NPV in Your Own LifeReading about Net Present Value (NPV) for this module, you probably thought of it as a technique used only by corporations. But the technique may also apply to your own purchases.You may have heard a salesperson tell you, “This product pays for itself!” While this is probably rare for most products, sometimes there are future savings from certain products that will offset some of the costs. For example, if you buy a newer, more reliable, and more fuel-efficient car, it may save you on repair bills and gas prices compared with your old car. If you are a coffee connoisseur, buying a $100 espresso machine might save you money compared with constantly buying $4 drinks at your local Starbucks.Think of a purchase you are planning to make or have recently made. How much did it cost? How much per year do you think you will save from this purchase, and for how many years will you get these savings? Estimate the present value of the savings, and subtract the cost of the product. Note that it is rare that any purchase will “pay for itself” (e.g., have a positive NPV). But are the savings enough that the product becomes a lot “cheaper” and more worthwhile for you to buy? Please see attached Reading Material & Student Guide to writing a high quality1-2 Page APA Citation including In text citationNo Plagiarism

Hello here are directions given by the instructor: Guidelines for your Last Major Speech: Persuasive to Actuate (Call to Action)1. Your time limit is 4-6 minutes.2. Your General Purpose is to persuade.3. Your Specific Purpose is to persuade your audience "to do something"(Call to Action).You must use a minimum of 3 sources in your research for your speech (only one internet site). Be sure to cite your sources as you speak. You will lose 5 points for each source you don't cite. For example, if your grade on the speech would have been 85, but I hear only 2 sources cited, your grade will be lowered to 75. ** The topic I chose was persuading people not to text and drive let me know if you have any questions. I’m hoping for basically a speech but in written form.