Santa Monica College Someone Ways of Improving a Credit Score Discussion

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Shannon is looking to buy her first house. Since she knows that her credit score could have a big impact, she wants to improve hers as much as possible. She has a number of credit cards that she pays regularly. She couldn’t pay them off right now, but she just got an offer in the mail for a new credit card that has no interest or fees on balance transfers. This change would dramatically lower her monthly payments. Since she has an erratic work schedule, she has also had trouble paying her bills on time. What can she do to improve her credit score? (500 words)

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Running head: CREDIT SCORE

1

Research Outline
Student’s Name
Institutional Affiliation

2

CREDIT SCORE
Research outline
Thesis statement: This paper, therefore, is about ways of improving a credit score which are all
based on how they affect the components of a credit report such as the length of credit history,
among others.
A. Timely payment of bills
I. Timely payment of bills helps betters the payment history which results in a higher
credit score.
B. Reduce the number of credit cards
I. Makes it easy to manage, thus improving the length of credit history, which results
in a higher credit score.
C. Not acquiring a new credit
I. Negatively impacts the credit report leading to a low credit score.


Running head: CREDIT SCORE

1

Credit Score
Student’s Name
Institutional Affiliation

2

CREDIT SCORE
Credit...


Anonymous
This is great! Exactly what I wanted.

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