Thank you for the opportunity to help you with your question!
the assets of a company are very important in the decision making of a lender. the current assets are used to determine the current ratio. if the current ratio is 2:1 the lender will start noticing some signs of problem when they undertake the action of lending them. current assets represents the solvency rate of a company.
secondly, fixed assets are used to show the lender what could be used as the guarantor in case they fail to pay the debts offered. in this case, any lender will make sure they know the worth of the company by evaluating their total assets.
Please let me know if you need any clarification. I'm always happy to answer your questions.