Reading some short articles and then answer three questions. Its forCommunity and democratic citizenship class.

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Ali Albaqshi CMTY 195: Community & Democratic Citizenship WEEK 3: Climate Change, how much power, Don’t get used, and Top economic Dr. Chuks Ugochukwu St. Cloud State University St Cloud, MN Date: January. 23, 2018 1of4 1. Cynthia Tucker, “Climate change deniers push back on Environmental Regulation”, 2014 • One of the key concepts from the article is on how leaders can play an important role in mitigating the factors that lead to climatic change. The author notes that President Obama played an important role in coming up with environmental regulatory policies. This made him unpopular with the corporate lobbyists who don’t care about the effects their plants have on the planet and also leaders who were from the states that had plants that were being affected by the regulation. The leaders were not supporting the president mainly because they did not want to lose the votes from their states. Clearly what is needed is support from across the board so as to avoid future effects of climatic change. • One thing I find missing from this article is the recommendation on how the leadership can bring together those who are against the regulations so that they can be able to see from the point of view so that the process of eliminating this risks is successful. 2. Emily Badger, “How much power do cities really have to combat climate changes”, 2014 • One important point from the article is that cities are indeed powerful when it comes to fighting climatic changes. This comes out clearly by the fact that the people can come up with groups that lobby for the climatic change, for example, the global mayors. Also, it is important to note that most government cities have control in their cities even if they do not have much say when it 2 of 4 comes to national policy. This is so because they come up with the policies in their cities. • One issue that was not clear from the article is what these lobby groups are doing in order to reach out to the national government so that they can support them in their quest. Though, from the article, we are able to see the lobby groups getting support from the city governments through them encouraging installation of equipment that are environmentally friendly. This goes a long way in reducing the effects of climatic change. 3. John Metcalfe, “Don’t get used to the idea of a global warming slowdown idea”, 2014 • One main objective of the article is to caution the reader against the reports purporting that the global warming will go down in the years to come. The author makes it clear that global warming is here to stay. One thing that comes out from this article is that the scientists do not tell us is how we can actually slowdown the global warming. • One key concept from the article also was to give reasons for the slowdown in global warming in the Atlantic cities. This comes out clearly where the scientists give reasons such as natural and human-generated particles that play a role in the distribution of solar energy. Another possible reason is that the ocean is sucking up the excess heat as the atmosphere can only hold so much at any given time. 4. Benjamin Hulac, “ Top Economic risk of 2016 is Global Warming”, 2016 • One main point of view from the article is that global warming should be viewed as an economic risk. This is so because of its catastrophic effects on the environment which affects the sustainability of the income generating 3 of 4 activities for various countries. This is so because most rely on either water or energy for agricultural and industrial purposes. This should be taken seriously because from it countries gross domestic product will go down and their people will be faced with immense poverty. • One more thing that is coming out very clearly from the article is that the issue of global warming needs to be addressed urgently because it is also contributing to social insecurity where people will start fighting for scarce resources like water this will lead to social ills such as corruption. 4 of 4 Ali Albaqshi CMTY 195: Community & Democratic Citizenship Pension, Megacities and Retirement age Dr. Chuks Ugochukwu St. Cloud State University St. Cloud, MN February 6, 2018 Page 1 of 5 1. Jamie Robertson, “The shock that awaits pensioners at retirement”, 2015 One of the most important information from the article is that the retirement plan is underfunded, and the author wants to make the pensioner in America aware of the situation at hand. Because of this she encourages the workers to work longer and save more. The author brings to our attention that if the people delayed their retirement until they are 70years then they have put aside enough money to spend once they have retired. The article is encouraging people to take advantage of the pension schemes available and start saving as early as they start earning to have a monthly income during retirement. The author also enlightens us on what is happening in the other countries, what their governments are doing to ensure that their citizens save up enough for their retirement. One concept from the article is that the government should consider letting the people use equity on their house to finance their pension. Since many people hold their homes dearly and would want to leave it to their children. But on the other hand, this seems not to be the solution. The authors suggest that the citizens should be encouraged to start saving for their retirement as soon as they start working. One thing that I think the authors should have done is looking for more permanent solutions. 2. Richard Florida, “Why so many emerging megacities remain so poor”, 2014 One of the most important information that came out from the article is the rapid growth of cities around the world. Economists and Urbanists consider this as a good thing Page 2 of 5 because it helps in economic development. On the other hand, the author draws to our attention that most cities remain poor. Such as Africa, Asia, and Latin America and he asks if urbanization drives economic development why do many global cities remain poor. This is because they have poor governing structures and weaker institutions. For the situation to be overturned cities need competent governments with enough money. Challenges that poor cities face include high levels of crime and congestion. Also, there is high spread of diseases. One key concept to understand from the article is that of the role of social movements when it comes to pushing for needed institutions, better policies and greater accountability. This will help reduce the number of slums of poverty. The author notes that in the next few decades billions of people will make cities their home, this call for the governments to be able to get it right by having appropriate policies, strategies and institutions. This will help reduce poverty levels. 