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Contrasting “American Healthcare System” with “Single Payer Model”

Review of American Healthcare System

The United States of America is the sole economically developed and mechanized nation which

does not have the provision of universal healthcare. On the other hand, all the developed

countries worldwide have prescribed a universal health care system which caters to all the

segments of their society. Many of the advocates of the United States healthcare model hold that

this enhances the choice citizens can exercise in choosing the best model for them. Supporters of

a single-payer healthcare model hold that publically-funded healthcare substantially lowers the

expenditure and furnishes a greater sense of social security. There are 3 main parts of a

healthcare system be it a single payer system or not. These three parts of a healthcare system are

i. The patient,

ii. The payer, (which can either be the government itself or various public or private

insurance companies),

iii. The healthcare service provider.

All of the healthcare systems across the globe follow a same generic model. However what

differs among them is the payer, who is a different entity in the different healthcare systems

across the world. A number of financial interactions take place among the three of the parts of

any healthcare system. As far as the United States privately managed health-insurance market is

concerned, users normally procure their health-coverage from anyone of the health-insurance

firms from a number of firms in competition. As various users end-up with varying health-

insurers, this leads to many payers across the entire United States health-care system.

Review of Single Payer Healthcare System

In a full-fledge single-payer healthcare system, there is, as the name implies, just a single payer

which normally is the government. This is similar to how the United States administers some

portions of Medicaid: The government provides coverage, and no private insurers are involved.

However, since Medicaid is only a portion of the United States Healthcare System, United States

healthcare system as a whole cannot be labeled as a single-payer healthcare system.

Examples of Countries with Single Payer Health Care System

Several instances of nations with a single-payer health-care system are as follows:

• Canadian Healthcare System

The single-payer healthcare-system which Canada has employed for the past 25 years or

so has resulted in an efficient streamlining of their healthcare costs. e.g., it requires

greater number of people to administrate the Blue-Cross Blue-Shield of Massachusetts

than is the requirement for administering all of the Canadian healthcare system. Before

the Canada’s execution of the national health-program, their healthcare expenses were the

equal proportion of the national-economy as in the U.S. Consequent to the

implementation of the program, the expenses achieved a stable level of nine percent

whereas in comparison, the United States expenses have risen to fourteen percent. Their

expenditure is one tenth of the U.S. health-care service-providers expenditure on the

overheads only. Canada’s system is actually a government funded health-insurance

program in which the expenditures are well-controlled and both the clinic/hospitals as

well as the treating doctors are private. All the citizens are free to consult any physician

of their choice or can visit any clinic/hospital they want to. Every province has an

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Contrasting “American Healthcare System” with “Single Payer Model” Review of American Healthcare System The United States of America is the sole economically developed and mechanized nation which does not have the provision of universal healthcare. On the other hand, all the developed countries worldwide have prescribed a universal health care system which caters to all the segments of their society. Many of the advocates of the United States healthcare model hold that this enhances the choice citizens can exercise in choosing the best model for them. Supporters of a single-payer healthcare model hold that publically-funded healthcare substantially lowers the expenditure and furnishes a greater sense of social security. There are 3 main parts of a healthcare system be it a single payer system or not. These three parts of a healthcare system are i. The patient, ii. The payer, (which can either be the government itself or various public or private insurance companies), iii. The healthcare service provider. All of the healthcare systems across the globe follow a same generic model. However what differs among them is the payer, who is a different entity in the different healthcare systems across the world. A number of financial interactions take place among the three of the parts of any healthcare system. As far as the United States privately managed health-insurance market is concerned, users normally procure their health-coverage from anyone of the health-insuranc ...
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