Chapter 6 hw.docx Suppose that you borrowed $20,000 student loans to attend UMD. When you attend the school, you do not need to pay interest on your loan. However, once you graduate, you are required to start paying your loan and interest. The APR for your loan is 6.8%. Each month you will have to make interest payment and principal repayment. 1)  If you choose the standard repayment plan, you will have to pay off your loan in 10 years with the same amount of payment each month. Then, how much is your monthly payment? Also, prepare your loan amortization table to calculate how much interest you will pay in total when you pay off your loan. 2)  If you choose the fixed extended repayment plan, you will be allowed to pay off your loan in 25 years with the same amount of payment each month. Then, how much is your monthly payment? Also, prepare your loan amortization table to calculate how much interest you will pay in total when you pay off your loan. YOU MUST USE EXCEL SPREADSHEET TO SHOW WORK.

The book of Proverbs in the Bible has much to say about work, trade, and conducting business.  Students will investigate those proverbs and write a 5- to 7-page summative exegetical paper.  A list of the proverbs that students should consider are provided in a document titled, “Proverbs for Business” found in the Course Docs and Information module on the Blackboard© site.  The goal for the paper is to determine what the proverbs say regarding the following topics:Money (priority of it; how to obtain and use it;)How to conduct oneself in business and tradeThe offering and accepting of bribesView of work Students should develop a comprehensive theory about each topic based upon the related proverbs.  To accomplish this, students will consider each proverb and ultimately determine what the texts say about each topic listed above.  Students should also utilize commentaries and other such resources to assist them with the exegesis of the text.  Citation of sources should conform to APA styling standards.  The paper should be organized into six parts: an introduction; one section for each of the four topics listed above; and a conclusion which discusses the student’s response to this study as he or she sees it pertaining to his or her conduct in the professional world.  There should be a bold-print heading for each section.Proverbs for Business.docx 

Final Research PaperResearch the responsibility of a critical thinker in a contemporary society. You may choose any topic that deals with a contemporary social concern. Examine the principles of critical thought in relation to the chosen societal concern, and consider the importance of ethics, moral reasoning, a research-based process to search for truth, and the advantages of information technology in gathering data.Potential social concerns include, but are not limited to health (e.g., obesity, smoking, or underage drinking), poverty (e.g., homelessness, basic needs, or transportation issues), family relations and dynamics (e.g., teen violence, physical abuse, depression, or suicide), social media (e.g., privacy), immigration (e.g., illegal), and education (e.g., plagiarism and/or cheating).Your Final Research Paper should:Include a literature review of three scholarly sources based on the selected contemporary issue. Analyze the validity of the author’s arguments and/or biases. Explain how academic knowledge impacts the social elements and institutions of both local and global communities. Assess how the principles of active citizenship could impact the contemporary issue during the next five to ten years. Include at least one reference to a multimedia component (i.e., podcast, interactive website, blog, or video) and evaluate the relevance of this piece in relationship to academic knowledge and the selected issue. The paper must be 12 to 14 pages in length (excluding the title and reference pages) and formatted according to APA style. You must use at least 12 scholarly sources, six of which can be found in the Ashford Online Library.  Cite your sources within the text of your paper and on the reference page. For information regarding APA, including samples and tutorials, visit the Ashford Writing Center within the Learning Resources tab on the left navigation toolbar.Writing the Final Research PaperThe Final Research Paper:Must be 12 to 14 double-spaced pages in length, and formatted according to APA style as outlined in the Ashford Writing Center. Must include a title page with the following: Title of paper Student’s name Course name and number Instructor’s name Date submitted Must begin with an introductory paragraph that has a succinct thesis statement. Must address the topic of the paper with critical thought. Must end with a conclusion that reaffirms your thesis. Must use at least 12 scholarly sources, including a minimum of six from the Ashford Online Library. Must document all sources in APA style, as outlined in the Ashford Writing Center. Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center.