Description
Compared to a perfectly competitive market, average costs in a monopolistically competitive market are: lower due to the cost/different product, lower due to the efficiency, higher due to cost,/same product or higher due to the efficiency?
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lower due to the cost/different product
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ISM 3011 University of South Florida Grade Calculator Excel Worksheet
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Makerere University Analyzing Financial Data Analytical Review
Instructions
Instructions: Read the scenario and access the data worksheet below. Review the rubric which provides some ti ...
Makerere University Analyzing Financial Data Analytical Review
Instructions
Instructions: Read the scenario and access the data worksheet below. Review the rubric which provides some tips on how to organize your team process. Then, as if you were a member of a team, respond to the items below.
Requirements:
This part of the assessment represents the primary steps of understanding the nature of cash flows in a business. Year-to-year comparative balance sheets are used in the analysis. After review and analysis of the data, you will prepare a business memo to outline the sources or uses of specific account cash flows and how these outcomes support your reasoning for approving or denying the loan. The analysis is based upon year-to-year changes of these specific balance sheet sections: Accounts Receivable, Inventory, Accounts Payable, Wages Payable, Plant Property and Equipment, and Long-term Debt.
You will:
Analyze financial data and present the rationale for what your loan committee (you as a member of a team) wants to do on the loan renewal request, and submit supporting documents.
Scenario: You are required to conduct an analysis of specific financial data of Bob Smith, Inc. Bob is an existing bank customer. When the loan to Bob was originally made in 2016, the bank required Bob to increase the YE 2016 cash balance to at least $70,000 to qualify for the interest rate that the bank used for the original loan. This cash balance was required for the bank to make its target yield on the loan created. The Cash Flow Statement and Balance Sheet show an actual YE 2017 cash balance of less than $34,000.
You will need to complete the 2017 Cash Flow Statement. In addition, you will also prepare the “Common Sized Financial Statements” for the 2 years shown.
This information allows you to substantiate the 2018 loan denial or renewal request. You are acting as the loan committee of the bank and you will address an internal memo to the loan officer in charge of this loan facility giving the committee’s decision on whether to approve the loan as is, renew the loan with modifications, or deny the loan request. Be sure you move away from definitions to analysis. Additionally, you do not need to give definitions of balance sheet accounts.
The Balance Sheets and Cash Flow Statements provided in the data worksheet below will assist you in your analysis. From these documents, and from the ones you produced, discuss the following:
The operating cycle of the company
The covenants within the CC&Rs that the company did not comply with.
The Common Sized Financial Statement (CC&Rs)
The Cash Flow Statement
What did management do to fall short of the minimum cash requirements?
Was the company’s failure to meet cash balance requirements a result of the company being unable to meet the requirement or because of management actions?
What could be managements motivation for not complying with the loans CC&Rs?
Where was the major portion of the company’s working capital used?
What could management have done to comply with the CC&Rs they agreed to?
Finally, what does your loan committee want to do about the renewal of this loan? In this area, you can:
Renew the loan without changing the loan conditions.
Renew the loan and modify the conditions to what is now required by the bank to receive loan approval.
Decline the loan Remember that banks approve or deny loans based on the 5 Cs of credit, which are:
Character
Capacity
Capital
Collateral
Conditions
Consider these when deliberating what to do with this loan and include an overview of this discussion in the memo to the company’s loan officer.In your memo:
Include a strong thesis statement, introduction, and conclusion. The main points of the response should be developed and explained clearly in the memo with appropriate financial and accounting terminology.
Support all arguments (no errors in logic) based upon the Statement of Cash Flows data.
Exhibit strong higher-order critical thinking and include appropriate judgments, conclusions, and assessments based on the team’s analysis of the Balance Sheet and Statement of Cash Flows.
Provide proper classifications, explanations, comparisons, and inferences based on the cash flow representations. Your submission should include recognition of accounts, and the team’s work should be reconciled back to the financial data provided.
