Drawback for Employers to offer insurance or allowing them to purchase care from the exchange

User Generated


Health Medical


Option #2: Understanding Stakeholders

The Patient Protection and Affordable Care Act and related legislation requires employers with 50 or more full-time employees (or a combination of full-time and part-time employees that is equivalent to 50 full-time employees) to offer adequate health coverage or be subject to assessment if their employees receive premium tax credits to buy their own insurance. As an employer what are the benefits and drawbacks to offering your employees your own insurance plan or allowing them to purchase care from an insurance exchange?

Your presentation should be 8-10 slides. Include substantive slide notes that would lay out the text you would speak in an audience centered presentation. Review the grading rubric, which can be accessed in this week’s folder. Your presentation should conform to CSU-Global Guide to Writing and APA Requirements. Include at least three scholarly references in addition to the course textbook. The CSU-Global Library is a good place to find these references.

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Explanation & Answer


One of the most critical (although costly) health
benefits an employer can give its employees is health
insurance coverage.
Health insurance coverage can play an integral part in
employing and retaining talent.
Most organizations that provide health insurance
coverage to their employees buy group packages
from insurance providers.
The Patient Protection and Affordable Care Act
mandate employers with more than 50 full-time
employees to offer them health insurance coverage or
Health care benefits are a significant element of
employee compensation package.

Employees play a very important role in the
They are responsible for ensuring that the
organization’s goals and objectives are
The employees are directly involved with the
organization’s operations and activities and
therefore should be motivated so as to
improve their productivity and performance

Attract and retain qualified talent
Offering employees an insurance plan will help
the employer to attract the most qualified,
experienced, and skil...

Very useful material for studying!


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