ASSIGNMENT 08 C07J Personal Finance Directions: . Unless otherwise stated, answer in complete sentences, and be sure to use correct English, spelling and grammar. Sources must be cited in APA format. Your response should be four (4) double-spaced pages; refer to the "Assignment Format" page located on the Course Home page for specific format requirements. Part A: 1. Describe two (2) steps you should take to evaluate and choose health care insurance options. 2. Describe one (1) consideration you should take into account when looking into the option of private health care insurance. Part B: Describe one (1) way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth. Part C: Before investing in mutual funds, describe two (2) other issues that you would want to address in your overall financial plan. Grading Rubric Please refer to the rubric on the following page for the grading criteria for this assignment. CATEGORY Part A: Health care insurance steps (20 points) Part A: Health care insurance considerations (15 points) Exemplary 20 points Student provides a clear, logical description of at least 2 steps you should take to evaluate and choose health care insurance options. 15 points Student provides at least 1 clear, logical consideration you should take into account when looking into the option of private health care insurance. Part B: Investing 20 points in stocks (20 Student provides a points) clear, logical description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth. Part C: Mutual 20 points funds (20 Student provides a points) clear, logical description of at least 2 other issues that you would want to address in your overall financial plan before investing in mutual funds. Satisfactory 15 points Student provides a mostly clear, logical description of 1-2 steps you should take to evaluate and choose health care insurance options. 12 points Student provides at least 1 mostly clear, logical consideration you should take into account when looking into the option of private health care insurance. 15 points Student provides a mostly clear, logical description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth. 15 points Student provides a mostly clear, logical description of 1-2 other issues that you would want to address in your overall financial plan before investing in mutual funds. Unsatisfactory 10 points Student provides a weak or unclear description of 1-2 steps you should take to evaluate and choose health care insurance options. 8 points Student provides at least 1 weak or unclear consideration you should take into account when looking into the option of private health care insurance. 10 points Student provides a weak or unclear description of at least 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth. 10 points Student provides a weak or unclear description of 1-2 other issues that you would want to address in your overall financial plan before investing in mutual funds. Unacceptable 5 points Student provides a poor description of 1 step you should take to evaluate and choose health care insurance options. 5 points Student provides 1 poor consideration you should take into account when looking into the option of private health care insurance. 5 points Student provides a poor description of 1 way that the decision to invest in stocks affects financial planning, liquidity management, financing, and protecting your wealth. 5 points Student provides a poor description of 1 other issue that you would want to address in your overall financial plan before investing in mutual funds. Mechanics (15 Points) 15 points Student makes no errors in grammar or spelling that distract the reader from the content. 12 points Student makes 1-2 errors in grammar or spelling that distract the reader from the content. 8 points Student makes 3-4 errors in grammar or spelling that distract the reader from the content. Format (10 Points) 10 points The paper is written in proper format. All sources used for quotes and facts are credible and cited correctly. 8 points The paper is written in proper format with only 12 errors. All sources used for quotes and facts are credible and most are cited correctly. 5 points The paper is written in proper format with only 35 errors. Most sources used for quotes and facts are credible and cited correctly. 5 points Student makes more than 4 errors in grammar or spelling that distract the reader from the content. 2 points The paper is not written in proper format. Many sources used for quotes and facts are less than credible (suspect) and/or are not cited correctly.
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