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- The items contained in the Retained Earnings section of a balance sheet are often complex and confusing. Suggest an improvement for the reporting on this information that will help the users of the statement to have a better understanding of the activity. Provide support for your suggestion.
- Evaluate what a cumulative loss in the retained earnings section of a company’s balance sheet might indicate about the financial performance in the future, indicating how this may influence decisions made about the company. Provide support for your answer.
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Case study questions :case study in the uploaded file
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PMU Procter and Gamble Products & Business Market Structure Case Study
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Compare and contrast the nature of the business market structure and demand relative to
consumer market structure and demand for a specific P&G product.
For the same product, discuss the differences in the types of decisions and the decision
process for business and consumer markets.
This case covers the various members of a P&G Customer Business Development team.
For a P&G corporate client, illustrate how the different roles of the buying center might
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Discuss some ways that P&G’s CBD structure is more effective than a single sales rep.
Why have P&G’s competitors not been able to duplicate its customer relationship strategy?
Will P&G’s divestment of 100 brands pay off? Why or why not?
FIN 310 Great Basin College - Mod 7 - Financial Investment Comparison
Create an Excel spreadsheet or use the attached document below to organize your answers to the following problem, and subm ...
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GCCCD Advanced Corporate Finance Loan Amount Paid Calculations Excel Worksheet
I) What did Plimsol pay for the Note ? Your can use QUARTERLY data and Dates are furnished..On March 10, 2006, HDP Develo ...
GCCCD Advanced Corporate Finance Loan Amount Paid Calculations Excel Worksheet
I) What did Plimsol pay for the Note ? Your can use QUARTERLY data and Dates are furnished..On March 10, 2006, HDP Development, LLC purchased a 30-unit apartment property located in the vibrant neighborhood of North Hollywood (Los Angeles, California), for a total consideration of $4,525,045 or $150,834 per unit. The subject property was originally built in 1985 and consists of a three-story building totaling approximately 27,950 square feet of gross building area (GBA). The units range from 755 to 927 square feet rising over a ground floor parking garage providing 60 parking spaces. The property was purchased with the intent of converting into a for-sale condominium project which required an estimated $1,300,000 in hard costs, $300,000 in soft costs and $500,000 in carrying costs. The transaction was financed with a Note provided by First Commercial Bank of Hollywood, HDP was forecasting sale prices to average $330,000 per unit.The Borrower ran into some issues obtaining a final condo map from the City of Los Angeles and sales did not start until November 2007. By then, the real estate market had already turned sour: as of March 2008, only six units sold at prices varying between $250,000 and $315,000, depending on the size of the units. A declining economy with tighter underwriting standards and the oversupply of for-sale properties were main reasons for the housing market’s softening. Prospective homebuyers were unable to obtain credit, which had a significant impact in the volume of buying activity in the market. According to DQNews.com, the median price for a single-family residence as of December 2008 in Los Angeles was $334,500, down 39.2% from the previous year.As sales activity slowed dramatically, the loan interest reserve depleted and HDP ran out of money. The bank elected to restructure the loan rather than classify it as a non-performing asset on its balance sheet, in part to avoid regulatory oversight. On September 15, 2008, the Borrower and the Bank executed a loan modification which reset the unpaid principal balance, and called for the principal balance plus accruing interest to be paid by April 5, 2009. By April 5, 2009, no new sales closed and the loan matured. The bank elected to immediately file a Notice of Default and commenced the foreclosure process. Starting on the date of the NOD, the loan balance started accruing at the prescribed default rate. The bank short of liquidities due to the real estate downturn chose to market the note for sale.On April 30, 2009, PLIMSOL Real Estate Fund, LLC purchased the promissory note and obligations therewith. PLIMSOL, an experienced private equity fund focusing on the purchase and restructuring of non-performing real estate assets, immediately negotiated a forbearance agreement which essentially forced the Borrower to sell the units at reduced prices to payoff its loan obligation in lieu of foreclosure. The forbearance, which was executed on May 12, 2009, called for the foreclosure to be postponed as long as the Borrower sells a minimum average rate of 1 unit per month, over the next 22 months; with minimum net proceeds of $185,000 per unit. The 22 remaining units were sold before the two years and are accounted on a quarterly cash flow basis. A forbearance is not a loan modification, therefore the Borrower is still in default and interest accrues at the default rate. The DEFAULT rate is 10% annual interest on the unpaid balance. The borrower sold units prior to the sale of the note, thus the original loan was paid down