Week 1 Discussion -- Ethical Dilemma What They Don’t Know Won’t Hurt Them!Revolutionary Electronic Technologies (RET) recently released a new advanced electronic micro system to be used by financial institutions, large corporations, and governments to process and store financial data, such as taxes and automatic payroll payments. Even though RET developed the technology used in the creation of the product, RET’s competitors are expected to possess similar technology soon. To beat the competition to the market, RET introduced its new micro system a little earlier than originally planned. In fact, laboratory testing had not been fully completed before the product reached the market. The tests are complete now, and the final results suggest the micro system might be flawed with respect to how some data are retrieved and processed. The tests are not conclusive, though, and even if additional testing proves that a flaw does exist, according to RET, it is of minuscule importance because the problem seems to occur for only one out of 100 million retrieval and processing attempts. The financial ramifications associated with the flaw are unknown at this time.Assume that you are one of RET’s senior executives whose annual salary is based on the performance of the firm’s common stock. You realize that if RET recalls the affected micro system, the stock price will suffer; thus, your salary for the year will be less than you expected. To complicate matters, you just purchased an expensive house based on your salary expectations for the next few years—expectations that will not be realized unless the new micro system is a success for RET. As one of the senior executives, you will help determine what course of action RET will follow with respect to the micro system. What should you do? Should you encourage RET to recall the micro system until further testing is completed? What other courses of action do you suggest? a.(1) What is meant by the term dividend policy?(2) The terms irrelevance and relevance have been used to describe theories about how dividend policy affects the value of a company. Explain what these terms mean and briefly discuss the relevance of the dividend policy(3) Explain the relationships between dividend policy and (i) share price and (ii) cost of equity in each dividend policy theory.Argue(1) the content of the information, or the signage, the hypothesis;(2) the customer effect;(3) the free cash flow hypothesis; Y (4) its effects on dividend policy.b.(1) Suppose ISI has a capital budget of $ 800,000 planned for next year. You have determined that your current capital structure (60 percent equity and 40 percent debt) is optimal, and your net income is forecast at $ 600,000. Use the residual dividend policy approach to determine the total dollar dividend and the ISI payout ratio. In the process, explain what the residual dividend policy is and use a graph to illustrate your answer. Then explain what would happen if net income were forecast at $ 400,000, or $ 800,000.(2) Generally speaking, how would a change in investment opportunities affect the payout ratio under the residual pay policy?(3) What are the advantages and disadvantages of residual policy? (Hint: don't neglect the signage and the effects of the clientele.)c.What are some other commonly used dividend payment policies? What are your advantages and disadvantages? Which policy is most widely used in practice?d.What are Dividend Reinvestment Plans (DRIP) and how do these plans work?and. What are stock dividends and stock splits? What are the advantages and disadvantages of stock dividends and splits? When should a stock dividend be used instead of a stock split?F.What are share buybacks and why are they used? What are the advantages and disadvantages of share buybacks?Note. Prepare your initial response carefully and be sure to fully answer all questions posed in the discussion case. Don't just state your opinion - back up and support your position using examples from related newspaper articles, trade or business publications, academic studies, etc. Use Keizer's online library to help you locate suitable articles from legitimate news sources, periodicals, trade journals, academic studies, etc.PLEASE USE CITATIONS AND REFERENCES

Complete Lesson 12 and then respond to the questions below by attaching a Word document. You may use the online text as a third source in addition to another online source and a peer-reviewed journal article.Include valid resources for ALL answers and to address ALL parts of the question. All sources used in this assignment must be reliable, so check your sources for accuracy and bias before completing the assignment. Reliable resources include those from the Academy of Nutrition and Dietetics, the USDA, and PubMed. Also look for sources through Miami's library website. Wikipedia , SparkPeople, and Livestrong are NOT reliable resources. You may use WebMD for basic information, but please DO NOT use this as one of your resources. The links for some reliable resources are as follows: https://www.eatrightpro.org/about-ushttps://newfarmers.usda.gov/https://www.ncbi.nlm.nih.gov/pubmed**You MUST cite at least 1 outside web source ALL sources should be cited in APA format. In-text citations, as well as a full APA works cited page should be included at the end of the paper. The paper is a minimum of 3 full pages NOT including works cited. The assignment should be double-spaced, 12-point Times New Roman font, and 1" margins. NO PLAGIARISM!! You will receive a 0/10 and will be reported for academic dishonesty. Be sure to answer the following questions in your paper: Here is the breakdown of the points:Question 1: 1 pointQuestion 2: 1 pointQuestion 3: 1.5 points (attach PDF)Question 4 : 1.5 points (attach PDF)Includes at least 1 reliable resource: 1 pointCorrect in-text APA citations: 1 pointCorrect APA works cited page: 1 pointCorrect grammar, spelling, and punctuation: 1 pointMeets the 3-page minimum requirement, double-spaced, 12-point Times New Roman font, and 1" margins: 1 pointTotal: 10 pointsQuestions:1. What are three benefits of consuming alcohol?2. What are three risks of consuming alcohol?3. Aside from abstaining from alcohol entirely, how can some of the potential risks associated with drinking alcohol be avoided? *Explain your answer by citing reliable sources you used to develop that answer.4. Do you think the risks of alcohol consumption are different for you and your peers as opposed to the general poulation? *Explain your answer by citing reliable sources you use to develop that answer.APA Citation Guide:Watch how to correctly cite in APA format. Here are some examples of proper in-text citations: i. Jones (1998) found "students often had difficulty using APA style" (p. 199); what implications does this have for teachers? ii. Research by Wegener and Petty (1994) supports, "..." (Wegener & Petty, 1994).For your "Works Cited" page in APA format, consider the following: The title should only be capitalized in the first word before and after the semi-colon. You should also have the title of the journal included in italics.Here are some examples of proper "Works Cited" page full APA citations: i. Single AuthorLast name first, followed by author initials.Berndt, T. J. (2002). Friendship quality and social development. Current Directions in Psychological Science, 11, 7-10. ii. Two AuthorsList by their last names and initials. Use the ampersand instead of "and."Wegener, D. T., & Petty, R. E. (1994). Mood management across affective states: The hedonic contingency hypothesis. Journal of Personality and Social Psychology, 66, 1034-1048. iii. Three to Seven AuthorsList by last names and initials; commas separate author names, while the last author name is preceded again by ampersand.Kernis, M. H., Cornell, D. P., Sun, C. R., Berry, A., Harlow, T., & Bach, J. S. (1993). There's more to self-esteem than whether it is high or low: The importance of stability of self-esteem. Journal of Personality and Social Psychology, 65, 1190-1204. iv. More Than Seven AuthorsList by last names and initials; commas separate author names. After the sixth author's name, use an ellipses in place of the author names. Then provide the final author name. There should be no more than seven names. Miller, F. H., Choi, M. J., Angeli, L. L., Harland, A. A., Stamos, J. A., Thomas, S. T., . . . Rubin, L. H. (2009). Web site usability for the blind and low-vision user. Technical Communication, 57, 323-335. v. Organization as AuthorAmerican Psychological Association. (2003). vi. Unknown Author