1. Next year, you are planning an island vacation. In general, what type of financial instrument should you invest in?
2.In 30 years, you are planning on retiring. In general, what type of financial instrument should you invest in at this point in time? why?
3. Ten years from now, your nephew is going to start college. Your brother asks you for some investment advice. In general, what type of financial instrument should you invest in? why?
4.what factors cause your answers to change?
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