Running Head: CARD MANAGEMENT
Card Management System
The total of internal Card Processing actions of a financial institution, from the control to the
preservation of cards, comprises a Windows software identified as Card Management System.
This utility appropriately regulates Debit, Credit, among other Smart cards, and includes the
conservation and control of card-related data within the organization. The card management
functionality caters to the entirety of all card-based actions of a financial institution. These
actions range from registration of clients for the provision of cards, initiating card accounts and
establishing cards for the listed clients, hot carding, and preparing the card for imprinting by
creating a card record file. The utility potentially interacts with an exterior card action system,
which ensures that the organization preserves updated data about the cards. Therefore,
establishing a card management system that fosters total card processing accomplishes the
requirements of developed credit and debit card-based ATM or point of sale channel.
The kind of financial institution and its location influence the fundamental services provided
consisting of receiving client deposits and issuing current or checking and reserve accounts to
persons and organizations. Services like providing loans to people and companies, redeeming
cheques, enabling cash dealings from wire transfer, customer and business fiscal consultancy
services, monetary dealings are executable via various distinct methods.
The system primarily comprises of the preservation and control of information about cards
within a financial institution. The utility provides for the entirety of card-based actions for the
organization from listing clients for issuance of cards, initiating card accounts and establishing
cards for registered clients, hot carding, and preparing the card for imprinting through the
establishment of card record file among other associated services. The system would interact
with an exterior card action system, in turn, updating data regarding cards. The system intends to
establish a card regulation system that offers total card processing to fulfil the requirements of a
developed credit and debit card related ATM or point of sale channel.
Processor: Pentium III
Speed - 1.1 GHz
RAM - 256 MB(min)
Hard Disk - 20 GB
Floppy Drive - 1.44 MB
Key Board - Standard Windows Keyboard
Mouse - Two or Three Button Mouse
Monitor - SVGA
OPERATING SYSTEM: Windows 2000.
DATABASE: SQLServer 7.1
The current model includes a moderate process. People require to visit the organization and
check up on their prerequisite conditions. Ensure compulsory addressing of concerns about the
development. It is also mandatory that the customer provides each of the measures for employing
The limitations of the current system include:
canceling each of their measures and opting for external activity through visiting the
a lack of suitable customer advantage forcing them to avail themselves with the records
to avoid irritation
disruption of the process
client requirements to expend significant effort to receiving an advance
The recommended system is modeled to making the current more efficient through easing the
client’s access to cash. Through interacting with an exterior card action system the preserved
data regarding cards maintain updated by the financial institution. The intention is to establish a
system that offers total card processing to fulfil the requirements of a developed credit and debit
card-based ATM or point of sale channel. Clients could apply for credit cards from a remote
location and ascertain their qualifications at their comfort by confirming individual facts.
Clients are afforded the services from outside the bank’s premises with the documents required
obtained from their site. The resultant processes after authentication ensue in 5 days with the
client confided in regarding the approved loan limit and EMI charges.
The chairman regulates the entire system with the mandate to contain, delete, modify, and view
the whole personnel elusive elements with the administrative powers of making staff credit
cards. Furthermore, the manager handles the information recognized by organizations and firms.
Load module for users could contain, delete, modify, and view the complete loan concern details.
He overseer also handles data recognized with organizations and firms.
Charge Card Management System
Establishing charge cards for users
It is mandatory that personnel possess legitimate login details to access the facility. All
representatives could view the concerns through administrator mail and card information.
Safe, user-friendly input devices are vital in contemporary banking as they are utilized to
interface with the digital systems. Cards provided by financial institutions offer individuality
confirmation input information. With safety a significant worry among financial institutions,
banks have shifted from magnetic strip debit and credit cards to smart cards. The financial
institutions also utilize imaging scanners to input details and validate cash and checks.
File imaging scanners have been distinctively integrated into financial institutions’ depending on
their banking needs with the examples of the check and UV scanners. Such devices ensure
efficiency through either making it easier to handle loads of workflow and avoid unethical
Pin Pads and Terminals
The integration of pin pads at the point of sale or at an ATM permit client to interact and initiate
commands in the financial institutions’ computer system. They are modeled for prolonged utility
without the need for maintenance due to their robust make. Those found within ATMs utilize
high-density plastic or sometimes metal in their make guaranteeing longevity of life. On the
other hand, the point of sale channels usually utilizes easy keys that have a reasonable lifetime
granting versions with hard plastic keys for great utilization applications are evident.
Topic: Credit Card Management Systems
The project requires students to perform three phases: (a) requirements analysis, (b) system and
database design, and (c) a project plan. Note that in the phase 3, students are required to use the
MS Project software for their project schedule.
The deadline for the Individual Project can be found in the schedule section of the class syllabus.
The following layout format covering a title page and all three phases is recommended for the
Title page (project name, author, and date)
Phase 1: Requirement analysis
A. Problem definition
F. Description of the proposed system
G. Logical model design
1. Data flow diagrams
o Diagram 1 (Diagram 1 is optional)
Descriptions of processes in each diagram
2. Descriptions of outputs/inputs/performance/security or controls
H. Specific requirements, if any (interface, operational, resource, performance, etc.)
Phase 2: System and database design
A. User interface
Design an overall user interface consisting of screens, commands, controls, and
features to enable users to use the system.
1. How data will be input to the system?
The physical layout for each input
The input design and procedures
2. How data will be output from the system?
The physical layout for each output
The output design and procedures
B. Data design
Develop a plan for data organization, storage, updating, and retrieval.
1. Database design
Database tables with their attributes should be presented
Primary key(s) should be identified in each table, if any
Three steps of normalization should be included.
2. Entity-relationship diagrams
3. Data file storage and access
C. System architecture
Determine the architecture of the system as Web-based interface, client/server
architecture, Internet/Intranet interface, network configuration, etc.
Phase 3: Project plan
A list of tasks or activities needed for implementing the proposed system
Estimating completion time and costs
A project schedule for performing those activities (Gantt charts or PERT charts)
Note that there is no other required software package except the MS Project software in this ITEC630 course. As a result, you are only required to use the MS Project software to handle the
scheduling part of the project and for other parts, you can use any word editing software or any
drawing tools software.
Note: The university requires that this project is APA compliant:
Body of the paper
Citations within the body of the paper
Reference(s) at the end
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