Assume that you are starting a business and want to borrow money from a bank. Do you feel it is likely that a bank would lend money for a start-up business? What about the purchase of an existing business? Explain.
It all depends on how much the bank believes that your business will be successful so that you would be able to pay back the loan.
They would carefully analyze what type of business you wanted to start, how much capital you would need up front, what is the likelihood that your business will succeed based on similar business models, what is your personal credit history, are you trustworthy, etc.
Purchasing an existing business would be easier because the bank already would have a track record of how that business was doing before you take it over.