Description
Purpose of Assignment
The purpose of this assignment is to expose you to the basic process involved in the analysis of the cash flow statement and the interrelationship of financial statements. The assignment requires obtaining information that appears on the (1) Consolidated Statements of Operations (2) Consolidated Balance Sheets, and (3) Consolidated Statement of Cash Flows for Apple, Inc.
Assignment Steps
Resources: Appendix A of Financial Accounting: Tools for Business Decision Making
Note: This is a two- part assignment.Both parts will be combined and submitted in one 1500- 1900- word essay saved as a MS Office Word attachment.
Part 1
Answer questions A-F in problem CT12-1 in Financial Accounting (p. 640).
Section headings are required for this assignment. Identify the first section heading as Statement of Cash Flows. This section will follow the essay introduction paragraph. Under this section discuss your answers for questions (a) -(f). Conclude this section with an analysis of the company's management of cash based on your discussion regarding the statement of cash flows.
(a) What was the amount of net cash provided by operating activities for the year ended September 27, 2014? For the year ended September 28, 2013?
(b) What was the amount of increase or decrease in cash and cash equivalents for the year ended September 27, 2014?
(c) Which method of computing net cash provided by operating activities does Apple use?
(d) From your analysis of the September 27, 2014, statement of cash flows, was the change in accounts receivable a decrease or an increase? Was the change in inventories a decrease or an increase? Was the change in accounts payable a decrease or an increase?
(e) What was the net cash used by investing activities for the year ended September 27, 2014?
(f) What was the amount of interest paid in the year ended September 27, 2014? What was the amount of income taxes paid for the same period?
Enter your answers and supporting calculations on the provided Excel® Workbook.
Part 2
The second section heading for your essay will be identified as Common Stock (after the first section heading, Statement of Cash Flows). In this section answer and discuss the following questions.
- What is the par or stated value per share of Apple's common stock?
- What percentage of Apple's authorized common stock was issued at September 27, 2014?
- How many shares of common stock were outstanding at September 28, 2013, and at September 27, 2014?
The third section heading for your essay will be identified as Ratio Analysis (after the section heading, Common Stock). Answer and discuss the questions below.
- Calculate the payout ratio, earnings per share, and return on common stockholders' equity for 2014.
- What do these ratios indicate about the financial performance of the company?
The essay will comply with APA formatting guidelines. Introduction and conclusion paragraphs are required. As noted above, the essay will have the following section headings: (1) Statement of Cash Flows, (2) Common Stock, and (3) Ratio Analysis. The questions above are not to be used as section headings.
Use the Week 1 Excel® Workbook (provided with the assignment instructions) to show the answers and supporting calculations for Part 1.
The official SEC filing of the annual report is called a Form 10‐K, which often omits the public relations pieces found in most standard annual reports. On the following pages, we present Apple Inc.'s financial statements taken from the company's 2014 Form 10‐K. To access Apple's Form 10‐K, including notes to the financial statements, follow these steps:
- Go to http://investor.apple.com.
- Select the Financial Information tab.
- Select the 10‐K annual report dated September 29, 2014.
- The Notes to Consolidated Financial Statements begin on page 50.
Unformatted Attachment Preview
Name
Section
Date
Chapter 12 Financial Reporting Problem
Apple Inc.
2014
(a)
Net cash provided by operating activities (in millions)
(b)
(c)
(d)
(e)
(f)
713
2013
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PJM310 Colorado State Project Management and Net Present Value Paper
RequiredChapter 2 in Project Management: A Strategic Managerial ApproachChapter 2 PowerPoint from Project Management: A St ...
