For every discussion, please include at least one reliable citations and or sources. ThanksRubric document is attached. Microeconomics 1) Overview In this discussion topic, we will be discussing the financial environment and investing. If you were going to invest money, given the current financial market status, where would you invest your money today?What are some possible investment choices for you as an individual?What factors influence your decision on what to invest in?How does the economic climate affect what you invest in?2) OverviewThere are many distinct characteristics that classify a market as Perfectly Competitive including: Very large number of firmsHomogenous productsEntry and exit into the market free of barriersPerfect InformationIndividual firms are price takersLong run economic profits will be zeroInstructionsGiven these characteristics of a perfectly competitive market, select one of the characteristics listed. In your post: Fully explain what that characteristic means and what its importance is to classifying a market as perfectly competitive. If you have noticed this characteristic in a certain market, explain where you have seen it before or provide your own example.Would you see the characteristic you are discussing in any of the other three market structures - monopolistic competition, oligopoly or monopoly? Why or why not?3) OverviewAn Oligopoly marketplace consists of a very few number of sellers who hold the majority of the market share. For this discussion topic, you will be searching for information on oligopolies.InstructionsFind an article that describes a current oligopoly market. In a short paragraph, summarize what the article says about the oligopoly industry you have found.Be sure and cite your reference so others can read the full article. Do your very best not to duplicate an article someone else has already found.If it has already been discussed, select another article.Briefly discuss any of the following items that you find evident in this market: high concentration ratios,collusion,price fixing,price leadership,heavy non-price competition,interdependence among firms,barriers to entry,anti-trust problems4) OverviewIn this module discussion topic, we will be discussing labor.InstructionsIn your post, address the following questions: What factors influence your decisions to work?Are there factors besides income that influence your decision to work?If you were to win a lottery prize of $200,000 per year, would you continue to work?Where appropriate, cite examples from your text or other readings.5) OverviewIn this discussion topic, we will be discussing the US national health insurance program.Instructions Select one of the key components of the Federal Government’s National Health Care Program found in chapter 30 and summarize in your own words what that component includes.Share what economic effects you feel you have already seen or expect to see in the future with the national health care program.How do you feel the national health care program has impacted you personally up until this point?Where appropriate, cite examples from your text or other readings.6) OverviewIn this module discussion topic, we will be discussing exports and imports.InstructionsIn your post, address the following questions: What types of products does the US export and what types of products do we import? Why do you think those are the products we export or import? How does the strength of the dollar impact imports and exports? Where appropriate, cite examples from your text or other readings. 7) Overview In this discussion topic, we will be discussing exchange rates. Instructions In your post, address the following questions: What is an exchange rate? What is the exchange rate currently for the US dollar and the euro? for the dollar and the yen? for any other currency of your choice? Where appropriate, cite examples from your text or other readings. Macroeconomics Overview In this module discussion, we will be considering consumption and saving. Instructions In a response, address the following: Discuss the relationship between saving and consumption. In your discussion, distinguish between saving and savings. Consumer spending is directly affected by expectation of future income. What events might change consumer confidence? Discuss and provide examples of events that may change consumer confidence and therefore impact consumer spending. Do your best to avoid posting duplicated information if possible. Where appropriate, cite examples from your text or other readings. Overview The government can pursue fiscal policy actions by changing government expenditures or taxes. Instructions In your initial post, answer the two questions. What are the possible effects from making these types of changes to either government spending or taxes? Give an example of a discretionary fiscal policy action you have seen taken in the past and why you felt that action was taken. Where appropriate, cite examples from your text or other readings. Overview  In this module discussion topic, we will be considering monetary policy actions. Instructions In a response, address the following: What actions can the Fed take to conduct monetary policy? What are some of the effects we would expect to see from contractionary or expansionary monetary policy? Now do some research and find any case of monetary policy action that the Fed utilized in the past 10 years and explain what purpose the Fed had in conducting that monetary policy action. What economic effect do you feel we saw from that monetary policy action? Do your best to avoid posting duplicated examples and information if possible. Where appropriate, cite examples from your text or other readings. Overview In this discussion, we will examine policymaking. Instructions The Great Recession was the most serious economic downturn in U.S. history since the Great Depression.  The recession began in December 2007.  Interest rates at the time were very low, close to zero.  Despite the American Recovery and Reinvestment Act of 2009, a nearly $800 billion fiscal stimulus and an expansionary monetary policy, the economy is only now getting back to normal in 2015. In retrospect, what set of macro policies, if anything, should we have conducted to achieve a better recovery? Explain your reasoning.  Be sure to address the arguments favoring active versus passive policymaking as they relate to your discussion. Where appropriate, cite examples from your text or other readings. Overview In this module discussion topic, we will be considering imported goods. Instructions In your initial post, address the following: Is there an imported product you purchase on a regular basis? Do you purchase it because it is less expensive than similar US goods, or for some other reason? Has what you have learned in this class changed your thoughts about buying imported goods? Why or why not? Do you differentiate between goods that are made overseas, but are made by a US company? Where appropriate, cite examples from your text or other readings. Overview For our last discussion topic, consider the strength of the US Dollar. Instructions In your initial post, address the following questions. What does it mean when the dollar appreciates compared to when the dollar depreciates? Has the US dollar been relatively strong or weak over the past year? How does the strength of the dollar affect exports and imports? Where appropriate, cite examples from your text or other readings.  

InstructionsReview the CFA Institute’s Code of Ethics and Standards of Professional Conduct and read the article Securitization: A Financing Vehicle for All Seasons? In a two- to three-paragraph journal entry, address the following:Role: What role did ethics play in securitization prior to the 2008 financial crisis? Briefly explain.Reforms: In what ways did the ethical rules change as a result of the crisis, and what specific legislative reforms have taken place since then to avoid similar ethical issues in the future?Recommendations: What recommendations will you make to address ethical issues in the portfolio proposal you are preparing for your final project? How do these issues align to the CFA Institute’s Code of Ethics and Standards of Professional Conduct?Reference the CFA Institute’s Code of Ethics and Standards of Professional Conduct, the article, and other course resources to support your responses.To complete this assignment, review the Module Four Journal Guidelines and Rubric document.