Science
Woolfson Eye Institute Coverage Provisions and Materiality Discussion

Question Description

I’m working on a Law exercise and need support.

1. (Discussion) Discuss the merit of interpreting coverage provisions broadly and coverage exclusions narrowly. (Insurance Law)

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2. (Assignment) What makes a misrepresentation material? Why does materiality of a misrepresentation matter? (APA Format) 1 page...

Book should be cited for both - Cases and Materials on Insurance Law 8th edition ISBN: 163460976X. ISBN-13: 9781634609760

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Final Answer

Attached.

Running head: COVERAGE PROVISIONS AND MATERIALITY

Coverage Provisions and Materiality
Student’s Name
Professor’s Name
Course
Date

1

COVERAGE PROVISIONS AND MATERIALITY

2

Coverage Provisions and Materiality
Coverage Provisions
In insurance law, a policy or certain aspects in its provisions can be interpreted broadly or
narrowly. These interactions often arise when an insured individual sues an insurance provider
for refusal by the insurer to provide compensation or cover liability that the insurer believes is
coverable by virtue of the language in the insurance contract. As a general rule, courts tend to
interpret coverage clauses broadly and exclusion clauses narrowly (Martinez, 2017).
Interpreting coverage clauses broadly means that they are interpreted in favor of the
insured individual by considering the insured’s reasonable expectatio...

Klosevin (9995)
University of Maryland

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