Prepare this part of the assessment in a memo format, in a minimum of two single-spaced pages, and using size 12-point font. You must also submit the cash flow statement, and the common sized financial statement.
Access the CC&Rs Access the data worksheet
Checklist:
In a Microsoft® Word® document address the following as if you were a member of a team (although you alone are responsible for the deliverable) based on the scenario provided above:
-Provide the goals, resources, and timelines for the team project.-Explain the communication protocol for team members.-Explain how you resolved the problems
Complete the memo; a minimum of 2 single-spaced pages, using 12-point font. As the loan officer, you must pass along the news in a business memo that is professional and written in an objective manner. Please use values in the memo whenever possible.
Access the data worksheet and complete it.
Using analysis of the data sheet, explain in your letter why you are approving the loan as is, renewing the loan with modifications, or denying the loan request
Submit the three completed documents: (1) the Microsoft® Word® document explaining your team process, communication, and problem solving from bullet #1 (label as part a); (2) include the memo (label as part 2b) and (3) the data worksheet (label as part 2c)
Outline for a research paper
Ultimately, I will ask for the research paper itself but it is not due for another month. If you want to work on it earlie ...
Outline for a research paper
Ultimately, I will ask for the research paper itself but it is not due for another month. If you want to work on it earlier, just let me know and I'll send you another private invite for it. Anyways, the research paper topic is "The Effects That A 35-Hour Working Week
Has On The Economy". The instructions for the outline are below:After your topic has been approved, the next step is to research current articles and publications (within one year) and write an outline. You will need to use at least six credible sources that provide objective, authoritative, and accurate descriptions of your selected macroeconomics topic. Two of your sources must be from academic journals. Your sources can include the following:Academic journalsFinancial and economic publications like the Wall Street Journal, the Economist, and industry-specific publicationsNewspapers such as the New York Times and the Washington PostResearch databases like ProQuestUse the Hunt Library (Links to an external site.) to conduct your research. Do not use Investopedia or Wikipedia.You may write a formal outline or present your information in paragraph form using current APA formatting. Regardless of the outline format, you must provide the following:Details that align with your microeconomics topicList of your sourcesTwo of the sources must be from academic journals.To learn more about developing an outline, review the Types of Outlines and Samples information (Purdue Online Writing Lab). (Links to an external site.)You will submit your outline in Module 3. Review the assignment rubric detailed grading criteria.Here is the grading rubic:ECON 210 Module 3 Research Paper Outline RubricECON 210 Module 3 Research Paper Outline RubricCriteriaRatingsPtsThis criterion is linked to a Learning OutcomeTopic SelectionTopic selected is a macroeconomic issue that is timely, current and related to the learning objectives in the syllabus. Topic was submitted by the end of Module 2.30.0 ptsExcellent26.0 ptsSatisfactory23.0 ptsPassing18.0 ptsPoor17.0 ptsFailing30.0 ptsThis criterion is linked to a Learning OutcomeTopic OutlineTopic outline includes at least six credible sources. Two of the six sources are from academic journals. Articles align with approved topic.70.0 ptsExcellent62.0 ptsSatisfactory55.0 ptsPassing48.0 ptsPoor41.0 ptsFailing70.0 ptsTotal Points: 100.0Thanks
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ISM 3011 University of South Florida Grade Calculator Excel Worksheet
Check your formulas, be sure they are correct and make sense. For example, if you are subtracting 2 numbers don’t use t ...
ISM 3011 University of South Florida Grade Calculator Excel Worksheet
Check your formulas, be sure they are correct and make sense. For example, if you are subtracting 2 numbers don’t use the SUM formulas (sum is for adding). Excel may figure out what you mean, but we want the formulas to be used correctly and show that you understand how to use them.Project Submission Instructions / Notes:Contact hours get busy as deadlines approach. If you procrastinate and wait until the last days to work on your project, you may not be able to get all the help you want. The only way we can fairly grade the projects is if we check for each requirement. Please go through the instructions before you submit & be sure you have done each one correctly, so you don’t miss points. Compare your solution to the project overview.Submitting:
Ricardo-type comparative advantage numerical example with two countries and two goods.
