#1. How important are a quality culture and a risk culture for effective organization management?#2. Discuss their relationship between quality management and customer satisfaction#3. Small to medium businesses are exposed to risks on a daily basis. The impact of these risks could cause a decrease in revenue and/or an increase in expenses. As we all know, every business is subject to risks at any time. The potential losses as a result of unmanaged risks could be catastrophic. Insurance policies can be purchased that can help protect businesses from risks caused by certain events and from risks to their employees' personal security.You have been given the task of persuading your business's board of directors to purchase insurance policies that will help manage the risks mentioned above. The insurance policies have already been chosen, but now you must explain the details of the insurance policies, including the contracts involved in the policies, to the board and convince the board that these policies really will protect the business from risks. In addition, you must describe what the terms in the insurance contracts mean and how they can be applicable to each business area.In order to this, you will need to create a portfolio document with the following sections::Define insurance and an insurance policy.Identify the two basic types of insurance.Describe how insurance policies can be used to protect the business from risks caused by certain events and from risks to their employees' personal security while on the job.Define the four essential elements of a valid insurance contract: offer and acceptance, consideration, legal capacity, and purpose.Identify the common terms found in insurance contracts that specify exactly what risks an insurer will cover.Define catastrophe theory and how it differs from risk management principles.Discuss how catastrophe theory can be utilized by your organizations to manage and recover from risks.

**NOTE: You must do your own thinking and writing. You may use notes and textbook and other sources but you must cite quotations and paraphrases taken from other authors. I will use a plagiarism prevention technology to screen essays and if they are not your own work then you will receive zero points. I expect one page of writing to one and one-half pages as the appropriate length for each question.Begin by explaining the history of voting rights in the U.S. How is the right to vote related to the concept of equality? Then discuss the main points of the “Lesterland” (Election Finance) video and identify issues that pose a threat to the future of representative democracy in the US.View the video from the Miami Dade College Book Fair that features New Orleans Mayor Mitch Landrieu, author of “In the Shadow of the Statues.” This video is linked into the Blackboard course in Unit 4. Discuss the main points of his lecture and relate to the key concepts of a good democracy as we have been defining that term throughout the semester. (Report any problems with video to me immediately).Explain how the Watergate Scandal is relevant to the current political situation in the US Federal Government. Be sure to define key elements of Watergate and explain what it tells us about US Federal Government. Relate those ideas to the investigation of the 2016 Presidential Election as well as the 2020 Impeachment of the current President. (NOTE: You will need to carefully review the facts of the 2016 election investigation and the separate issues of the 2020 impeachment, be sure to check the validity of your sources of information. Cite all sources.)

Research previous course work and learned concepts.Write a 350- to 700-word executive summary in which you analyze organizational behavior concepts associated with common managerial practices involved in day-to-day operations within criminal justice settings. Be sure to identify professional standards and values that apply across various components of the criminal justice system on a national level.Format your paper consistent with APA guidelines.