to $3,500,000. (unpaid balance due).Please use the following quarterly dates with XNPV to solve for the Loan Amount actually paid.6/30/20099/30/200912/30/20093/30/2010HDP reduced its asking prices to an average of $225,000 per unit and sold off the units in the prescribed time frame. On November 15, 2009 HDP paid off its loan obligation in full at the sale of the 22nd unit. (SEE SCHEDULE BELOW, after the essay question, BY ESCROW CLOSING PERIOD) PLIMSOL successfully restructured the loan and the booked a pre-tax annual internal rate of return on its investment of 125 % calculated using quarterly cash flows.The CFO of PLIMSOL tells you that $150,000 at closing of the loan purchase brought taxes current, which amount was added to the loan balance. Taxes then accrued unpaid until close of escrow at an average of $2250 per unit per year. Other operating costs are covered 80% by the HOA fees, paid monthly at a rate of $280 per unit per month, paid at the end of each quarterly period. Both taxes and HOA fees are prorated at closing. Sale commissions and closing costs averaged 6% of gross sale prices.PLIMSOL’s CFO is looking for a new financial analyst and determines that one who can determine the actual purchase price of the promissory note . Assume money for each sale is distributed back into the Fund at the close of each quarterly period. Further assume all other costs also are paid quarterly as well. Please simply use quarterly data with all cash flows occurring at the end of the period. For computational purposes, assume all cash flows (including the interest on the loan work out and amortization) occur at the end of each quarter.No.Unit #Purchase PriceClosing CostsNet Proceeds2Quarter1101$219,000 (13,140) 205,86016106$195,000 (11,700) 183,300111112$195,000 (11,700) 183,300114115$219,000 (13,140) 205,860113114$200,000 (12,000) 188,000123213$220,000 (13,200) 206,800Q 1 ends4104$225,000 (13,500) 211,500 215202$225,000 (13,500) 211,500216204$225,000 (13,500) 211,500222212$225,000 (13,500) 211,500224215$230,000 (13,800) 216,200221211$220,000 (13,200) 206,800Q 2 ends7108$220,000 (13,200) 206,800318208$233,000 (13,980) 219,02035105$225,000 (13,500) 211,500320210$225,000 (13,500) 211,500319209$230,000 (13,800) 216,200317205$225,000 (13,500) 211,500Q 3 ends2102$225,000 (13,500) 211,500410111$225,000 (13,500) 211,500412113$233,000 (13,980) 219,02049110$226,000 (13,560) 212,440Quarter 4 ends
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Hello again lol, I have one final paper that is due 11/3 by midnight. Its a simple excel grader report. There is not a lot ...
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Hello again lol, I have one final paper that is due 11/3 by midnight. Its a simple excel grader report. There is not a lot to it. Thanks.
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Case Study and QuestionsGloria is a recent college graduate and a single mom to 16-year-old Gary. Gloria and Gary used to ...
PSY 101 University of London Week 4 Teenage Development Case Study Discussion
Case Study and QuestionsGloria is a recent college graduate and a single mom to 16-year-old Gary. Gloria and Gary used to be close. But recently, Gloria has noticed that Gary is only focused on what his friends think about him. Gary recently snuck out of his bedroom window and went to a party when he was supposed to be studying for a big exam. Gloria caught him coming home and smelled alcohol on his breath and marijuana on his clothes. Gloria is shocked and appalled by her son’s recent behavior and grounded him for two weeks.Gloria comes to you because she needs some advice on how to handle her son’s poor choices. Using what you have learned about the adolescent brain and social development in Chapter 3 of the webtext, answer the questions below to help Gloria understand why her son is making such poor choices, and pose some recommendations to help her solve her problem:1. What are three physical changes that happen to teen brains that make it difficult for someone like Gary to weigh risk and reward? Write a paragraph to list the changes and describe how they affect decision making.2. In addition to their brains changing, teens change socially. What do teens wrestle with as they develop socially? Why may Gary value his peers more than his mom? Write a paragraph that describes teens’ social development and how this may influence Gary’s decision to sneak out and go to the party.3. What are two specific strategies or pieces of advice that you would recommend that Gloria can offer to help her son to make better decisions? Write a paragraph that offers advice that would help Gloria with her son’s development as he improves his decision-making skills.4. Place yourself in Gloria’s shoes. How do you think Gloria is feeling? How can understanding her feelings help you offer constructive advice? Write a paragraph where you describe how you think Gloria is feeling and explain why understanding her feelings allows you to offer more constructive advice.
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Review videos 1 and 2:Video 1: "I Want To Be In Marketing"Video 2: "The System May Be Broken"Complete the following writin ...
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PMU Procter and Gamble Products & Business Market Structure Case Study
Case study questions :case study in the uploaded file
Compare and contrast the nature of the business mark ...
PMU Procter and Gamble Products & Business Market Structure Case Study
Case study questions :case study in the uploaded file
Compare and contrast the nature of the business market structure and demand relative to
consumer market structure and demand for a specific P&G product.