PJM310 Colorado State Project Management and Net Present Value Paper
RequiredChapter 2 in Project Management: A Strategic Managerial ApproachChapter 2 PowerPoint from Project Management: A Strategic Managerial ApproachOueslati, A. (2016). The added value of the project selection process. Journal of Defense Resources Management, 7(1), 75-84.RecommendedDrouin, N. (2014).Standing on the shoulders of strategic management giants to advance organizational project management. International Journal of Managing Project in Business 7(1), 61—77.Frye, K. (2017, October 3). Introduce net present value and internal rate of return. [Lynda.com video file]. Fry, K. (2017, October 3). Calculate the net present value of an investment. [Lynda.com video file]. Fry, K. (2017, October 3). Calculate net present value given irregular inputs. [Lynda.com video file]. Kopmann, J., Kock, A., Killen, C. P., & Gemünden, H. G. (2017).The role of project portfolio management in fostering both deliberate and emergent strategy. International Journal of Project Management, 35(4), 557-570.Option #1: NPV for 5-Year Project
For this exercise, you need to calculate the NPV for a project
described below. Make sure you study the "Numeric Models:
Profit/Profitability" section in Chapter 2 of the textbook before trying
to solve the problem. You are the manager of a construction
company with a five-year project that has a projected net cash flow of
$25,000, $35,000, $45,000, $20,000 and $15,000. Implementation costs are
$50,000. The company has a required rate of return of 20%. Compute the
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an appendix after the references page. Include information on what
projected net cash flow, discounted cash flow and NPV are, why they are
useful in project selection, and, given the numbers, if this example
project meets the company requirements, and why or why not.Optional ResourcesReview any of the following videos for additional information on how to calculate NPV:Calculate the Net Present Value of an Investment (Links to an external site.)Introduce Net Present Value and Internal Rate of Return (Links to an external site.)Submission RequirementsPrepare a 3- to 4-page paper (not including the required title and
reference pages and the appendix) detailing and compiling the specifics
to items above.Support your paper with a minimum of two current (published in the
most recent five years) scholarly sources from the CSU-Global Library,
in addition to any course textbooks or lecture material you decide to
use.Format your entire paper according to the CSU-Global Guide to Writing & APA (Links to an external site.).Be clear, concise, and focused. Be sure to organize your writing
properly and include an introduction; headings/subheadings for the body
of your work; analysis and recommendations (if applicable); a
conclusion; list of references; and an appendix.Option #2: Weighted Scoring Matrix
For this exercise, you need to assess a project selection
matrix in a case described below. Make sure you study the "Numeric
Models: Scoring" section (Table B and Figure A, in particular) in
Chapter 2 of the textbook before trying to solve the problem. You
are the person responsible for ordering the following 10
telecommunications projects, all of which support the new 5G initiative.
Using the scoring matrix and the weights provided, which project would
you rate highest (the first to implement, next, and so on until they are
listed from 1 to 10). Your matrix should be included in an appendix
after the references page. Describe what a weighted score matrix is, how
it is used, and how you reached the conclusions you did.
Supports the business strategy to move to 5G
Urgency in being first to market to win market share
5G will drive new ancillary product sales
Will cause customers to move from current provider to us
Maintenance costs will be reduced
Weight
0.02
0.05
0.025
0.03
0.01
Project 1
3
2
4
9
4
Project 2
3
8
7
2
5
Project 3
4
2
7
3
5
Project 4
7
5
4
2
4
Project 5
2
5
5
2
8
Project 6
3
3
1
4
8
Project 7
6
7
2
3
7
Project 8
9
2
1
1
2
Project 9
1
6
3
1
7
Project 10
1
6
1
6
7
Submission RequirementsPrepare a 3- to 4-page paper (not including the required title and
reference pages and the appendix) detailing and compiling the specifics
to items above.Support your paper with a minimum of two current (published in the
most recent five years) scholarly sources from the CSU-Global Library,
in addition to any course textbooks or lecture material you decide to
use.Format your entire paper according to the CSU-Global Guide to Writing & APA (Links to an external site.).Be clear, concise, and focused. Be sure to organize your writing
properly and include an introduction; headings/subheadings for the body
of your work; analysis and recommendations (if applicable); a
conclusion; list of references; and an appendix.Rubric
PJM310 Mod 2 CT
PJM310 Mod 2 CT
Criteria
Ratings
Pts
This criterion is linked to a Learning Outcome
Requirements
20.0
to >16.0 pts
Meets Expectation
This response includes all of the required components, as specified in the assignment.
16.0
to >12.0 pts
Approaches Expectation
This response includes most of the required components, as specified in the assignment.
12.0
to >8.0 pts
Below Expectation
This response includes some of the required components, as specified in the assignment.
8.0
to >0 pts
Limited Evidence
This response includes few of the required components, as specified in the assignment.
20.0 pts
This criterion is linked to a Learning Outcome
Content
15.0
to >12.0 pts
Meets Expectation
Demonstrates strong or adequate knowledge of the project management concepts.
12.0
to >9.0 pts
Approaches Expectation
Some significant but not major errors or omissions in demonstration of project management concepts.