Set up a Ricardo-type comparative advantage numerical example with two countries and two goods. Distinguish “absolute ad ...
Ricardo-type comparative advantage numerical example with two countries and two goods.
Set up a Ricardo-type comparative advantage numerical example with two countries and two goods. Distinguish “absolute advantage” from “comparative advantage” in the context of your example. Then select an international terms-or-trade ratio and explain in some detail how trade between the two countries benefits each of them in comparison with autarky. When would either of your countries NOT benefit from engaging in trade? Explain.
ADM634 Grand Canyon University Paid Sick Leave Policy Discussion
Find an example of public policy being promoted with the use of public relations. How well did the public relations promot ...
ADM634 Grand Canyon University Paid Sick Leave Policy Discussion
Find an example of public policy being promoted with the use of public relations. How well did the public relations promote the policy? Describe specific techniques that were used.
Makerere University Analyzing Financial Data Analytical Review
Instructions
Instructions: Read the scenario and access the data worksheet below. Review the rubric which provides some ti ...
Makerere University Analyzing Financial Data Analytical Review
Instructions
Instructions: Read the scenario and access the data worksheet below. Review the rubric which provides some tips on how to organize your team process. Then, as if you were a member of a team, respond to the items below.
Requirements:
This part of the assessment represents the primary steps of understanding the nature of cash flows in a business. Year-to-year comparative balance sheets are used in the analysis. After review and analysis of the data, you will prepare a business memo to outline the sources or uses of specific account cash flows and how these outcomes support your reasoning for approving or denying the loan. The analysis is based upon year-to-year changes of these specific balance sheet sections: Accounts Receivable, Inventory, Accounts Payable, Wages Payable, Plant Property and Equipment, and Long-term Debt.
You will:
Analyze financial data and present the rationale for what your loan committee (you as a member of a team) wants to do on the loan renewal request, and submit supporting documents.
Scenario: You are required to conduct an analysis of specific financial data of Bob Smith, Inc. Bob is an existing bank customer. When the loan to Bob was originally made in 2016, the bank required Bob to increase the YE 2016 cash balance to at least $70,000 to qualify for the interest rate that the bank used for the original loan. This cash balance was required for the bank to make its target yield on the loan created. The Cash Flow Statement and Balance Sheet show an actual YE 2017 cash balance of less than $34,000.
You will need to complete the 2017 Cash Flow Statement. In addition, you will also prepare the “Common Sized Financial Statements” for the 2 years shown.
This information allows you to substantiate the 2018 loan denial or renewal request. You are acting as the loan committee of the bank and you will address an internal memo to the loan officer in charge of this loan facility giving the committee’s decision on whether to approve the loan as is, renew the loan with modifications, or deny the loan request. Be sure you move away from definitions to analysis. Additionally, you do not need to give definitions of balance sheet accounts.
The Balance Sheets and Cash Flow Statements provided in the data worksheet below will assist you in your analysis. From these documents, and from the ones you produced, discuss the following:
The operating cycle of the company
The covenants within the CC&Rs that the company did not comply with.
The Common Sized Financial Statement (CC&Rs)
The Cash Flow Statement
What did management do to fall short of the minimum cash requirements?
Was the company’s failure to meet cash balance requirements a result of the company being unable to meet the requirement or because of management actions?
What could be managements motivation for not complying with the loans CC&Rs?
Where was the major portion of the company’s working capital used?
What could management have done to comply with the CC&Rs they agreed to?
Finally, what does your loan committee want to do about the renewal of this loan? In this area, you can:
Renew the loan without changing the loan conditions.
Renew the loan and modify the conditions to what is now required by the bank to receive loan approval.
