Need help with Quiz.  There are no timer but once access must complete.  Only get one chance. Question 1 Question: Which factor is not considered when determining a form of business organization? a. Who owns the firm? b. The owners' risks. c. The tax ramifications. d. The physical location of the business. Question 2 What should a firm's primary objective be, given that it might actually be the most beneficial for society in the long run? a. Minimizing layoffs. b. Maximizing market share. c. Minimizing costs. d. Maximizing shareholder value. Question 3 What is the definition of the term agency problem? a. The difficulties that arise in professional baseball when players become free agents. b. The difficulties that arise when a principle hires an agency to represent their company. c. The difficulties that arise when a principle hires an agent and cannot fully monitor the agent's actions. d. When a principle hires an agent and must monitor every move they make, because they have found the agent to be unethical. Question 4 A particular security's default risk premium is 3 percent. For all securities, the inflation risk premium is 1.75 percent and the real interest rate is 4.2 percent. The security's liquidity risk premium is 0.35 percent and the maturity risk premium is 0.95 percent. The security has no special covenants. What is the security's equilibrium rate of return? a. 8.50 percent. b. 6.05 percent. c. 10.25 percent. d. 9.90 percent. Question 5 Which of the following statements is correct? a. An IPO is an example of a primary market transaction. b. Money markets are subject to wider price fluctuations and are therefore more risky than capital market instruments. c. A direct transfer of funds is more efficient than using financial institutions. d. The market segmentation theory argues that different investors have different risk preferences, which determine the shape of the yield curve. Question 6 Which of the following transactions in NOT a secondary market transaction? a. GE sells $30 million of new preferred stock. b. Microsoft sells $2 million of IBM preferred stock out of its marketable securities portfolio. c. The Magellan Fund buys $100 million of Apple previously issued bonds. d. Allstate Insurance Company. Sells $5 million in IBM bonds. Question 7 How are future values affected by changes in interest rates? a. The lower the interest rate, the larger the future value will be. b. The higher the interest rate, the larger the future value will be. c. Future values are not affected by changes in interest rates. d. One would need to know the present value to determine the impact. Question 8 Which of the following statements about the future value of a dollar is true? a. A dollar paid (or received) in the future is worth more than a dollar paid (or received) today. b. A dollar paid (or received) in the future is worth as much as a dollar paid (or received) today. c. A dollar paid (or received) in the future is worth less than a dollar paid (or received) today. d. A dollar paid (or received) in the future is not comparable to a dollar paid (or received) today. Question 9 Which of the following statements about calculating the number of years needed to grow an investment to a specific amount of money is true? a. The lower the interest rate, the shorter the time period needed to achieve the growth. b. The higher the interest rate, the shorter the time period needed to achieve the growth. c. The interest rate has nothing to do with the length of the time period needed to achieve the growth. d. The Rule of 72 is the only way to calculate the time period needed to achieve the growth. Question 10 What is the correct term for level sets of frequent, consistent cash flows? a. Loans. b. Budgets. c. Annuities. d. Bills. Question 11 What does a loan amortization schedule show? a. The principal balance paid per period only. b. The interest paid per period only. c. Both the principal balance and interest paid per period. d. The present value of the payments due. Question 12 Which bond sells for a price lower than its par value? a. A discount bond. b. A premium bond. c. A junk bond. d. A municipal bond. Question 13 Which bond makes no interest payments? a. A bond whose coupon rate is equal to the market interest rates. b. A bond whose coupon rate is greater than the market interest rates. c. A bond whose coupon rate is less than the market interest rates. d. A zero coupon bond. Question 14 A 6-percent corporate coupon bond is callable in 10 years for a call premium of one year of coupon payments. Assuming a par value of $1,000, what is the price paid to the bondholder, if the issuer calls the bond? a. $60 b. $600 c. $1000 d. $1060 Question 15 As residual claimants, which investors claim any cash flows to the firm that remain after the firm pays all other claims? a. Creditors. b. Bondholders. c. Preferred stockholders. d. Common stockholders. Question 16 What is the composition of the Dow Jones Industrial Average? a. All stock listed on the New York Stock Exchange. b. 30 of the largest (market capitalization) and most active companies in the U.S. economy. c. The 500 largest firms in their respective economic sectors. d. Fortune Magazine's 500 largest-ranked firms. Question 17 At your discount brokerage firm, it costs $9.95 per stock trade. How much money do you need to buy 100 shares of Ralph Lauren (RL), which trades at $85.13? a. $8,503.05. b. $8,503.00. c. $8,522.95. d. $9,508.00. Question 18 Which of the following terms is defined as the volatility of an investment, including firm-specific risk, as well as market risk? a. Diversifiable risk. b. Market risk. c. Standard deviation. d. Total risk. Question 19 What is the correct ranking for the following stocks, highest to lowest, based on their total risk level? Night Ryder has an average return of 15 percent and a standard deviation of 35 percent. WholeMart has an average return of 13 