9.0
to >6.0 pts
Below Expectation
Major errors or omissions in demonstration of project management concepts.
6.0
to >0 pts
Limited Evidence
Fails to demonstrate knowledge of the project management concepts.
15.0 pts
This criterion is linked to a Learning Outcome
Critical Analysis
15.0
to >12.0 pts
Meets Expectation
Provides a strong critical analysis of and critical thinking about the project management concepts.
12.0
to >9.0 pts
Approaches Expectation
Some significant but not major errors or omissions in analysis of and critical thinking about the project management concepts.
9.0
to >6.0 pts
Below Expectation
Major errors or omission in analysis of and critical thinking about the project management concepts.
6.0
to >0 pts
Limited Evidence
Fails to provide analysis of and critical thinking about the project management concepts.
15.0 pts
This criterion is linked to a Learning Outcome
Demonstrates college-level proficiency in organization, grammar and style
10.0
to >8.0 pts
Meets Expectation
Project
is clearly organized, well written, and in proper format, as outlined
in the assignment. Strong sentence and paragraph structure; few errors
in grammar and spelling.
8.0
to >6.0 pts
Approaches Expectation
Project
is fairly well organized and well written and is in proper format, as
outlined in the assignment. Reasonably good sentence and paragraph
structure; significant number of errors in grammar and spelling.
6.0
to >4.0 pts
Below Expectation
Project
is poorly organized; does not follow proper paper format. Inconsistent
to inadequate sentence and paragraph development; numerous errors in
grammar and spelling.
4.0
to >0 pts
Limited Evidence
Project
is not well organized or well written and/or is not in proper paper
format. Poor quality work; unacceptable in terms of grammar and
spelling.
10.0 pts
This criterion is linked to a Learning Outcome
Demonstrates proper use of APA style
10.0
to >8.0 pts
Meets Expectation
Project
contains proper APA formatting, according to the CSU-Global Guide to
Writing & APA, with no more than one significant error.
8.0
to >6.0 pts
Approaches Expectation
Few
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with no more than two to three significant errors.
6.0
to >4.0 pts
Below Expectation
Significant
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with four to five significant errors.
4.0
to >0 pts
Limited Evidence
Numerous
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with more than five significant errors.
10.0 pts
Total Points:
70.0
8 pages
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(2020) Retrieved from https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-programHow to Set Up the PaperCreate a Word or Rich Text Format (RTF) document that is double-spaced, 12-point font. The final product will be between 5-7 pages in length excluding the title page and reference page. Write clearly and concisely.Create a title page with a title, the course number and section, the instructor's name and your name. Instructions:Course MaterialFor this project, you are required to use the case scenario facts and the course material. External sources are not permitted.Use references below You are not researching on the Internet or using resources from outside the course. You are expected to answer the requirements identified below showing the connection between the case scenario facts and the course material. Using course material goes beyond defining terms and are used to explain the 'why and how' of a situation. 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Saylor Academy. https://learn.umgc.edu/d2l/le/content/536288/fullscreen/19552268/ViewBMGT 496 (2020) Defining “Ethical Dilemma” Retrieved from UMGC BMGT 496 Course materials. https://learn.umgc.edu/content/enforced/536288-001154-01-2208-US2-3660/Ethical%20Issues%20Dilemmas%20Legal%20Issues1.pdf?_&d2lSessionVal=t2XBD21TebdCp48YerE8DMFZmSaylor (2020) Chapter 1: What is Business Ethics? Retrieved from BMGT 496 Course materials. https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552268/ViewSaylor. (2012). 1.1 What Is Business Ethics? In Saylor, The Business Ethics Workshop (pp. 4-11). Retrieved October 24, 2020, from https://saylordotorg.github.io/text_the-business-ethics-workshop/index.htmlSaylor. (2012). 3.1 What Is Consequentialism? In Saylor, The Business Ethics Workshop (pp. 1-22). Retrieved from https://saylordotorg.github.io/text_the-business-ethics-workshop/index.htmlSaylor. (2012). 4.4 Virtue Theory. In Saylor, The Business Ethics Workshop (pp. 18-23). Retrieved October 31, 2020, from https://www.saylordotorg.github.io/text_the-busine...Brusseau, J. (2012). The Business Ethics Workshop. Washington, DC: The Saylor Foundation. Retrieved from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552268/View3.2 Utilitarianism: The Greater Good. Chapter 3: Theories of Consequences Ethics: Traditional Tools for Making Business when the Ends Justify the Means. Retrieved 31 October 2020, from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552275/View.Saylor Academy. (n.d.). Theories of Consequence Ethics: Traditional Tools for Making Decisions in Business when the Ends Justify the Means. Business Ethics Workshop. Retrieved from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552275/ViewUniversity of Maryland Global Campus. (2020b). Chapter 4: theories responding to the challenge of cultural relativism. 137-176. Document posted in UMGC BMGT 496 3660 online classroom, archived at http://campus.umgc.eduWestacott, E. (2020, August 26). Moral philosophy according to Immanuel Kant: Kantian ethics in a nutshell. 1-13. https://www.thoughtco.com/kantian-ethics-moral-philosophy-immanuel-kant-4045398https://learn.umgc.edu/d2l/le/content/536288/viewC...https://learn.umgc.edu/d2l/le/content/536288/viewC...https://www.mcrazlaw.com/lifestyle-discrimination-...https://www.hr.com/en/communities/legal/legal-disc...https://www.pwbcpas.com/new-overtime-rules-suspend...https://business-ethics.com/2016/12/19/0711-oshas-...