For the same product, discuss the differences in the types of decisions and the decision
process for business and consumer markets.
This case covers the various members of a P&G Customer Business Development team.
For a P&G corporate client, illustrate how the different roles of the buying center might
interact with that CBD team. Be specific.
Discuss some ways that P&G’s CBD structure is more effective than a single sales rep.
Why have P&G’s competitors not been able to duplicate its customer relationship strategy?
Will P&G’s divestment of 100 brands pay off? Why or why not?
FIN 310 Great Basin College - Mod 7 - Financial Investment Comparison
Create an Excel spreadsheet or use the attached document below to organize your answers to the following problem, and subm ...
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Create an Excel spreadsheet or use the attached document below to organize your answers to the following problem, and submit your file as an attachment by clicking on the appropriate button on this page.
GCCCD Advanced Corporate Finance Loan Amount Paid Calculations Excel Worksheet
I) What did Plimsol pay for the Note ? Your can use QUARTERLY data and Dates are furnished..On March 10, 2006, HDP Develo ...
GCCCD Advanced Corporate Finance Loan Amount Paid Calculations Excel Worksheet
I) What did Plimsol pay for the Note ? Your can use QUARTERLY data and Dates are furnished..On March 10, 2006, HDP Development, LLC purchased a 30-unit apartment property located in the vibrant neighborhood of North Hollywood (Los Angeles, California), for a total consideration of $4,525,045 or $150,834 per unit. The subject property was originally built in 1985 and consists of a three-story building totaling approximately 27,950 square feet of gross building area (GBA). The units range from 755 to 927 square feet rising over a ground floor parking garage providing 60 parking spaces. The property was purchased with the intent of converting into a for-sale condominium project which required an estimated $1,300,000 in hard costs, $300,000 in soft costs and $500,000 in carrying costs. The transaction was financed with a Note provided by First Commercial Bank of Hollywood, HDP was forecasting sale prices to average $330,000 per unit.The Borrower ran into some issues obtaining a final condo map from the City of Los Angeles and sales did not start until November 2007. By then, the real estate market had already turned sour: as of March 2008, only six units sold at prices varying between $250,000 and $315,000, depending on the size of the units. A declining economy with tighter underwriting standards and the oversupply of for-sale properties were main reasons for the housing market’s softening. Prospective homebuyers were unable to obtain credit, which had a significant impact in the volume of buying activity in the market. According to DQNews.com, the median price for a single-family residence as of December 2008 in Los Angeles was $334,500, down 39.2% from the previous year.As sales activity slowed dramatically, the loan interest reserve depleted and HDP ran out of money. The bank elected to restructure the loan rather than classify it as a non-performing asset on its balance sheet, in part to avoid regulatory oversight. On September 15, 2008, the Borrower and the Bank executed a loan modification which reset the unpaid principal balance, and called for the principal balance plus accruing interest to be paid by April 5, 2009. By April 5, 2009, no new sales closed and the loan matured. The bank elected to immediately file a Notice of Default and commenced the foreclosure process. Starting on the date of the NOD, the loan balance started accruing at the prescribed default rate. The bank short of liquidities due to the real estate downturn chose to market the note for sale.On April 30, 2009, PLIMSOL Real Estate Fund, LLC purchased the promissory note and obligations therewith. PLIMSOL, an experienced private equity fund focusing on the purchase and restructuring of non-performing real estate assets, immediately negotiated a forbearance agreement which essentially forced the Borrower to sell the units at reduced prices to payoff its loan obligation in lieu of foreclosure. The forbearance, which was executed on May 12, 2009, called for the foreclosure to be postponed as long as the Borrower sells a minimum average rate of 1 unit per month, over the next 22 months; with minimum net proceeds of $185,000 per unit. The 22 remaining units were sold before the two years and are accounted on a quarterly cash flow basis. A forbearance is not a loan modification, therefore the Borrower is still in default and interest accrues at the default rate. The DEFAULT rate is 10% annual interest on the unpaid balance. The borrower sold units prior to the sale of the note, thus the original loan was paid down to $3,500,000. (unpaid balance due).Please use the following quarterly dates with XNPV to solve for the Loan Amount actually paid.6/30/20099/30/200912/30/20093/30/2010HDP reduced its asking prices to an average of $225,000 per unit and sold off the units in the prescribed time frame. On November 15, 2009 HDP paid off its loan obligation in full at the sale of the 22nd unit. (SEE SCHEDULE BELOW, after the essay question, BY ESCROW CLOSING PERIOD) PLIMSOL successfully restructured the loan and the booked a