Design of Health Insurance Policies, social science homework help

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Humanities

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Analyze obligations of the employer and the government in insuring the two populations of individuals described in the scenario. Evaluate the impact of moral hazard and adverse selection on these insurance provisions. Then, recommend the type of health insurance policy the employer should design and provide for its employees. Defend your recommendations.


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Explanation & Answer

SOCIAL SCIENCE

1

Health Insurance Policies
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SOCIAL SCIENCE

2

Obligations of the employer and the government in insurance
The government’s responsibility is to make sure that each and every taxpayer receives proper
treatment while in the work place not only in the public service but even in the private sector. A
favorable work environment is that which provides for safety, of course not only against terrorist,
thieves and retrenchment but the safety is far much beyond all this. In essence insurance is
brought to play to provide for safety especially health related ones in the most desirable means
that will have all employees confident and jovial in any occupation they do. To make this
relevant the government has passed bills into laws to ensure safety for all income earners. The
American government for instance initiated the Affordable Care Act which began operating this
year to cater for employee health needs in both public and private firms, it also took to
consideration the number of employees...


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