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PJM310 Colorado State Project Management and Net Present Value Paper
RequiredChapter 2 in Project Management: A Strategic Managerial ApproachChapter 2 PowerPoint from Project Management: A St ...
PJM310 Colorado State Project Management and Net Present Value Paper
RequiredChapter 2 in Project Management: A Strategic Managerial ApproachChapter 2 PowerPoint from Project Management: A Strategic Managerial ApproachOueslati, A. (2016). The added value of the project selection process. Journal of Defense Resources Management, 7(1), 75-84.RecommendedDrouin, N. (2014).Standing on the shoulders of strategic management giants to advance organizational project management. International Journal of Managing Project in Business 7(1), 61—77.Frye, K. (2017, October 3). Introduce net present value and internal rate of return. [Lynda.com video file]. Fry, K. (2017, October 3). Calculate the net present value of an investment. [Lynda.com video file]. Fry, K. (2017, October 3). Calculate net present value given irregular inputs. [Lynda.com video file]. Kopmann, J., Kock, A., Killen, C. P., & Gemünden, H. G. (2017).The role of project portfolio management in fostering both deliberate and emergent strategy. International Journal of Project Management, 35(4), 557-570.Option #1: NPV for 5-Year Project
For this exercise, you need to calculate the NPV for a project
described below. Make sure you study the "Numeric Models:
Profit/Profitability" section in Chapter 2 of the textbook before trying
to solve the problem. You are the manager of a construction
company with a five-year project that has a projected net cash flow of
$25,000, $35,000, $45,000, $20,000 and $15,000. Implementation costs are
$50,000. The company has a required rate of return of 20%. Compute the
discounted cash flow and determine the NPV. Include your calculations in
an appendix after the references page. Include information on what
projected net cash flow, discounted cash flow and NPV are, why they are
useful in project selection, and, given the numbers, if this example
project meets the company requirements, and why or why not.Optional ResourcesReview any of the following videos for additional information on how to calculate NPV:Calculate the Net Present Value of an Investment (Links to an external site.)Introduce Net Present Value and Internal Rate of Return (Links to an external site.)Submission RequirementsPrepare a 3- to 4-page paper (not including the required title and
reference pages and the appendix) detailing and compiling the specifics
to items above.Support your paper with a minimum of two current (published in the
most recent five years) scholarly sources from the CSU-Global Library,
in addition to any course textbooks or lecture material you decide to
use.Format your entire paper according to the CSU-Global Guide to Writing & APA (Links to an external site.).Be clear, concise, and focused. Be sure to organize your writing
properly and include an introduction; headings/subheadings for the body
of your work; analysis and recommendations (if applicable); a
conclusion; list of references; and an appendix.Option #2: Weighted Scoring Matrix
For this exercise, you need to assess a project selection
matrix in a case described below. Make sure you study the "Numeric
Models: Scoring" section (Table B and Figure A, in particular) in
Chapter 2 of the textbook before trying to solve the problem. You
are the person responsible for ordering the following 10
telecommunications projects, all of which support the new 5G initiative.
Using the scoring matrix and the weights provided, which project would
you rate highest (the first to implement, next, and so on until they are
listed from 1 to 10). Your matrix should be included in an appendix
after the references page. Describe what a weighted score matrix is, how
it is used, and how you reached the conclusions you did.
