Advanced Tort Law, Assignment Homework Help

Anonymous
timer Asked: May 17th, 2016
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Question Description

Mr. Chumley has a standard on mobile insurance policy, which covers monetary losses from personal injuries, medical payments, and collision damage, among other things. Mr. Chumley was severely injured in the collision with the train. He was rushed to the hospital shortly after the collision, where he began incurring huge medical bills as shown in Appendix E., his car was also completely destroyed. His wife was killed, and there are funeral costs to pay. He cannot return to his job, so his income has been affected.

  • Which of these losses is covered by his insurance?
  • If the insurance company pays these claims, what effect does this have on his lawsuit against the railroad company?
  • If his insurance company sent him a letter after hearing about the accident that falsely claims he forgot to pay his premiums, which cause of action may Mr. Chumley have against his insurance company?

Assignment should be 1-2 pages in length.


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Tutor Answer

heathrow
School: Rice University

1
RUNNING HEAD: BUSINESS LAW

TORT LAW.
Introduction.
The issues that arise in Mr. Chumley’s scenario are quite straight forward. There are three key
issues on the law and the remedies that’ll be required to those specific issues.
In my opinion on this first issue:

1. Which of these losses is covered by his insurance?

It is quite clear that he had insurance policy which covers monetary losses from personal injuries,
medical payments, and collision damage, among other things. The key issues in regards as to this
are the loss of his vehicle which got completely destroyed in the clash between his vehicle and
the train. It is without no doubt that he is entitled to this cla...

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