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MHA 505 UOPX Health Care Reform Debate Paper

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Health & Medical

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University of Phoenix

Course

MHA 505

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Discussion

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Medicare for All,

Introduction

With the health care reform debate, the Medicare for All has been a major topic. It is

considered being a cost-efficient health care plan. There have been several questions regarding

what it is, how it would affect Medicare overall, the cost, and how the private health

insurance plans may be impacted. Knowing the purpose and understanding the primary goal is

key in determining whether the Medicare for All is beneficial for everyone. There are various

proposals out for review to broaden the functions of plans in healthcare.

Medicare for All

Medicare for all would change our healthcare system from a multi-payer system to a

single-payer system. In a multi-payer healthcare system, multiple people are paying, such as

health insurance companies, employers, and the government (Medicare & Medicaid). In a single-

payer healthcare system, each individual’s taxes would cover health expenses for people. Out of

pocket expenses may vary depending on where each consumer falls in the tax bracket. If

individuals fall within the lower income category, there would be no out of pocket costs.

However, for those who are in the higher tax bracket, out of pocket costs could be as high as

$3,500 annually. Medicare for all will not eliminate private insurance, but private insurance will

not be able to provide the same type of coverage because it would result in duplicate coverage.

The proposed funding for this plan will come from funds that are currently used for Medicare,

Medicaid, and other federal programs that pay for health services, as well as taxes.

Strategy and Concept of the Medicare for All

The overall concept for Medicare for All is to open the enrollment eligibility for more

than just the 65 and older age bracket. In 2017, a billed was introduced to allow individuals

between the age of 55 to 65 to buy into the program. According to Sanjay (2019), “Many of

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Medicare for All,

the parties in favor of Medicare for All, believe that health care is a human right, and many

supporters believe that getting more people into the Medicare system can help control growing

costs in the US health care system.” The attempts to offer universal health care in the United

States stems back to the early 1900s. Medicare for All isn’t the only bill that has been introduced

to expand Medicare. The main strategy, outside of lowering the eligibility age, is that the

people who have coverage from their employer would be provided complete coverage as

Medicare offers now, no deductibles, copays, or premiums. Emergency, preventive, and most

prescription drugs would be included, just to name a few. For the ruling class, it’s the ideal fight,

one that could change the votes of the majority, and the working class in the United States. Once

implemented it will be all the proof needed to ensure Americans it is a beneficial bill to help all,

not just a select few. It will have a sense of the political aspect that will shift the focus to one

about family, friends and individuals.

Benefits of Medicare for All

Researching Medicare for All shows that it could be an effective single-payer healthcare.

There would have to be some changes from the current multiple payer system that is in place

now, but with some open mindedness and working together it could be done. There are many

benefits to the single payer system. One of those benefits would be lower cost of care, this would

be due to the government regulating and negotiating the price. By having the government to

control the cost of care it will be more affordable for everyone. Hospitals and doctors would all

have to provide the same standard of care. There would be no more targeting the wealthy clients

offering them expensive services, but rather the same standard of care at a lower cost. It would

eliminate the administrative cost of working with multiple private health insurers. Doctors would

only have to deal with one government agency, rather than spending time and resources

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Medicare for All, 1 Introduction With the health care reform debate, the Medicare for All has been a major topic. It is considered being a cost-efficient health care plan. There have been several questions regarding what it is, how it would affect Medicare overall, the cost, and how the private health insurance plans may be impacted. Knowing the purpose and understanding the primary goal is key in determining whether the Medicare for All is beneficial for everyone. There are various proposals out for review to broaden the functions of plans in healthcare. Medicare for All Medicare for all would change our healthcare system from a multi-payer system to a single-payer system. In a multi-payer healthcare system, multiple people are paying, such as health insurance companies, employers, and the government (Medicare & Medicaid). In a singlepayer healthcare system, each individual’s taxes would cover health expenses for people. Out of pocket expenses may vary depending on where each consumer falls in the tax bracket. If individuals fall within the lower income category, there would be no out of pocket costs. However, for those who are in the higher tax bracket, out of pocket costs could be as high as $3,500 annually. Medicare for all will not eliminate private insurance, but private insurance will not be able to provide the same type of coverage because it would result in duplicate coverage. The proposed funding for this plan will come from funds that are currently used for Medic ...
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Tags: Health Care Environments cost efficient health care plan healthcare system lower income category private insurance