Decline the loan Remember that banks approve or deny loans based on the 5 Cs of credit, which are:
Character
Capacity
Capital
Collateral
Conditions
Consider these when deliberating what to do with this loan and include an overview of this discussion in the memo to the company’s loan officer.In your memo:
Include a strong thesis statement, introduction, and conclusion. The main points of the response should be developed and explained clearly in the memo with appropriate financial and accounting terminology.
Support all arguments (no errors in logic) based upon the Statement of Cash Flows data.
Exhibit strong higher-order critical thinking and include appropriate judgments, conclusions, and assessments based on the team’s analysis of the Balance Sheet and Statement of Cash Flows.
Provide proper classifications, explanations, comparisons, and inferences based on the cash flow representations. Your submission should include recognition of accounts, and the team’s work should be reconciled back to the financial data provided.
Prepare this part of the assessment in a memo format, in a minimum of two single-spaced pages, and using size 12-point font. You must also submit the cash flow statement, and the common sized financial statement.
Access the CC&Rs Access the data worksheet
Checklist:
In a Microsoft® Word® document address the following as if you were a member of a team (although you alone are responsible for the deliverable) based on the scenario provided above:
-Provide the goals, resources, and timelines for the team project.-Explain the communication protocol for team members.-Explain how you resolved the problems
Complete the memo; a minimum of 2 single-spaced pages, using 12-point font. As the loan officer, you must pass along the news in a business memo that is professional and written in an objective manner. Please use values in the memo whenever possible.
Access the data worksheet and complete it.
Using analysis of the data sheet, explain in your letter why you are approving the loan as is, renewing the loan with modifications, or denying the loan request
Submit the three completed documents: (1) the Microsoft® Word® document explaining your team process, communication, and problem solving from bullet #1 (label as part a); (2) include the memo (label as part 2b) and (3) the data worksheet (label as part 2c)
Outline for a research paper
Ultimately, I will ask for the research paper itself but it is not due for another month. If you want to work on it earlie ...
Outline for a research paper
Ultimately, I will ask for the research paper itself but it is not due for another month. If you want to work on it earlier, just let me know and I'll send you another private invite for it. Anyways, the research paper topic is "The Effects That A 35-Hour Working Week
Has On The Economy". The instructions for the outline are below:After your topic has been approved, the next step is to research current articles and publications (within one year) and write an outline. You will need to use at least six credible sources that provide objective, authoritative, and accurate descriptions of your selected macroeconomics topic. Two of your sources must be from academic journals. Your sources can include the following:Academic journalsFinancial and economic publications like the Wall Street Journal, the Economist, and industry-specific publicationsNewspapers such as the New York Times and the Washington PostResearch databases like ProQuestUse the Hunt Library (Links to an external site.) to conduct your research. Do not use Investopedia or Wikipedia.You may write a formal outline or present your information in paragraph form using current APA formatting. Regardless of the outline format, you must provide the following:Details that align with your microeconomics topicList of your sourcesTwo of the sources must be from academic journals.To learn more about developing an outline, review the Types of Outlines and Samples information (Purdue Online Writing Lab). (Links to an external site.)You will submit your outline in Module 3. Review the assignment rubric detailed grading criteria.Here is the grading rubic:ECON 210 Module 3 Research Paper Outline RubricECON 210 Module 3 Research Paper Outline RubricCriteriaRatingsPtsThis criterion is linked to a Learning OutcomeTopic SelectionTopic selected is a macroeconomic issue that is timely, current and related to the learning objectives in the syllabus. Topic was submitted by the end of Module 2.30.0 ptsExcellent26.0 ptsSatisfactory23.0 ptsPassing18.0 ptsPoor17.0 ptsFailing30.0 ptsThis criterion is linked to a Learning OutcomeTopic OutlineTopic outline includes at least six credible sources. Two of the six sources are from academic journals. Articles align with approved topic.70.0 ptsExcellent62.0 ptsSatisfactory55.0 ptsPassing48.0 ptsPoor41.0 ptsFailing70.0 ptsTotal Points: 100.0Thanks
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