pre-tax annual internal rate of return on its investment of 125 % calculated using quarterly cash flows.The CFO of PLIMSOL tells you that $150,000 at closing of the loan purchase brought taxes current, which amount was added to the loan balance. Taxes then accrued unpaid until close of escrow at an average of $2250 per unit per year. Other operating costs are covered 80% by the HOA fees, paid monthly at a rate of $280 per unit per month, paid at the end of each quarterly period. Both taxes and HOA fees are prorated at closing. Sale commissions and closing costs averaged 6% of gross sale prices.PLIMSOL’s CFO is looking for a new financial analyst and determines that one who can determine the actual purchase price of the promissory note . Assume money for each sale is distributed back into the Fund at the close of each quarterly period. Further assume all other costs also are paid quarterly as well. Please simply use quarterly data with all cash flows occurring at the end of the period. For computational purposes, assume all cash flows (including the interest on the loan work out and amortization) occur at the end of each quarter.No.Unit #Purchase PriceClosing CostsNet Proceeds2Quarter1101$219,000 (13,140) 205,86016106$195,000 (11,700) 183,300111112$195,000 (11,700) 183,300114115$219,000 (13,140) 205,860113114$200,000 (12,000) 188,000123213$220,000 (13,200) 206,800Q 1 ends4104$225,000 (13,500) 211,500 215202$225,000 (13,500) 211,500216204$225,000 (13,500) 211,500222212$225,000 (13,500) 211,500224215$230,000 (13,800) 216,200221211$220,000 (13,200) 206,800Q 2 ends7108$220,000 (13,200) 206,800318208$233,000 (13,980) 219,02035105$225,000 (13,500) 211,500320210$225,000 (13,500) 211,500319209$230,000 (13,800) 216,200317205$225,000 (13,500) 211,500Q 3 ends2102$225,000 (13,500) 211,500410111$225,000 (13,500) 211,500412113$233,000 (13,980) 219,02049110$226,000 (13,560) 212,440Quarter 4 ends
Roxbury Community College Excel Introductory Capstone 1 Year End Report
Hello again lol, I have one final paper that is due 11/3 by midnight. Its a simple excel grader report. There is not a lot ...
Roxbury Community College Excel Introductory Capstone 1 Year End Report
Hello again lol, I have one final paper that is due 11/3 by midnight. Its a simple excel grader report. There is not a lot to it. Thanks.
PSY 101 University of London Week 4 Teenage Development Case Study Discussion
Case Study and QuestionsGloria is a recent college graduate and a single mom to 16-year-old Gary. Gloria and Gary used to ...
PSY 101 University of London Week 4 Teenage Development Case Study Discussion
Case Study and QuestionsGloria is a recent college graduate and a single mom to 16-year-old Gary. Gloria and Gary used to be close. But recently, Gloria has noticed that Gary is only focused on what his friends think about him. Gary recently snuck out of his bedroom window and went to a party when he was supposed to be studying for a big exam. Gloria caught him coming home and smelled alcohol on his breath and marijuana on his clothes. Gloria is shocked and appalled by her son’s recent behavior and grounded him for two weeks.Gloria comes to you because she needs some advice on how to handle her son’s poor choices. Using what you have learned about the adolescent brain and social development in Chapter 3 of the webtext, answer the questions below to help Gloria understand why her son is making such poor choices, and pose some recommendations to help her solve her problem:1. What are three physical changes that happen to teen brains that make it difficult for someone like Gary to weigh risk and reward? Write a paragraph to list the changes and describe how they affect decision making.2. In addition to their brains changing, teens change socially. What do teens wrestle with as they develop socially? Why may Gary value his peers more than his mom? Write a paragraph that describes teens’ social development and how this may influence Gary’s decision to sneak out and go to the party.3. What are two specific strategies or pieces of advice that you would recommend that Gloria can offer to help her son to make better decisions? Write a paragraph that offers advice that would help Gloria with her son’s development as he improves his decision-making skills.4. Place yourself in Gloria’s shoes. How do you think Gloria is feeling? How can understanding her feelings help you offer constructive advice? Write a paragraph where you describe how you think Gloria is feeling and explain why understanding her feelings allows you to offer more constructive advice.
Franklin University Insurance Marketing Distribution Systems Discussion
Review videos 1 and 2:Video 1: "I Want To Be In Marketing"Video 2: "The System May Be Broken"Complete the following writin ...
Franklin University Insurance Marketing Distribution Systems Discussion
Review videos 1 and 2:Video 1: "I Want To Be In Marketing"Video 2: "The System May Be Broken"Complete the following writing assignment:Write a memo comparing and contrasting the available insurance marketing distribution systems. Then, select ONE of the four insurance marketing distribution systems and explain why you recommend it to the company where she interviewed. The recommendation can be to continue the current captive system if you feel that is the best option.
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