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Health Insurance Portability and Accountability Act
-about
History of HIPAA
Who is the targeted audience
How has HIPAA affected the health care system
How does HIPAA affected the health care system
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How does HIPAA affected the health care system
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Health Insurance Portability and Accountability Act
Health Insurance Portability and Accountability Act
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April 22, 2017
Health Insurance Portability and Accountability Act
About the Health Insurance Portability and Accountability Act
The Health insurance Portability and Accountability Act was enacted by Congress and
signed into law by President Bill Clinton in the year 1996. The Act’s objective was to ensure
ease of transfer and exchange of data within organizations, institutions and healthcare facilities.
This Act, commonly named after its sponsors; Kassebaum and Kennedy, aimed at promoting
portability and continuity of health insurance coverage in groups and markets, to combat wastage
and fraud in health insurance coverage and health care provision, to simplify the administration
of healthcare insurance, to promote the usage of medical savings account.
HIPAA has several rules, parts and titles within it, all aiming to achieve the objectives
above. However, HIPAA contains five main titles: Title I, named Health Care Access, Portability
and Renewability is aimed at protecting health insurance for workers and their families when
they lose their jobs. The second title, called the Administrative Simplifications Provisions,
necessitates the establishment of national standards for electronic healthcare transmissions and
ways of nationally identifying providers, health insurance plans and employers. This title
provides guidelines for maintenance of privacy and security of health information and establishes
offenses that relate to healthcare. Title III puts a standard in the amount that people can save in a
pre-tax medical savings account while title IV gives specifications regarding coverage of people
with preexisting conditions. Title V provides provisions for employers in company-owned life
insurance ensuring that tax deductions not done on contracts, loans and company endowments.
Health Insurance Portability and Accountability Act
History of the act
The history of the act begins in the early 1990s, when it first became obvious that for
efficiency, medical records would be computerized. There was also a need for the creation of
new standards in the management of data in healthcare. Prior to 1996, there was no law
regarding the privacy of healthcare information. This was despite the large group of people that
have access to patient information including doctors, nurses,...
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