Topic: Time Value of Money, Practical Applications in Business and Personal DecisionsIf you have put money in a savings account, made monthly auto or mortgage payments, or paid down your student loan ahead of time, you have inherently applied TVM.Discuss how you may have used TVM in a recent investment or loan decision and explain some of the TVM details that may have been involved in your transaction.If you have not used TVM in the past financial transactions explain potential TVM applications you would encounter in future business or personal transactions.

Address the following in 2-3 pagesPart 1As a security manager, address a memo to key stakeholders in industries that are associated with your place of employment. You will discuss some of the major challenges facing the field of homeland security (HLS). Include the following: Essential problems of protecting the border and transportation Essential problems of protecting critical infrastructure Fundamental problems for first responders Part 2Following up on your memo, pick a root problem in HLS, either a critical vulnerability or threat. Draft a business plan identifying an emerging technology, or describing characteristics of a future technology that will be capable of solving the problem. Discuss the following: Detail the issue or problem. Identify and describe the solution (or future technological solution), and explain how it solves the problem. Discuss the financial, legal, and ethical implications of such a solution. Minimum of 3 references

Select a company/organization based on your personal or professional interests. Research aspects of their history, competitors, evolution of branding, significant previous campaigns / agency work, and any other relevant aspects. This info can be gathered online and via interviews / email exchanges with current and former employees of these companies. Next, keep a journal of when and what marketing communication tools you are exposed to from them (and for comparison, their competition) during the time frame of our course. Track with a photo, screenshot, or video link of each tool that you see along with the date. Begin by spotting what you can in the wild, then after that brief period start actively engaging with the brand on its site, in search, its email lists, on social media, etc. Be thorough and exhaustive in trying to expose yourself to all of the brand’s touchpoints. You will then provide your assessment of their communications strategy and how the items you tracked in the journal support (or don’t support) their strategy. This assignment is 1500 words maximum; other pages of your journal with indexed evidentiary materials are as needed beyond that. This project will be evaluated on (score 0 to 5 for each aspect): 1. Quality of writing (grammar, syntax, clarity, etc; proofread to be mistake-free) 2. Thoroughness of brand research 3. Thoroughness of journal aspects (documentation of current ads, interactions with current marketing, etc.) 4. Applies concepts, terms, and theories from course readings, discussion, and guest speakers 5. Quality of analysis of brand strategy 6. Quality of recommendations for improvementsPLEASE SEE PAPER EXAMPLES ATTACHED TO THIS