Supports the business strategy to move to 5G
Urgency in being first to market to win market share
5G will drive new ancillary product sales
Will cause customers to move from current provider to us
Maintenance costs will be reduced
Weight
0.02
0.05
0.025
0.03
0.01
Project 1
3
2
4
9
4
Project 2
3
8
7
2
5
Project 3
4
2
7
3
5
Project 4
7
5
4
2
4
Project 5
2
5
5
2
8
Project 6
3
3
1
4
8
Project 7
6
7
2
3
7
Project 8
9
2
1
1
2
Project 9
1
6
3
1
7
Project 10
1
6
1
6
7
Submission RequirementsPrepare a 3- to 4-page paper (not including the required title and
reference pages and the appendix) detailing and compiling the specifics
to items above.Support your paper with a minimum of two current (published in the
most recent five years) scholarly sources from the CSU-Global Library,
in addition to any course textbooks or lecture material you decide to
use.Format your entire paper according to the CSU-Global Guide to Writing & APA (Links to an external site.).Be clear, concise, and focused. Be sure to organize your writing
properly and include an introduction; headings/subheadings for the body
of your work; analysis and recommendations (if applicable); a
conclusion; list of references; and an appendix.Rubric
PJM310 Mod 2 CT
PJM310 Mod 2 CT
Criteria
Ratings
Pts
This criterion is linked to a Learning Outcome
Requirements
20.0
to >16.0 pts
Meets Expectation
This response includes all of the required components, as specified in the assignment.
16.0
to >12.0 pts
Approaches Expectation
This response includes most of the required components, as specified in the assignment.
12.0
to >8.0 pts
Below Expectation
This response includes some of the required components, as specified in the assignment.
8.0
to >0 pts
Limited Evidence
This response includes few of the required components, as specified in the assignment.
20.0 pts
This criterion is linked to a Learning Outcome
Content
15.0
to >12.0 pts
Meets Expectation
Demonstrates strong or adequate knowledge of the project management concepts.
12.0
to >9.0 pts
Approaches Expectation
Some significant but not major errors or omissions in demonstration of project management concepts.
9.0
to >6.0 pts
Below Expectation
Major errors or omissions in demonstration of project management concepts.
6.0
to >0 pts
Limited Evidence
Fails to demonstrate knowledge of the project management concepts.
15.0 pts
This criterion is linked to a Learning Outcome
Critical Analysis
15.0
to >12.0 pts
Meets Expectation
Provides a strong critical analysis of and critical thinking about the project management concepts.
12.0
to >9.0 pts
Approaches Expectation
Some significant but not major errors or omissions in analysis of and critical thinking about the project management concepts.
9.0
to >6.0 pts
Below Expectation
Major errors or omission in analysis of and critical thinking about the project management concepts.
6.0
to >0 pts
Limited Evidence
Fails to provide analysis of and critical thinking about the project management concepts.
15.0 pts
This criterion is linked to a Learning Outcome
Demonstrates college-level proficiency in organization, grammar and style
10.0
to >8.0 pts
Meets Expectation
Project
is clearly organized, well written, and in proper format, as outlined
in the assignment. Strong sentence and paragraph structure; few errors
in grammar and spelling.
8.0
to >6.0 pts
Approaches Expectation
Project
is fairly well organized and well written and is in proper format, as
outlined in the assignment. Reasonably good sentence and paragraph
structure; significant number of errors in grammar and spelling.
6.0
to >4.0 pts
Below Expectation
Project
is poorly organized; does not follow proper paper format. Inconsistent
to inadequate sentence and paragraph development; numerous errors in
grammar and spelling.
4.0
to >0 pts
Limited Evidence
Project
is not well organized or well written and/or is not in proper paper
format. Poor quality work; unacceptable in terms of grammar and
spelling.
10.0 pts
This criterion is linked to a Learning Outcome
Demonstrates proper use of APA style
10.0
to >8.0 pts
Meets Expectation
Project
contains proper APA formatting, according to the CSU-Global Guide to
Writing & APA, with no more than one significant error.
8.0
to >6.0 pts
Approaches Expectation
Few
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with no more than two to three significant errors.
6.0
to >4.0 pts
Below Expectation
Significant
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with four to five significant errors.
4.0
to >0 pts
Limited Evidence
Numerous
errors in APA formatting, according to the CSU-Global Guide to Writing
& APA, with more than five significant errors.
