You must communicate your knowledge effectively in writing, so be sure to put thought into the questions and answers and always proofread your work. You MUST use your own words and examples - please demonstrate what you know on the topic. Allow yourself sufficient time to complete one to two well-written paragraphs for each answer. You may not collaborate on this exam. 1. Explain the difference between a "hazard" and a "disaster." Be sure to provide relevant examples to illustrate your answer.2. Clearly define "vulnerability" as it relates to natural disasters.3. Discuss ways in which society may contribute to the development of a "disaster." Be specific and provide an example for illustration.4. In your own words, define the concept "risk" as it relates to hazard. Be sure to be specific so that your definition is distinct from related terms in hazards management.5. Discuss why risk communication may be a more difficult task in a large, diverse population as compared to a small, homogeneous population. Be specific to show knowledge of pitfalls in risk communication.6. Clearly distinguish between the terms "accepted risk" and "acceptable risk."7. Discuss why insurance is not always an easy solution to managing hazard risk.8. Discuss why disaster relief is sometimes considered a part of the problem rather than solution for disaster losses.9. Explain the difference between "direct" and "indirect" economic costs of disaster, providing examples as relevant.10. Applying what you have learned in this course, discuss one social factor you feel would be most important in considering/integrating into a natural hazard management effort should a hurricane severely impact the United States this year. Be sure to demonstrate knowledge of "context" in your assessment and application of this factor to a theoretical event. There are no "right" or "wrong" answers for this so you will be graded on the strength of support for your position (refer to pp 313-335).Please sdhere to instructions

Financial Analysis and Recommendations for ImprovementThis is the last component of your course project. This assignment has three parts. Include all three parts in a single paper.Part 1Write a synopsis of the outcomes of your assignments in Units 3, 5, and 7, including any changes you want to make in response to feedback from your instructor or peers, or from further learning. Do not just copy and paste your assignments. Instead, write a professional synopsis of each assignment in 2–3 pages each. Ensure that somewhere in your synopses you:Analyze the selected nonprofit organization’s budgeting and financial management and its financial analysis practices.Analyze the current profit or loss and long-term fiscal strength of the nonprofit, in light of its mission, vision, values, and stakeholder impact.Part 2Write a brief (3–5 pages) section discussing recommendations for improving the financial analysis and management practices used in the organization. This section should include at least three practical, actionable recommendations for improvements. Base your recommendations on the information you developed in the first three assignments and support your recommendations with scholarly resources. Make sure that this section includes the following:Recommendations for the nonprofit that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility.A communication of the financial position of the organization and the implications of its fiscal policies. Use a professional style appropriate to a scholarly or professional audience.Part 3Write 2–3 pages of personal, thoughtful reflection on the process of completing this project. In your reflection, analyze what you learned about collaborating with professional tax, financial, and legal consultants to support an organization’s financial position.You also might want to discuss the most important things you learned. Or, you might want to include how you will be able to use your knowledge in your professional life. Consider what you learned about the following and how you learned it:Analyzing the financial operations of for-profit, nonprofit, and government human service organizations.Analyzing the theories and practices of organizational fiscal management and control.Evaluating opportunities to develop and secure capital and financial resources.Critiquing investment philosophies and policies in conjunction with a board of directors or organizational stakeholders.Reflection will help you process your experiences, provide insight, and help you assess the value you attach to your learning.Paper StructureYour final course project should consist of the following sections:Title page.Abstract with keywords.Synopsis of the Intersection of Mission and Money assignment.Synopsis of the Financial Reporting Strategies and Decision Making assignment.Synopsis of the Financial Management Practices assignment.Recommendations.Reflections.References.Review the scoring guide for this assignment now, to learn about the criteria on which your assignment performance will be graded.Submission RequirementsYour paper should meet the following requirements:Written communication: Written communication should be free of errors that detract from the overall message. Communicate in a manner that is scholarly, professional, and respectful of the diversity, dignity, and integrity of others, consistent with the expectations for stakeholders in human services professions.APA formatting: Resources and citations should be formatted according to current APA style and formatting requirements. Include correct headings, citations, and references.Number of resources: At least 5 resources (peer-reviewed publications), excluding the course text. Critically evaluate the literature and practices addressed.Length of paper: 11–15 typed, double-spaced pages, not counting the cover page, abstract, and reference page.Structure