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financial management questions
financial management questions
1) Construct a pro forma income statement for the first year and second year for the following assumptions:
• Units of Sales in Year 1: 100,000
• Price per Unit: $10
• Variable cost per unit: 30%
• Fixed Costs: $120,000
• Income taxes: 15%
• Interest Expense: $200,000
• In year 2, Price per unit increases to $11.50, and unit of sales increases by 3%, all other assumptions remain the same. 2) Calculate the sustainable growth based on the following information:
• D= 30%
• ROE = 25% 3) Calculate a table of interest rates for 5 years based on the following information:
• The pure interest rate is 2%
• Inflation expectations for year 1 = 3%, year 2 =4%, years 3-5 =5%
• The default risk is .1% for year one and increases by .1% over each year
• Liquidity premium is 0 for year 1 and increases by .2% each year
• Maturity risk premium is 0 for years 1 and 2 and .3% for years 3-5

Religion/Philosophy
Religion/Philosophy
There are two Article Critique assignments for this class. One is due at the end of Unit 3 and the other in Unit 8. Your assignment is to investigate a professional journal in the field of philosophy for an article based on one of the following topics. (Use one topic per article review assignment):The Existence of God The Problem of Evil (Why does an Omnipotent God Allow Evil?) Euthanasia Gay Marriage Cloning Cells for Medical Treatment The article should not be more than two years old. The minimum word requirement is 750 words using APA style. You may choose from any philosophical journal in the online Waldorf library. You are encouraged to utilize one of the Research Databases found in the online Waldorf Library. These databases will allow you to quickly search through thousands of journal articles. The object of your critique is to describe how the study followed or failed to follow the criteria for good research. Speculate on which of the writer's conclusions were warranted and which were not. Please include the following headers in your critique of the selected article:A brief introduction or abstract of the article. A statement of the research problem. A description of philosopher's conclusions. Evidence used by the philosopher to support the conclusion. Analysis of the philosopher's evidence and conclusion. Your own ideas or position on the topic. Cite Journal, article title and author information in bibliography format.

services operation management
services operation management
Case Exercise I – Build-It Home Improvement Stores, Sweden Read the case found at the end of Chapter 2 in your textbook and write a two to three page paper on the following questions. Use at least two additional scholarly resources supporting your points. a. Identify and develop the service concepts that Bert Nystrom should deliver in Build-it stores. b. What operational challenges does he face in delivering these services?Supplement:Case exercise: Build-It home improvement stores, Sweden** *Bert Nystrom was the managing director of Build-It AB, a chain ofdo-it-yourself (DIY) stores across Sweden. The Build-It concept wasmodelled on the same lines as the American company, Home Depot, but didn’tseem to enjoy the same level of success. This was frustrating given thathome improvement is the number one use of disposable income. That said, itis clear that customers are expecting a great deal from their homeimprovement stores, not least because DIY is so important in their lives.Bert observed customers leaving his stores and, although they were spendingmoney, they didn’t seem to be delighted with the service or with theirpurchases. Routine customer satisfaction surveys didn’t really give muchinsight, suggesting customers were satisfied, but not delighted, withBuild-It. However, there was no consistent message as to what Build-Itshould do to improve the satisfaction scores.He decided to talk to some of the customers in the store to try tounderstand what they were really looking for and to get some clues as towhether Build-It was delivering what they wanted.Jenny Soderstrom said:*It’s OK here, but I feel intimidated by the store – there’s so much stuff,I don’t know what I need and haven’t a clue about how to use it. Everyoneelse looks so competent, able to explain exactly what they need, that Ifeel a bit pathetic in asking for help about how to mend a leaking tap!More often than not, I give up and leave the store without buying anything,feeling pretty bad, and reluctantly deciding to pay someone else to do thisfor me. This isn’t what I want, but it seems to be the only thing I can do.*Marcus Wallenberg added:*My wife and I have invested a great many krona in improving our home. Wespent years creating our perfect home. Every time we go to Build-It we setoff with a picture of what we’re trying to achieve in our minds. It’s notjust the end result that’s important, but knowing that we’ve been a part ofits creation gives us such a buzz, so going to Build-It is part of this.It’s a real mixture of experiences for us. Sometimes we’re delighted withthe service we receive, we get exactly what we need to complete our latestproject and we know what we need to do to make it happen.Unfortunately, not every visit to Build-It is this good. Sometimes we wouldlike to take time to discuss different options with someone who knows whatcan be done. Unfortunately, some employees are neither competent nor at allinterested in our projects. It feels like they want to take our money andget rid of us as quickly as possible.*Frederik Åberg commented:*I’m a self-employed craftsman. I’ve been building house extensions andcarrying out small building work for 20 years. I know what I want when I goto Build-It and I need to get in, get served, and get back to work. I needbigger quantities than the general public, slicker service, and I don’twant to have to have to wait to be served because employees are discussingsimple projects with people who simply don’t know what they’re doing.*Bert Nystrom was beginning to realise that Build-It was a long way frommatching the promise of Home Depot, which seems to be able to deliver ontheir advertising line of ‘You can do it – we can help.’ Home Depot seemedto be so much more than simply a DIY store where customers went to buywood, nails, paint and tools. Another of Home Depot’s customer objectivesis to ‘teach the skills to build your dreams and your dream home’. Bert waspondering how to turn these nice advertising slogans into something thatcould be delivered in his Build-It stores.*Questions** **1* Identify and develop the service concepts that Bert Nystrom shoulddeliver in Build-It stores.***2* What operational challenges does he face in delivering these services?(Clark 67-68)Clark, Robert Johnston and Graham. *Service Operations Management, 3/e forAshford University, 3rd Edition*. Pearson Learning Solutions.

Please Help need completed asap
Please Help need completed asap
I need help really bad....This assignment was due on Friday and the person that the assignment for given to 2 weeks ago have not completed it.....they have been telling me that they sent it already however nothing has been uploaded and they are not returning my messages.....I know it is short notice but I need this completed today because my professor gave me until last night to turn it in and now it is two days late and my final grade so I have to as least attempt to send a paper in........I need a paper in APA format and free from plagiarism. I will send the grading rubic and the information I have so far.... Part I:You are required to write a research paper/formal literature review in APA format on one of the specific approaches to family counseling, (e.g., structural, psychoanalytic, Bowenian, experiential, cognative, behavior etc.). You should have appropriate professional references, including books and journals that are written to or for professionals. You may use some non-professional materials however these may not be the bulk of your references. You will need a minimum of 12 sources in your reference page and therefore cited in the body of the paper. Part I of your paper requires a minimum of 6 pages in length, double-spaced; the paper must cover a style of family counseling covered in this course. Part II:A personal integration section is required. This second section of your paper will be your attempt, after an entire graduate course on family counseling, to integrate your own faith and family counseling approach. You may use whatever resources are necessary to complete the assignment, including materials from Worthington’s text. Please feel free to use books about integration, or any materials you have found beneficial on integrating your faith and counseling. The supplemental textbooks listed in your Syllabus may be of help to you in writing this paper. If your view is something other than Christian, discuss how your view might interact with your counseling approach. The use of the personal pronoun “I” is allowed in this section. This part of the paper should be a minimum of 4 pages in length. Theentire paper (part I & II) will be a minimum of 10 pages. This Research Paper is due no later than 11:59 p.m. (ET) on Friday of Module/Week 8 and will count for approximately 15% of your final grade.
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