10.0 pts
Total Points:
70.0
8 pages
Bus 660 Rs T6optimizationmodelingproblemset 1
Write formulas to compute values (e.g. profit, resoure utilization) in blue cells Write formulas to compute values (e.g. p ...
Bus 660 Rs T6optimizationmodelingproblemset 1
Write formulas to compute values (e.g. profit, resoure utilization) in blue cells Write formulas to compute values (e.g. profit, resoure utilization) ...
Texas Woman's University Key Trends in the Clothing Industry Essay
Need help writing a 6 page essay for small business management class. Please review the attached instructions on essay.
Texas Woman's University Key Trends in the Clothing Industry Essay
Need help writing a 6 page essay for small business management class. Please review the attached instructions on essay.
LEG 100 Strayer University Business Innovations Discussion
Law is always evolving. It slowly changes over time in response to its environment. In business, new types of ...
LEG 100 Strayer University Business Innovations Discussion
Law is always evolving. It slowly changes over time in response to its environment. In business, new types of products, services and practices drive the development of law as it is forced to adapt to situations we can’t even think about today. A great example is the “gig” economy created by companies such as Uber and Lyft and their “do it yourself” ride service.
What new developments do you think will present the need to rethink and re-evaluate how business law concepts apply today or in the future?
Peer's Discussion below in which I'll need to provide a reply too
Jamilah Scott
RE: Week 11 Discussion
Hello class i believe that a lot of new developments are going to cause the rethinking of the laws and reevaluating. For example the artificial intelligence developments and the fact that even though people have little to know familiarity with the development. One may say that this may be a way of enhance laws and maybe even invent some. And some laws were based on past issues and not current. And lets face it with the growing society ideals are always arriving.
BMGT 496 University of Maryland USAA and Shake Shack Case Study
Case Scenario:The outbreak of the COVID-19 pandemic required Americans to shelter in place thus causing the U.S. economy t ...
BMGT 496 University of Maryland USAA and Shake Shack Case Study
Case Scenario:The outbreak of the COVID-19 pandemic required Americans to shelter in place thus causing the U.S. economy to freeze-up, resulting in millions of lost jobs. The U.S. Congress passed legislation to try and limit the economic damage. Included in the legislation was a stimulus package that would give $1,200 to single tax filers making $75,000 or less and $2,400 to married couples making $150,000 or less. The purpose of the payment was to give people emergency funds and to stimulate the economy. Also included was the CARES Act that provided the Paycheck Protection Program (PPP). The PPP was a program administered by the Small Business Administration that was targeted at small business. It provided for a government loan that was forgivable if used to pay employees’ salaries and benefits, mortgages, rent, and utilities. According to the SBA website, "[t]he Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.”USAA is a member-owned organization that provided insurance and financial services exclusively to current and former members of the military as well as their family members. USAA has an excellent reputation as a well-run organization and for giving its members good service. Many USAA members maintain checking accounts with it. Some of those members who have checking accounts had overdrawn their balances and had a negative balance in their accounts. When the $1,200 or $2,400 stimulus check were deposited, USAA used those amounts to offset the negative balances in some of its members’ accounts. Members were not informed in advance that this would be the case. This resulted in some USAA members not having any access to the stimulus money. The action USAA took in crediting the funds to existing account deficits was perfectly legal.Shake Shack is a corporation that owns and licenses restaurants selling traditional American fare like hamburgers and milk shakes. It currently operates 124 locations in the U.S. and overseas. As of May 4, 2020, the company had a market capitalization of $2.06 billion. The company is publicly traded on the New York Stock Exchange. In 2019, Shake Shack’s CEO received $2.3 million in compensation. Shake Shack applied for and received a loan of $10 million under PPP. The loan was permissible under a provision in PPP the allows restaurant chains to apply when each location has fewer than 500 employees. Shortly after Shake Shack received the loan, the PPP ran out of funds and many small businesses did not receive loans.Small Business Administration. (2020) Retrieved from https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-programHow to Set Up the PaperCreate a Word