What is estate planning and why do I need it (or not)? What elements are contained in an estate plan? Do I need an attorney to help me prepare an estate plan? What is a trust and how is it used? Can I use life insurance to help me fund a trust? Do I need a will? What could happen to my estate if I die without a will? Why is it that so few people do estate planning? Post to the discussion board your 200 word answer to these questions. Respond to at least two of your classmates' postings.