In a Word document, complete the following activities. Your answers should be detailed and thorough. Each answer should be at least one full paragraph in length.Part 1: Memory Techniques FlyerRead Discovery Health's How to Improve Your Memory While Studying. Then, read Michigan State University's Study Tips. Read through both documents, as well as your unit readings, and then create a flyer. In your flyer, you will choose three memory techniques that you think work best, and "advertise" them to your fellow students. Why should students use these memory techniques, and how can they use these techniques to study for an exam? In your flyer, you also need to explain the encoding, storage, and retrieval processes and how these processes operate while studying for and taking an exam.Part 2: Short Term Memory and ForgettingNext, let's test your short term memory! First, test your ability to remember a series of letters with this Short Term Memory Test. Once you have completed that, then test your ability to remember a series of pictures with this Short Term Memory Picture Game. After you have completed both activities, then answer the following: Describe your results. Was it easier to remember the letters or the pictures? Why? Discuss the process of forgetting. Answer the following questions in your response: Why did you forget some of the letters and pictures in these activities? Why do you forget some of the information that you studied while you are taking an exam? Why do you forget some of the information that you learned in your class after the class is over? How would you be able to move these items from your short term memory into your long term memory? What would need to happen?faculty.washington.edu/chudler/stm0.html (short term memory test)faculty.washington.edu/chudler/puzmatch.html (short term memory picture game)

Write a 1-2 page executive summary, along with an appendix of supporting information, in which you analyze an organization's financial performance as well as their level of risk for lending and make and present a recommendation to help leadership make a loan decision.IntroductionThis portfolio work project will help you complete a thorough review of an organization’s financial performance as well as their level of risk for lending. Your recommendation will help leadership create a loan portfolio, and your executive summary will clearly and concisely communicate your review to others in the organization.ScenarioYou work for an organization that provides loans to businesses. You are working with a client who is requesting a loan that will require a review of financial and related performance documents. You have been asked to review the documents and summarize your findings in a loan recommendation for your management team.Your RoleYou are a loan manager for a lending organization, and your responsibilities include reviewing loan requests and providing recommendations in regard to whether the loan requests should be funded.RequirementsYour client works for Ace Company. Assume Ace Company requested a $3 million 10-year loan to purchase production equipment and develop accompanying software. Use the Ace Company Data document for this option.Loan RecommendationTo arrive at your recommendation, analyze the financial performance of the requesting company and present it to your organization’s upper-management team. The management team will take your recommendation into consideration as they finalize loan requests.Analyze the company's performance and performance trends. Include the following in your analysis:Analyze the trend for accounts receivable collections. Identify the trend.Explain the relevance of the trend.Determine if the trend is improving or getting worse.Compare the company's average inventory turnover to the industry average inventory turnover rate. Note that the average industry turnover rate for Ace Company is 10 times per year. Consider whether the company’s average inventory turnover is higher or lower than the industry average.Explain whether a higher or lower average is better.Determine whether the trend is improving or getting worse.Evaluate the company's short-term and long-term credit worthiness based on financial performance and trend (comparing this year to last year). Include in your evaluation: Information about performance and trends.Information about other relevant financial information you consider important to the decision.Your recommendation regarding whether the bank should grant the loan based on the financial data.Deliverable FormatThe management team of your organization requests this information in the form of a 1–2 page executive summary along with a title page, references page, and appendix of supporting information. The executive summary must highlight the key findings from your review and will provide your recommendation and rationale. The appendix must include data used in your analysis for others to review. Assume that this document is the only communication in regard to your analysis and recommendation and that you will not be with the team to explain anything as it deliberates. In other words, the documentation you provide must be well organized and include information for the management team to clearly see your recommendation and rationale.Related company report standards:The executive summary is a professional document and should therefore follow the corresponding MBA Academic and Professional Document Guidelines, including single-spaced paragraphs.In addition to the executive summary, include: A title page.A references page.Appendix with supporting materials. If you are using a firm or scenario of your choosing, ensure faculty has sufficient information to understand how you reached your recommendation.At least two APA-formatted references.EvaluationBy successfully completing this assessment, you will demonstrate your proficiency in the following course competencies through corresponding scoring guide criteria:Competency 1: Explain how accounting concepts and practices impact financial reporting. Analyze the trend for the company’s accounts receivable collections.Compare the company’s average inventory turnover ratio to an industry average.Competency 2: Apply principles of accounting to assess financial performance. Evaluate the company’s short-term and long-term credit worthiness.Competency 4: Communicate financial information with multiple stakeholders. Communicate accounting information clearly.