities. (LO1-4)
14. Goals of the Firm. Give an example of an action that might increase short-run profits but at the same time reduce stock price and the market value of the firm. (LO1-5)
15. Cost of Capital. Why do financial managers refer to the opportunity cost of capital? How would you find the opportunity cost of capital for a safe investment? (LO1-5)
Chapter 2
17. Functions of Financial Markets. What kinds of useful information can a financial manager obtain from financial markets? Give examples. (LO2-3)
18. Functions of Financial Markets. Look back at Section 2.3 and then answer the following questions: (LO2-3) a. The price of Yum! Brands stock has risen to $180. What is the market value of the firm’s equity if the number of outstanding shares does not change? b. The rating agency has revised Catalytic Concepts’ bond rating to A. What interest rate, approximately, would the company now need to pay on its bonds? c. A farmer and a meatpacker use the commodity markets to reduce their risk. One agrees to buy live cattle in the future at a fixed price, and the other agrees to sell. Which one sells?
19. The Financial Crisis. True or false? (LO2-4) a. The financial crisis was largely caused by banks taking large positions in the options and futures markets. b. The prime cause of the financial crisis was an expansion in bank lending for the overheated commercial real estate market.
Chapter 5
1. Compound Interest. Old Time Savings Bank pays 4% interest on its savings accounts. If you deposit $1,000 in the bank and leave it there: (LO5-1) a. How much interest will you earn in the first year? b. How much interest will you earn in the second year? c. How much interest will you earn in the 10th year?
2. Compound Interest. New Savings Bank pays 4% interest on its deposits. If you deposit $1,000 in the bank and leave it there, will it take more or less than 25 years for your money to double? You should be able to answer this without a calculator or interest rate tables. (LO5-1)
3. Compound Interest. Suppose that the value of an investment in the stock market has increased at an average compound rate of about 5% since 1900. It is now 2019. (LO5-1) a. If your great-grandfather invested $1,000 in 1900, how much would that investment be worth today? b. If an investment in 1900 has grown to $1 million, how much was invested in 1900?
5. Future Values. You deposit $1,000 in your bank account. (LO5-1) a. If the bank pays 4% simple interest, how much will you accumulate in your account after 10 years? b. How much will you accumulate if the bank pays compound interest?
9. Future Values. You invest $1,000 today and expect to sell your investment for $2,000 in 10 years. (LO5-1) a. Is this a good deal if the interest rate is 6%? b. What if the interest rate is 10%?
10. Future Values. Your wealthy uncle established a $1,000 bank account for you when you were born. For the first 8 years of your life, the interest rate earned on the account was 6%. Since then, rates have been only 4%. Now you are 21 years old and ready to cash in. How much is in your account? (LO5-1)
11. Present Values. You can buy property today for $3 million and sell it in 5 years for $4 million. (You earn no rental income on the property.) (LO5-2) a. If the interest rate is 8%, what is the present value of the sales price? b. Is the property investment attractive to you? c. Would your answer to part (b) change if you also could earn $200,000 per-year rent on the property? The rent is paid at the end of each year.
CNCC Security Breach and Web 2.0 Discussion
1)According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implement ...
CNCC Security Breach and Web 2.0 Discussion
1)According to the authors, privacy and security go hand in hand; and hence, privacy cannot be protected without implementing proper security controls and technologies. Today, organizations must make not only reasonable efforts to offer protection of privacy of data, but also must go much further as privacy breaches are damaging to its customers, reputation, and potentially could put the company out of business. As we continue learning from our various professional areas of practice, its no doubt that breaches have become an increasing concern to many businesses and their future operations.
For this discussion, find an example of a security breach which compromised data records at a company in the same industry as you will be using in your final paper. Summarize the breach, discuss the data that was lost and identify security controls that you would recommend be in place (be certain to remember to cite sources) that could have prevented this breach from occurring. Remember to critical respond appropriately to two other leaners for full points.
2)Our reading by Arinze and Ezema discusses Web 2.0. In our second discussion forum this week, please discuss how you think Web 2.0 has changed the behavior of Internet users. Do you feel the behavior change is for the good or are there disadvantages? Please discuss your thoughts on Web 2.0 including concepts of privacy and social media in a substantive, well-researched discussion thread.
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