Using the sample financial statements, calculate the financial ratios and then interpret those results against historical data and industry benchmarks. Write a 350- to 700-word summary of your analysis.Show financial calculations where appropriate.Sample_Financial_Statements_FRS_5_July_2011 (4).xls

Risk Management James Kallman.docx          Risk Management Harvey Lermack.docxThe assignment has to be done by comparing these two attachments.Develop a three- to four-page analysis, of the techniques Dr. Kallman has identified for managing risks. In this analysis, compare Dr. Kallman’s techniques to the techniques recommended in the second article you researched.  Explain why you either agree or disagree with each authors’ recommendations.  Identify other factors you believe should be considered in risk management.  The assignment should be comprehensive and include specific examples.

1)  Future value of single sum problem You put $2,000 in an investment account today which will earn 8% over the next 14 years, what is the future value? 2)  Perpetuity problem What is the value of a perpetuity with an annual payment of $100 and a discount rate of 6%? 3)  Future value of single sum problem You put $5,000 in an investment account today which will earn 6% over the next 11 years, what is the future value? 4)  Present value of annuity problem You will receive $1,200 at the end of the next 15 years, assuming a 8% discount rate, what is the present value of the cash flows? 5)  Future value of annuity problem You deposit $10,000 into a retirement account at the end of the next 10 years earning 9% interest, what is the future value of your retirement after 10 years?