3. Tom Sightings, “How Baby Boomers will shift the economy”, 2013 The most important information from the article is on how certain industries will benefit as a result of number of elderly people increasing because of the products and services they have to offer. For instance, they will provide money making opportunities because they will want to move to warmer and friendlier climates, they will also manage their IRA through financial institutions. Also, they will buy long-term care insurance, pay rent for senior citizens among others. It is important to note that older citizens are richer than ever because more elder citizens are working now. Because of this poverty levels have gone down. Page 3 of 5 One concept to understand from the article is on one smart way to invest in the baby boomers. Which to identify the trend then let an expert pick the specific companies that are most likely to benefit from those prevailing winds. They suggest three ideas which are medical since older people use more medical products than older people, finance and insurance they will need money managers because they are responsible for their finances and savings, and finally consumer products like personal products such as anti-wrinkle creams. 4. Christopher Ingraham, “If you thought income inequality was bad get a load of wealth inequality”, 2015 The most important information from the article is a factor that has been ignored for such a long time when it comes to determining the haves and the have-nots and that is the wealth inequality. Wealth can be determined by the amount of stuff you own. In most cases when countries are measuring inequality they focus on income rather than on wealth. The author brings to our attention that when you account for the wealth that is owned by which category of people in the economy then it will give us a clear picture on the inequality status of the country. One concept to understand from the article is that more inequality equals to less economic growth. Because the less fortunate you are not able to contribute to the economy. Wealth describes the value of what a family owns minus its debts, offers security and privilege that can last for generations. Wealth starts from where a person lives. The conclusion from the article is that after adding up all the components of wealth the white population holds up to 7 times more wealth than the black population in Page 4 of 5 America. The article leaves a lot to be desired because it does answer the question on what can be done to bridge this gap of inequality. 5. Renee Morad, “Age 70 is the new 65 here’s why”, 2014 One important information from the article is that people are delaying their retirement age to 70 years because they end up getting a lot of money out of it. Their driving factor is that when you delay the social security benefits they increase by 8% every year. Also, you can be able to add a full year’s savings. This will increase the family household income by a few more thousands. It also means that there is longer lifespan since one is able to support yourself on retirement assets. Finally, people are increasing their retirement years so that they still find themselves tied down by debts. One concept to understand from the reading is that there will come a time that the state will set the retirement age at 70 because the after this age it will mean that the retirees will be able to take good care of themselves. Also, it can allow the pensioners to save up some more cash and also give them more time to pay up their debts. Also, it will help them to keep the lifestyle they are used to even after they retire. The question that comes out clearly from the article is, are the citizens getting enough sensitization on the importance of retiring at 70. Then what interventions are in place to ensure that more citizens change their attitude on the retirement age. Page 5 of 5 Ali Albaqshi CMTY 195: Community & Democratic Citizenship Week 7 Articles Dr. Chuks Ugochukwu St. Cloud State University St. Cloud, MN February 20, 2018 Page 1 of 5 1. William Frey, “Diversity is an Opportunity, not a Threat for America.” 2016 One of the most important information in this article is the power of diversity. This is according to William. In any economy, diversity can be used to the advantage of the nation, and neither the authorities nor the citizens should see it as a threat to the nation’s posterity. It is from embracing diversity that numerous advantages are realized in any nation. In justifying this, William states categorically that a nation that allows diversity within its structures enjoys energized taskforce, industrialization, increased productivity and ready markets for the produced products. One concept to understand is diversity and associated dangers. The dangers of not embracing diversity is another aspect that appears dominant in the article. Besides the importance of embracing and appreciating diversity for the progress of a nation, William goes ahead to mention that there are the dangers associated when diversity is ignored. Citizens belong to a nation and should be accommodated as one. In a case where diversity accommodation does not exist, conflicts are inevitable. Citizens in such a nation feel neglected and unattended to and thus the aftermath is a torn nation with failing economies and civil wars. 2. John Newman, “How do you measure diversity?” 2014 One of the most important information being discussed is diversity and how it can be measured. The United States of America is used in the presented case. Form the arguments presented, the Department of Education is out on the limelight, with its methods of measuring diversity. From the information presented, diversity has been argued out using aspects such as race, age and gender. People seem to forget that aspects that are no quantifiable are also important when it comes to diversity. Such issues include relationships. This is a new aspect of having a different Page 2 of 5 perspective when it comes to diversity and it is finding its applicability in the courtrooms, schools and in scientific research. One concept from the article is Diversity Index. This exceptional tool can be used to determine the diversity mix up in a group. It is an effective tool for determining the likelihood of different races in a case where two or more people are gathered. In my opinion, when such a tool is used, it can be of help in attaining a diversity balance in our institutions and workplaces. This is because the diversity tool can be used to identify a racial imbalance and necessary adjustments suggested to cover for the inadequacies. With the tool effectively utilized, it is easy to know whether all races and ethnic groups are getting equal presentation. The ratios of the index are compared and the minimal the difference, the better the presentation. 