Stock/Mutual Fund Project

User Generated

urnirafragnatry

Business Finance

Description

Stock Research Report

Requirements

  • Discussion of recent operating results of the company including sales, earnings & Cash Flow growth and profit margins. Percentage growth rates over past 3 years. Include the factors that drove these results.
  • Discussion of future prospects for the company as it relates to sales, earnings and cash flow growth and profit margins. What factors are expected to drive these results.
    • Consider your expected economic and industry environments
  • Key statistics section
    • May want to include eps, expected eps, dividend yield, current stock price, ticker, name of company.
  • Must have a rating (BUY, Hold or Sell) and reasons for your rating
  • Must have an Intrinsic value or target price and how you arrived at it.
    • Dividend Discount Model or Discounted Cash Flow (Valuing the entire firm) or Target Price approach
  • Include any financial information you feel is pertinent to the investor.
  • Make the report easy to read and include any graphs or tables as appropriate.

You may use information found in valueline, industry sources or company sources to complete this project. The length should be at least 1.5 pages

Stock selected must be a stock traded on New York Stock Exchange.


A sample example file will be later provided


User generated content is uploaded by users for the purposes of learning and should be used following Studypool's honor code & terms of service.

Explanation & Answer

Attached.

Annual Financials for PNC Financial Services Group Inc.
View Ratios

Assets
Fiscal year is January-December. All values 2012
USD millions.2013
2014
Total Cash & Due from Banks
5.22B
15.74B
35.76B
Cash & Due from Banks Growth
201.59% 127.15%
Investments - Total
76.88B
72.22B
66.69B
Trading Account Securities
2.1B
3.07B
2.35B
Federal Funds Sold & Securities Purchased
1.46B
1.99B
1.85B
Federal Funds Sold
1.46B
444M
206M
Securities Bought Under Resale Agreement
1.54B
1.65B
Treasury Securities
3.34B
4.36B
5.67B
Federal Agency Securities
1.7B
1.8B
1.8B
State & Municipal Securities
2.95B
3.67B
4.08B
Mortgage Backed Securities
51.55B
48.95B
43.5B
Other Securities
5.86B
5.46B
4.64B
Other Investments
7.92B
2.92B
2.8B
Investments Growth
-6.06%
-7.66%
Net Loans
181.82B
192B
201.49B
Gross Loans - Net of Unearned Income
185.86B
195.61B
204.82B
Commercial & Industrial Loans
83.04B
88.38B
97.42B
Consumer & Installment Loans
61.67B
63.4B
62.04B
Real Estate Mortgage Loans
33.9B
36.26B
37.67B
Lease Financing Loans
7.25B
7.58B
7.69B
Foreign Loans
Broker & Financial Institution Loans
Unspecified/Other Loans
Unearned Income
Loan Loss Allowances (Reserves)
(4.04B)
(3.61B)
(3.33B)
Customer Liability on Acceptances
Loans - 1 Yr Growth Rate
5.60%
4.94%
Loans (Total) / Total Deposits
Loans (Total) / Total Assets
Net Property, Plant & Equipment
5.43B
5.62B
5.64B
Other Assets (Including Intangibles)
26.64B
25.72B
26.24B
Other Assets
16.84B
16.07B
16.65B
Intangible Assets
9.8B
9.65B
9.6B
Interest Receivables
Total Assets
310.06B
324.07B
348.74B
Assets - Total Growth
4.52%
7.61%
Return On Average Assets
-

2015
34.07B
-4.74%
79.57B
1.73B
1.37B
287M
1.08B
10.13B
1.8B
4.01B
53.57B
4.65B
2.32B
19.32%
203.97B
206.7B
98.61B
58.74B
41.88B
7.47B
(2.73B)
1.23%

2016
29.98B
-11.99%
85.17B
2.63B
13.7B
1.5B
54.9B
9.33B
3.12B
7.04%
208.24B
210.83B
101.36B
57.28B
44.61B
7.58B
(2.59B)
2.10%
-

5.91B
25.8B
16.32B
9.48B
361.78B
3.74%
-

5.52B
28.26B
19.15B
9.1B
369.35B
2.09%
1.06%

2015
249B

2016
257.16B

Liabilities & Shareholders' Equity
Total Deposits

2012
213.14B

2013
220.93B

2014
232.23B

Demand Deposits
74B
77.76B
Savings/Time Deposits
136.89B
140.5B
Foreign Office Deposits
2.25B
2.67B
Deposits Growth
3.65%
Total Debt
40.91B
46.11B
ST Debt & Current Portion LT Debt
21.65B
18.45B
Current Portion of Long Term Debt
7.91B
6.11B
Short Term Debt
13.74B
12.35B
Long-Term Debt
19.26B
27.65B
LT Debt excl. Capitalized Leases
19.26B
27.65B
Capitalized Lease Obligations
Long Term Debt Growth
43.57%
Total Debt / Total Assets
13.19%
14.23%
Other Liabilities
8.48B
7.26B
Other Liabilities (excl. Deferred Income)
8.48B
7.26B
Total Liabilities
268.29B
279.97B
Preferred Stock (Carrying Value)
3.59B
3.94B
Redeemable Preferred Stock
Non-Redeemable Preferred Stock
Common Equity (Total)
35.41B
38.47B
Common Stock Par/Carry Value
2.69B
2.7B
Additional Paid-In Capital/Capital Surplus
12.19B
12.42B
Retained Earnings
20.27B
23.33B
ESOP Debt Guarantee
Cumulative Translation Adjustment/Unrealized For. Exch.
Gain Unrealized Gain/Loss Marketable Securities
1.05B
433M
Revaluation Reserves
Other Appropriated Reserves
(220M)
3M
Treasury Stock
(569M)
(408M)
Common Equity / Total Assets
11.42%
11.87%
Total Shareholders' Equity
39B
42.41B
Total Shareholders' Equity / Total Assets
12.58%
13.09%
Return On Average Total Equity
Accumulated Minority Interest
2.76B
1.69B
Total Equit...


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