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Financial Technology (Fintech)
Financial technology or Fintech refers to emerging technologies being developed with the
purpose of improving and automating financial operations. It involves companies or businesses
that uses technologies and innovations to positively impact how people perform their financial
activities. Fintech users, including organizations, companies, business owners and individual users,
leverage the power of these technologies to effectively access and manage their financial
operations as well as processes. Fintech opens many exciting and challenging opportunities in the
delivery of personal or commercial financial services; specialized software and algorithms are put
on computers and mobile phones to deliver fast, safer and more efficient financial services (Kagan,
Fintech keeps on developing at a quick pace driven by its access with evolving technologies
that is crucial for its development. Fintech had grown explosively during the past years. It now
involves different sectors and industries including but not limited to non-profit organizations,
education, retail banking and investment management. Some of Fintech’s newest advancements
includes machine learning, algorithms, blockchain as well as data science. People are...
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