3. Errin Haines Whack, Report Finds Racial gap widest in nearly four decades.” 2016 One of the most important information is based on the continued economic disparity between races in the United States of America. The comparison is between the white and the black people. When the wages of this two were compared, the difference was as clear as day and continues to increase. In a personal opinion, I would argue that cases of racism are still rooted in the economic corridors of the United States of America, to the extent that the black race is not being given a chance to represent and empower itself through the thriving economy of the United States of America. One concept from the article is the concept of economic disparities. The disparities continue to exist even with education and campaigns to have equality in the United States of America. Wages of the black race remain low even when education qualifications are similar to those of their white counterparts. From the article, I feel that the key issues pointing to ending Page 3 of 5 discrimination are not effectively addressed. The failure to do so leaves the black people in danger. There is therefore, the need to effectively address the issue, not just how it is thriving in the United States of America but how to end it. There is the need for laws and policies that protect the black people. The black people need economic empowerment. 4. Dr. Luke Tripp, “The Illusion of Racial Progress.” 2013 One of the most important information is the illusion of racial progress in the United States of America. There have discussions in the country al related to providing a solution racial quality, but there seems to be not forth coming solution to the problem. Those who seem to be the advocates have fallen victims in one way or another. A vivid example is given of Martin Luther King. He was fighting for equality and racial justice for the black people. What happened was intimidation and his assassination, a clear indication that the system is to blame for the illusive perception of racial progress in the United States of America. There seems to be no progress after all. As a conscious people, therefore, we need to realize the illusion and stand as a united front in fighting for racial justice. One of the concept to understand is the unfair distribution of wealth. In the article, there is the mention of the unfair distribution of wealth in the United States of America in the article. Despite the mention, there are no concrete solutions or suggestions put forth in ending or decreasing the difference. There is therefore the need to discuss the issue of wealth disparities with recommendations to end the menace. There is no solution that will come forth just by mentioning the problem. There is the need for reforms and polies that are geared towards the end of inequality and segregation in the United States. Page 4 of 5 5. Daniel Hertz, “There’s Basically No way not to be a Gentrifier.” 2014 One of the most important information is the privilege that race has given to some of us. According to the author of the article, we often find ourselves in an elevation that we cannot explain or tell how we got there. There is the heated debate on the practice of gentrification, and all the people in the room somehow managed to graduate and not just mere graduation but graduation from a prestigious college. They are all leaving in a good neighbourhood. Something that all races have not been granted. There is what the author calls cohort, with the delusion of the existence of racial homogeneity, which is not the case with our societies. One concept to understand from article is the concept of Gentrification. Gentrification is not the problem. We desire to live in the elevated neighbourhoods and that is not a problem. The problem is how we got there in the first place. We pride and greed, we have pushed away those who lived there and owned the best places in town and urban centres, where racism is allowed. There is the need to come up with a way to address the issue of gentrification, not only in terms of where we live but also in a more comprehensive way that addresses the plight of those who were pushed away. Page 5 of 5 Saint Cloud State University Department of Geography & Planning Planning & Community Development Program Spring 2018 CMTY 195: Community & Democratic Citizenship 339 Stewart Hall Instructor: Chuks Ugochukwu, Ph.D. Phone: 320-308-2097 Office Hours: M: 11-3; Tues.: 2=3; Wed.: (open for Appointments 10-3; or Digital QUIZ 1 Answer All the questions 1, 2 and 3 1. Briefly discuss 3 pros and 3 cons for a community that experience or is experiencing globalization i.e. an influx of new people, more older populations into the community. What types of areas and spaces of co-operations, and challenges seem to be in contention, of concern in communities. [1 point each] 2. Briefly explain 4 examples of positive change to the challenges in the community you outlined in question one above. What 4 examples of positive change from the course articles or videos demonstrate what communities are doing. 3. Do you believe the schools can play an important role here, explain. [1 point each] NOTE: 1. Be sure to format and number your responses appropriately for ease of reading them and my understanding. 2. Be sure to provide your citations in the proper writing style format (MLA, APA, ….), and then a list of the references or works cited entries for all the articles and videos you used 3. 5-pages maximum allotted for this quiz
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Explanation & Answer


Running head: QUIZ ONE


Ali Albaqshi
CMTY 195: Community & Democratic Citizenship
Quiz 1
Dr. Chuks Ugochukwu
St. Cloud State University
St. Cloud, MN
February 28, 2018


Quiz 1
Question One

According to Baileys and Owens (2017), globalization refers to the emerging of an
international network belonging to an economic and social system. It has to do with the
understanding of the process of change that constitutes the fundamental of the transformation
of human concerns in an organization linking together human activity across regions and
continents. The pros of globalization include that it has the potential to make this world a
better place to live in and solve issues such as poverty. Free trade promotes global economic
growth, creates jobs, makes more companies competitive and lowers prices for consumers
and also provides them with a variety to choose from. Also, there is the creation of world
power instead of compartmentalized power sectors. Politics is merging and decisions that are
being taken are actually beneficial for people all over the world. Not to be ignored is the fact
that also there is sharing of technology with developing...

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