of paper: Include a cover page, an abstract, and a reference page.Font and font size: Times New Roman, 12 point.Headings: Use headings based on the assignment tasks, in APA format.Advanced Financial Management Scoring GuideCriteriaNon-performanceBasicProficientDistinguishedAnalyze a nonprofit organization’s budgeting, financial management, and financial analysis practices.16%Does not analyze a nonprofit organization’s budgeting, financial management, and financial analysis practices.Analyzes a nonprofit organization’s budgeting, financial management, and financial analysis practices, but the analysis is incomplete, inaccurate, or otherwise flawed.Analyzes a nonprofit organization’s budgeting, financial management, and financial analysis practices.Analyzes a nonprofit organization’s budgeting, financial management, and financial analysis practices. Suggests improvement to the practices.Analyze a nonprofit organization’s current profit or loss and long-term fiscal strength in light of its mission, vision, values, and stakeholder impact.14%Does not analyze a nonprofit organization’s current profit or loss and long-term fiscal strength in light of its mission, vision, values, and stakeholder impact.Analyzes a nonprofit organization’s current profit or loss and long-term fiscal strength in light of its mission, vision, values, and stakeholder impact, but the analysis is incomplete, inaccurate, or otherwise flawed.Analyzes a nonprofit organization’s current profit or loss and long-term fiscal strength in light of its mission, vision, values, and stakeholder impact.Analyzes a nonprofit organization’s current profit or loss and long-term fiscal strength in light of its mission, vision, values, and stakeholder impact. Suggests ways to improve the organization’s long-term fiscal strength.Make financial recommendations for a nonprofit organization that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility.14%Does not make financial recommendations for a nonprofit organization that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility.Makes financial recommendations for a nonprofit organization that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility, but the recommendations are inappropriate, unworkable, or otherwise flawed.Makes financial recommendations for a nonprofit organization that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility.Makes financial recommendations for a nonprofit organization that balance the philosophical complexity of accomplishing mission, vision, and values with fiscal responsibility. Supports the recommendations by citing scholarly sources.Communicate a nonprofit organization’s financial position and the implications of its fiscal policies in a professional style appropriate to a scholarly or professional audience.14%Does not communicate a nonprofit organization’s financial position and the implications of its fiscal policies in a professional style appropriate to a scholarly or professional audience.Communicates a nonprofit organization’s financial position and the implications of its fiscal policies, but the communication is inaccurate or is not appropriate for a scholarly or professional audience.Communicates a nonprofit organization’s financial position and the implications of its fiscal policies in a professional style appropriate to a scholarly or professional audience.Communicates a nonprofit organization’s financial position and the implications of its fiscal policies in a professional style appropriate to a scholarly or professional audience. Supports the communication by citing scholarly sources.Analyze the process of collaborating with professional tax, financial, and legal consultants to support an organization’s financial position.14%Does not analyze the process of collaborating with professional tax, financial, and legal consultants to support an organization’s financial position.Analyzes the process of collaborating with professional tax, financial, and legal consultants to support an organization’s financial position, but the analysis is incomplete or otherwise flawed.Analyzes the process of collaborating with professional tax, financial, and legal consultants to support an organization’s financial position.Analyzes the process of collaborating with professional tax, financial, and legal consultants to support an organization’s financial position. Identifies situations in which collaboration with professionals is particularly important.Reflect on the experience of exploring financial management concepts for nonprofit organizations.14%Does not reflect on the experience of exploring financial management concepts for nonprofit organizations.Reflects on the experience of exploring financial management concepts for nonprofit organizations, but the reflection is incomplete, incoherent, or otherwise flawed.Reflects on the experience of exploring financial management concepts for nonprofit organizations.Reflects on the experience of exploring financial management concepts for nonprofit organizations. Provides specific examples of ways the experience will benefit the learner's professional life.Communicate in a manner that is scholarly, professional, and consistent with expectations for members of the human services profession.14%Does not communicate in a manner that is scholarly, professional, and consistent with expectations for members of the human services profession.Communicates in a manner that is scholarly, professional, and consistent with expectations for members of the human services profession, but with frequent errors or lapses.

this is the questions that needs to be answered. you need to research about the "quality life of European Cities, 2019" report. it is by EU commission [ see attached Political Economies.docx file]___________________also zip file attached this reading should be used as references______________________