or Rich Text Format (RTF) document that is double-spaced, 12-point font. The final product will be between 5-7 pages in length excluding the title page and reference page. Write clearly and concisely.Create a title page with a title, the course number and section, the instructor's name and your name. Instructions:Course MaterialFor this project, you are required to use the case scenario facts and the course material. External sources are not permitted.Use references below You are not researching on the Internet or using resources from outside the course. You are expected to answer the requirements identified below showing the connection between the case scenario facts and the course material. Using course material goes beyond defining terms and are used to explain the 'why and how' of a situation. Avoid merely making statements but close the loop of the discussion by explaining how something happens or why something happens, which focuses on importance and impact. In closing the loop, you will demonstrate the ability to think clearly and rationally showing an understanding of the logical connections between the ideas presented in a case scenario, the course material and the question(s) being asked. Using one or two in-text citations from the course material throughout the entire paper will not earn many points on an assignment. The use of a variety of course material is expected consistently supporting what is presented. The support must be relevant and applicable to the topic being discussed. Points are not earned for mentioning a term or concept but by clearly and thoroughly explaining or discussing the question at hand.NOTE: If external sources are used, what is presented will not count and a penalty for following instruction will apply.University of Maryland Global Campus. (2020a). BMGT 496 3660 Business Ethics (2208), week 1: Oct. 21 – Oct. 27. Document posted in UMGC BMGT 496 3660 online classroom, archived at http://campus.umgc.eduUniversity of Maryland Global Campus. (2020b). Chapter 1: what is business ethics. Document posted in UMGC BMGT 496 3660 online classroom, archived at http://campus.umgc.eduUniversity of Maryland Global Campus. (2020c). Ethical issues, ethical dilemmas, & legal issues. Document posted in UMGC BMGT 496 3660 online classroom, archived at http://campus.umgc.eduEthical Issues Dilemmas Legal Issues. (n.d.). https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552257/ViewWhat Is Business Ethics? (n.d.). Saylor Academy. https://learn.umgc.edu/d2l/le/content/536288/fullscreen/19552268/ViewBMGT 496 (2020) Defining “Ethical Dilemma” Retrieved from UMGC BMGT 496 Course materials. https://learn.umgc.edu/content/enforced/536288-001154-01-2208-US2-3660/Ethical%20Issues%20Dilemmas%20Legal%20Issues1.pdf?_&d2lSessionVal=t2XBD21TebdCp48YerE8DMFZmSaylor (2020) Chapter 1: What is Business Ethics? Retrieved from BMGT 496 Course materials. https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552268/ViewSaylor. (2012). 1.1 What Is Business Ethics? In Saylor, The Business Ethics Workshop (pp. 4-11). Retrieved October 24, 2020, from https://saylordotorg.github.io/text_the-business-ethics-workshop/index.htmlSaylor. (2012). 3.1 What Is Consequentialism? In Saylor, The Business Ethics Workshop (pp. 1-22). Retrieved from https://saylordotorg.github.io/text_the-business-ethics-workshop/index.htmlSaylor. (2012). 4.4 Virtue Theory. In Saylor, The Business Ethics Workshop (pp. 18-23). Retrieved October 31, 2020, from https://www.saylordotorg.github.io/text_the-busine...Brusseau, J. (2012). The Business Ethics Workshop. Washington, DC: The Saylor Foundation. Retrieved from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552268/View3.2 Utilitarianism: The Greater Good. Chapter 3: Theories of Consequences Ethics: Traditional Tools for Making Business when the Ends Justify the Means. Retrieved 31 October 2020, from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552275/View.Saylor Academy. (n.d.). Theories of Consequence Ethics: Traditional Tools for Making Decisions in Business when the Ends Justify the Means. Business Ethics Workshop. Retrieved from https://learn.umgc.edu/d2l/le/content/536288/viewContent/19552275/ViewUniversity of Maryland Global Campus. (2020b). Chapter 4: theories responding to the challenge of cultural relativism. 137-176. Document posted in UMGC BMGT 496 3660 online classroom, archived at http://campus.umgc.eduWestacott, E. (2020, August 26). Moral philosophy according to Immanuel Kant: Kantian ethics in a nutshell. 1-13. https://www.thoughtco.com/kantian-ethics-moral-philosophy-immanuel-kant-4045398https://learn.umgc.edu/d2l/le/content/536288/viewC...https://learn.umgc.edu/d2l/le/content/536288/viewC...https://www.mcrazlaw.com/lifestyle-discrimination-...https://www.hr.com/en/communities/legal/legal-disc...https://www.pwbcpas.com/new-overtime-rules-suspend...https://business-ethics.com/2016/12/19/0711-oshas-...
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