Description
Health Insurance and the Affordable Care Act
Suppose you have been tasked with purchasing health insurance for your organization that has fifty full-time employees.
Use the Internet or databases to research different types of health insurance.
Write apaper in which you:
Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for your response.
Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
Explanation & Answer
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Health Insurance
Depending on whether you are looking for a family plan or a single plan, there are many
choices of what health insurance plan to pick. Health insurance policies can be grouped into
individual health insurance and group health insurance. A person must consider some factors
before deciding the best insurance plan to pick. Some of the factors include the financial income
of an individual or group. One must take into consideration the monthly contributions towards
the insurance plan, if they can meet the deductible, if an extra amount of money that will be paid
every time they see a doctor, or the amount payable when drugs are prescribed to them. It is
important to note that some insurance plans are excluded when it comes to cases of x-rays or...