percent and a standard deviation of 25 percent Fruit Fly has an average return of 19 percent and a standard deviation of 30 percent. a. (1) Fruit Fly, (2) Night Ryder, (3) WholeMart b. (1) Night Ryder, (2) WholeMart, (3) Fruit Fly c. (1) Night Ryder, (2) Fruit Fly, (3) WholeMart d. (1) WholeMart, (2) Fruit Fly, (3) Night Ryder Question 20 An investor owns $10,000 of Adobe Systems stock, $15,000 of Dow Chemical, and $25,000 of Office Depot. What are the portfolio weights of each stock? a. Adobe Systems = 0.3333, Dow Chemical = 0.3333, Office Depot = 0.3333. b. Adobe Systems = 0.2, Dow Chemical = 0.3, Office Depot = 0.5. c. Adobe Systems = 0.3, Dow Chemical = 0.2, Office Depot = 0.5. d. Adobe Systems = 0.2667, Dow Chemical = 0.3333, Office Depot = 0.4. Question 21 Which of the following returns is the average of the possible returns weighted by the likelihood of those returns occurring? a. Efficient return. b. Expected return. c. Market return. d. Required return. Question 22 What is typically considered to be the return on U.S. government bonds and bills and equals the real interest and the expected inflation premium? a. Required return. b. Risk-free rate. c. Risk premium. d. Market risk premium. Question 23 What is a measure of the sensitivity of a stock or portfolio to market risk? a. Behavioral finance. b. Beta. c. Efficient market. d. Hedge. Question 24 What is a capital budgeting technique that generates a decision rule and associated metric for choosing projects, based on the total discounted value of their cash flows? a. Payback. b. Net present value. c. Internal rate of return d. Profitability index. Question 25 What is a capital budgeting technique that generates decision rules and associated metrics for choosing projects, based on the implicit, expected geometric average of a project's rate of return? a. Discounted payback. b. Net present value. c. Internal rate of return. d. Profitability index.

Compensation and Benefits PreparationResearch compensation and benefits for either Java Corp., or an organization of your choice. The Compensation and Benefits Template (linked in the resources) provides additional guidance on components that comprise employee pay or salary and benefits. A minimum of two resources are required to support your work.ScenarioFor this assignment, choose either option 1 or 2. You do not need to do both. You will apply one of these scenarios in the Instructions below. Both options will be graded using the same scoring guide.Option 1You are the new HR manager for Java Corp., a domestic cold coffee and tea company. Java Corp. is opening a new office in London, England. You are planning on filling one executive-level position with a U.S. citizen who is not already employed by Java Corp. The term of the initial assignment is two years. You must design a preliminary compensation package for this position.Option 2Choose an organization to use for this assignment. It can be where you are currently employed or a company with which you are familiar. It I be an organization that is researchable, as you will need to gather and analyze information to complete the assignment. You may use the same organization you used for the previous assignments or a different one.If you choose the organization where you are currently employed, please keep in mind that the analyses you make must be based on facts that can be documented rather than your personal opinion as an employee.Research compensation and benefits for the chosen organization. The company is opening a new branch office in London, England. You are planning on filling one executive-level position with a U.S. citizen who is not already employed by your company. The term of the initial assignment is two years. You are the new HR manager and must design a preliminary compensation package for this position.Contact your instructor if you have questions.RequirementsUsing the Compensation and Benefits Template as a guide, create a compensation package for a new expatriate position. Include the following:Pay or SalaryComplete the following:Describe key factors and decisions to make regarding base pay. Note: You do not need to indicate exact salary figures for this assignment.Analyze additional pay considerations for expatriate positions. Consider incentive pay, foreign service premium, hardship allowance, and mobility premium. BenefitsComplete the following:Analyze other legally required benefits for an employee. Include standard benefits, protection programs and paid time off, Social Security, Medicare, federal and state unemployment, and workers compensation. Analyze the appropriateness of offering additional benefits. These types of benefits could include relocation assistance, educational reimbursement, and home leave reimbursement, among others.Describe additional key considerations in designing a compensation package for this scenario's expatriate position.Additional RequirementsYour assignment should meet the following requirements:Length: 3–5 typed, double-spaced pages, plus a reference page.Written communication: Communicate in a manner that is scholarly and professional. Your writing should be: Concise and logically organized.Free of errors in grammar and mechanics.Validation and support: Use a minimum of two relevant and credible scholarly or professional resources such as the Wall Street Journal to support your work.APA format: Format all citations and references in accordance with current APA guidelines.Refer to the Compensation and Benefits Scoring Guide to ensure you meet the grading criteria for this assignment before submitting it.Note: Your instructor may also use the Writing Feedback Tool to provide feedback on your writing. In the tool, click the linked resources for helpful writing information.ResourcesCompensation and Benefits Scoring Guide. APA Style and Format.Capella University Library.Compensation and Benefits Template [DOCX].Writing Feedback Tool.