After three years of riding a bus to work, Belinda finds that she can no
longer do so because her employer moved to a location that is not convenient
for public transportation. Thus the Johnsons are in the market for another car.
Harry and Belinda estimate that they could afford to spend about $10,000 on a
good used car by making a down payment of $2,000 and financing the remainder
over 24 months at $355 per month.