I have had some horrible experiences with them because if you get a ticket or like a DUI or something they will slam your premium and raise it real high. I had to switch insurance companies already like three times the last two years just to save myself some money. My advice to anyone go online and type in your zip code and the year and make of your car and lots of insurance agents will give you can trying to offer you their best quote. So then from there you can make a switch right away and not have to pay so much money monthly. You can save hundreds of dollars on just liability insurance like i have.