Respond to the question assigned to you. Include the question at the beginning of your post. Then respond to the initial post of two other students. Ask probing questions. Always include citations and references in correct APA format. Ensure you reply to any follow-up questions by the professor. 1. What is the definition of moral hazard? How do insurance companies reduce its influence?2. Discuss the impact of co-pays and deductibles on demand for health care services for insured individuals.3. Based on this week's readings "Consumer Demand for Health Insurance," what happens if price of health insurance is too high and how sensitive are consumers to the price of health insurance?4. What is adverse selection? How do insurance companies minimize its impact on premiums?5. What is expected value? Using expected value to set premiums, what premium would someone who is risk adverse be willing to pay?6. Identify at least three factors which impact the demand for health insurance?7. What premium would a risk neutral person be willing to pay?8. Why is health insurance linked to employment (e.g. group insurance) in the United States? Explain.Questions Assigned: Martin, Beverly 8; Why is health insurance linked to employment (e.g. group insurance) in the United States? Explain.

Part I One thing in life we cannot control is nature. What would your organization do if there was a natural disaster that destroyed electrical lines and internet servers? How would you take care of your patients if you could not access the EMR for a week or more? What recommendations can you make for improvement? Your initial posting should be at least 400 words in length and utilize at least one scholarly source other than the textbook. Part II Assignment: Data-Based Changes Write a word essay addressing each of the following points/questions. Be sure to completely answer all the questions for each number item. There should be three sections, one for each item number below, as well the introduction (heading is the title of the essay) and conclusion paragraphs. Separate each section in your paper with a clear heading that allows your professor to know which bullet you are addressing in that section of your paper. Support your ideas with at least three (3) scholarly citations using APA citations in your essay. Make sure to reference the citations using the APA writing style for the essay. The cover page and reference page do not count towards the minimum word amount. Review the rubric criteria for this assignment. Identify one aspect of big data and data mining that is interesting to you. Explain the concept and how it might bring value to healthcare. Describe the concept of continuity planning. If you were the director or manager for your current workplace, describe the preparedness program you would recommend. Locate an article discussing the use of informatics in healthcare education of the public or of nursing students. Discuss the benefits and drawbacks to using technology in this situation and recommendations from the author. Do you feel this use of technology is a viable method of educating (the public or nursing students)? Why or why not? Assignment Expectations Length: 1500 words total for this assignment. Structure: Include a title page and reference page in APA style. These do not count towards the minimal word amount for this assignment. All APA Papers should include an introduction and conclusion. References: Use the appropriate APA style in-text citations and references for all resources utilized to answer the questions. Include at least three (3) scholarly sources to support your claim

Assignment: Agenda Comparison Grid and Fact Sheet It may seem to you that healthcare has been a national topic of debate among political leaders for as long as you can remember. Healthcare has been a policy item and a topic of debate not only in recent times but as far back as the administration of the second U.S. president, John Adams. In 1798, Adams signed legislation requiring that 20 cents per month of a sailor’s paycheck be set aside for covering their medical bills. This represented the first major piece of U.S. healthcare legislation, and the topic of healthcare has been woven into presidential agendas and political debate ever since. As a healthcare professional, you may be called upon to provide expertise, guidance and/or opinions on healthcare matters as they are debated for inclusion into new policy. You may also be involved in planning new organizational policy and responses to changes in legislation. For all of these reasons you should be prepared to speak to national healthcare issues making the news. In this Assignment, you will analyze recent presidential healthcare agendas. You also will prepare a fact sheet to communicate the importance of a healthcare issue and the impact on this issue of recent or proposed policy. To Prepare: Review the agenda priorities of the current/sitting U.S. president and at least one previous presidential administration. Select an issue related to healthcare that was addressed by two U.S. presidential administrations (current and previous). Consider how you would communicate the importance of a healthcare issue to a legislator/policymaker or a member of their staff for inclusion on an agenda. Use your Week 1 Discussion post to help with this assignment. Part 1: Agenda Comparison Grid Use the Agenda Comparison Grid Template found in the Learning Resources and complete the Part 1: Agenda Comparison Grid based on the current/sitting U.S. president and the previous president, and their agendas related to the population health concern you selected. Be sure to address the following: Identify and provide a brief description of the population health concern you selected. Explain how each of the presidential administrations approached the issue. Identify the allocation of resources that the presidents dedicated to this issue. Part 2: Agenda Comparison Grid Analysis Using the information you recorded in Part 1: Agenda Comparison Grid on the template, complete the Part 2: Agenda Comparison Grid Analysis portion of the template, by addressing the following: Which administrative agency (like HHS, CDC, FDA, OHSA) would most likely be responsible for helping you address the healthcare issue you selected and why is this agency the most helpful for the issue? How do you think your selected healthcare issue might get on the presidential agenda? How does it stay there? An entrepreneur/champion/sponsor helps to move the issue forward. Who would you choose to be the entrepreneur/champion/sponsor (this can be a celebrity, a legislator, an agency director, or others) of the healthcare issue you selected and why would this person be a good entrepreneur/ champion/sponsor? An example is Michael J. Fox is champion for Parkinson’s disease. Part 3: Fact Sheet Using the information recorded on the template in Parts 1 and 2, develop a 1-page fact sheet that you could use to communicate with a policymaker/legislator or a member of their staff for this healthcare issue. Be sure to address the following: Summarize why this healthcare issue is important and should be included in the agenda for legislation. Justify the role of the nurse in agenda setting for healthcare issues. Submit your final version of Part 1: Agenda Comparison Grid, Part 2: Agenda Comparison Grid Analysis, and Part 3: Narrative.